{"database": "bankproducts", "table": "claim", "is_view": false, "human_description_en": "where bank_id = \"ek_schaffhausen\" sorted by bank_id", "rows": [["ek_schaffhausen:identity:home_region", "ek_schaffhausen", null, "identity", "home_region", "Schaffhausen", "Ersparniskasse Schaffhausen AG (EKSH). Regional-Sparkasse mit Sitz in Schaffhausen. BIC RBABCH22835 (RBAB-Prefix = historische Raiffeisen-Cooperative-Verbindung, aehnlich avera). Klassisches Sparkassen-Geschaeftsmodell mit Hypotheken-Schwerpunkt.", null, null, "finma.ch + ersparniskasse.ch", null, 1, "2026-01-01", null], ["ek_schaffhausen:identity:mortgage_transparency", "ek_schaffhausen", null, "identity", "mortgage_rates_published", "Yes (1.50-2.00% range + variable 2.875%)", "Counter-example zu atom #258. Im Gegensatz zu den meisten Kantonal- und Regionalbanken publiziert EKSH die Festhypothek-Range (1.50-2.00% fuer 2-10 Jahre Laufzeit) und Variable Hypothek (2.875%) direkt auf /zinssaetze. Macht Cross-Bank-Mortgage-Ranking moeglich (vs Hypothekarrechner-gegateten Banken die nur via Eingabe Daten zeigen).", null, null, "ersparniskasse.ch/zinssaetze 2026-06-01", null, 1, "2026-06-01", null], ["ek_schaffhausen:digital:free_all_atm", "ek_schaffhausen", null, "digital", "free_chf_atm_anywhere", "Yes", "Differentiator: gratis CHF-Bezuege an ALLEN Schweizer Bancomaten (nicht nur bank-eigenen). Erspart die typische CHF 2-5 Fremd-Bancomat-Gebuehr anderer Regionalbanken.", null, null, "ersparniskasse.ch /karten", null, 1, "2026-06-01", null], ["ek_schaffhausen:identity:pension_partner", "ek_schaffhausen", null, "identity", "pension_foundation", "Privor-Stiftung", "Vorsorge 3a + Freizuegigkeit ueber Privor-Stiftung (Drittstiftung, nicht eigene). 3a 0.10%, Freizuegigkeit 0.05%. Industriestandard fuer kleinere Regionalbanken (vs SLF eigene Rendita-Stiftung).", null, null, "ersparniskasse.ch/zinssaetze", null, 1, "2026-06-01", null], ["ek_schaffhausen:identity:youth_completeness", "ek_schaffhausen", null, "identity", "youth_product_count", "4 youth-tier products", "EKSH bietet Privatkonto25 (bis 25 Jahre) + Studikonto30 (Studenten bis 30) + Sparkonto18/25 (Sparkonto fuer Jugendliche) + Geschenksparkonto (fuer Kinder). Eine der vollstaendigsten Youth-Banking-Stacks unter den geladenen Regionalbanken.", null, null, "ersparniskasse.ch /privatkunden", null, 1, "2026-06-01", null], ["ek_schaffhausen:identity:hypo60", "ek_schaffhausen", null, "identity", "senior_mortgage_product", "Hypo60", "Hypo60 \u2014 Hypothek-Sonderloesung fuer Personen ab 60 Jahren. Auf separater Landing-Page /hypo60. Senior-Banking-Differentiator selten bei Regionalbanken.", null, null, "ersparniskasse.ch/hypo60", null, 1, "2026-06-01", null], ["ek_schaffhausen:safety:finma_category", "ek_schaffhausen", null, "safety", "finma_license_type", "Bank", "FINMA-lizenzierte Bank. Schaffhausen-fokussierte Universalbank. Standard-Schweizer-Retail-Bank-Risikoprofil.", null, null, "finma.ch", null, 1, "2026-01-01", null]], "truncated": false, "filtered_table_rows_count": 7, "expanded_columns": [], "expandable_columns": [[{"column": "bank_id", "other_table": "bank", "other_column": "id"}, "name"]], "columns": ["id", "bank_id", "product_id", "category", "claim_key", "claim_value", "display_text_de", "display_text_en", "display_text_fr", "source", "source_url", "verifiable", "valid_from", "valid_to"], "primary_keys": ["id"], "units": {}, "query": {"sql": "select id, bank_id, product_id, category, claim_key, claim_value, display_text_de, display_text_en, display_text_fr, source, source_url, verifiable, valid_from, valid_to from claim where \"bank_id\" = :p0 order by bank_id limit 101", "params": {"p0": "ek_schaffhausen"}}, "facet_results": {}, "suggested_facets": [{"name": "category", "toggle_url": "http://api.bankproducts.info/bankproducts/claim.json?bank_id=ek_schaffhausen&_facet=category"}, {"name": "valid_from", "toggle_url": "http://api.bankproducts.info/bankproducts/claim.json?bank_id=ek_schaffhausen&_facet=valid_from"}, {"name": "valid_from", "type": "date", "toggle_url": "http://api.bankproducts.info/bankproducts/claim.json?bank_id=ek_schaffhausen&_facet_date=valid_from"}], "next": null, "next_url": null, "private": false, "allow_execute_sql": true, "query_ms": 20.814204000089376, "source": "bankproducts.info", "source_url": "https://bankproducts.info", "license": "CC-BY-4.0", "license_url": "https://creativecommons.org/licenses/by/4.0/"}