{"database": "bankproducts", "table": "claim", "is_view": false, "human_description_en": "where bank_id = \"banknow\" sorted by bank_id", "rows": [["banknow:identity:home_region", "banknow", null, "identity", "home_region", "Horgen, Zuerich", "Bank-now AG. Sitz Horgen ZH. Ehemals GE Money Bank (gegruendet 1991). 2007 von Credit Suisse uebernommen, 2008 in Bank-now umbenannt. Seit 2023 Teil der UBS-Gruppe nach CS-Uebernahme.", null, null, "finma.ch + bank-now.ch + Wikipedia", null, 1, "2008-01-01", null], ["banknow:identity:business_model", "banknow", null, "identity", "business_model", "Consumer credit + vehicle leasing", "Spezialisiertes Geschaeftsmodell: Privatkredit + Fahrzeug-Leasing + Protection-Versicherungen. Keine Privatkonten, Sparkonten, Karten, Hypotheken. Parallel zu Cembra Money Bank.", null, null, "bank-now.ch", null, 1, "2008-01-01", null], ["banknow:identity:apr_headline", "banknow", null, "identity", "apr_headline_rate", "4.9% (creditworthiness-dependent)", "CREDIT-now Headline-APR ab 4.9% (per /en/loan/apply). Volle Range 4.9% bis 11% (Swiss KKG-Cap). Hauseigentuemer in der Schweiz erhalten reduzierte Konditionen.", null, null, "bank-now.ch /en/loan/apply", null, 1, "2026-01-01", null], ["banknow:identity:death_insurance_included", "banknow", null, "identity", "death_insurance_bundled", "Yes (free)", "Todesfall-Versicherung kostenlos im CREDIT-now-Tarif inkludiert. Marktwert ca. CHF 30-100 separat \u2014 als gebuendelte Free-Versicherung effektiv attraktiv.", null, null, "bank-now.ch /en/faq", null, 1, "2026-01-01", null], ["banknow:safety:ubs_subsidiary", "banknow", null, "safety", "parent_group", "UBS Group (via CS acquisition)", "Tochtergesellschaft der UBS Group seit der CS-Uebernahme 2023. Davor 2007-2023 Tochter von Credit Suisse. Strukturelle Stabilitaet via Konzern-Mutter.", null, null, "finma.ch + bank-now.ch ueber-uns", null, 1, "2023-06-01", null], ["banknow:safety:kkg_regulated", "banknow", null, "safety", "consumer_credit_law_compliance", "Swiss KKG (cap 11% APR)", "Operiert unter dem Schweizer Konsumkreditgesetz (KKG): max 11% APR, gesetzliche 14-Tage Wartefrist vor Auszahlung, 10-Tage Widerrufsrecht nach Auszahlung. Standardisierter Verbraucherschutz.", null, null, "bank-now.ch /en/faq", null, 1, "2026-01-01", null], ["banknow:identity:cohort_with_cembra", "banknow", null, "identity", "consumer_credit_cohort", "Bank-now + Cembra (the two big specialists)", "Cembra Money Bank + Bank-now sind die zwei groessten Schweizer Consumer-Credit-Spezialisten. Beide unter KKG. Bank-now Headline 4.9% APR. Cohort-Vergleich erst durch beide Eintraege moeglich.", null, null, "bankproducts.db cross-bank query", null, 1, "2026-06-01", null]], "truncated": false, "filtered_table_rows_count": 7, "expanded_columns": [], "expandable_columns": [[{"column": "bank_id", "other_table": "bank", "other_column": "id"}, "name"]], "columns": ["id", "bank_id", "product_id", "category", "claim_key", "claim_value", "display_text_de", "display_text_en", "display_text_fr", "source", "source_url", "verifiable", "valid_from", "valid_to"], "primary_keys": ["id"], "units": {}, "query": {"sql": "select id, bank_id, product_id, category, claim_key, claim_value, display_text_de, display_text_en, display_text_fr, source, source_url, verifiable, valid_from, valid_to from claim where \"bank_id\" = :p0 order by bank_id limit 101", "params": {"p0": "banknow"}}, "facet_results": {}, "suggested_facets": [{"name": "category", "toggle_url": "http://api.bankproducts.info/bankproducts/claim.json?bank_id=banknow&_facet=category"}, {"name": "source", "toggle_url": "http://api.bankproducts.info/bankproducts/claim.json?bank_id=banknow&_facet=source"}, {"name": "valid_from", "toggle_url": "http://api.bankproducts.info/bankproducts/claim.json?bank_id=banknow&_facet=valid_from"}, {"name": "valid_from", "type": "date", "toggle_url": "http://api.bankproducts.info/bankproducts/claim.json?bank_id=banknow&_facet_date=valid_from"}], "next": null, "next_url": null, "private": false, "allow_execute_sql": true, "query_ms": 21.133882999947673, "source": "bankproducts.info", "source_url": "https://bankproducts.info", "license": "CC-BY-4.0", "license_url": "https://creativecommons.org/licenses/by/4.0/"}