{"database": "bankproducts", "table": "claim", "is_view": false, "human_description_en": "where bank_id = \"reichmuth\" sorted by bank_id", "rows": [["reichmuth:identity:legal_entity", "reichmuth", null, "identity", "legal_entity", "Reichmuth & Co Privatbankiers", "Reichmuth & Co Privatbankiers, Hirschmattstrasse 7, 6003 Luzern. Schweizer Privatbankier-Partnerschaft mit unbeschraenkter Partnerhaftung. Gegruendet 1996.", null, null, "reichmuth-co.ch + Fee Schedule 2024", null, 1, "2024-01-01", null], ["reichmuth:identity:founded_year", "reichmuth", null, "identity", "founded_year", "1996", "Gegruendet 1996 von Karl Reichmuth und Familie. Deutlich juenger als Pictet (1805) oder Lombard Odier (1796) \u2014 der 200-Jahre-Gap erklaert moeglicherweise die modernere Transparenz-Posture.", null, null, "reichmuth-co.ch history", null, 1, "1996-01-01", null], ["reichmuth:identity:pricing_model", "reichmuth", null, "identity", "pricing_model", "Published fee schedule (atom #274 counter-example)", "Reichmuth publiziert ein vollstaendiges Fee Schedule mit konkreten AuM-tiered Saetzen (1.20% / 1.10% / 1.00% / 0.90% All-in nach AuM-Schwelle). Erster CH UHNW classical counter-example zur atom #274 These \u2014 die anderen 5 (Pictet, EFG, Julius Baer, Lombard Odier, JPMorgan Suisse) sind alle is_tailored=1. Reichmuth waehlt aktiv Transparenz: \"Clear, fair and transparent\" (verbatim Fee Schedule cover).", null, null, "Reichmuth Fee Schedule 2024 + journal atom #274", null, 1, "2024-01-01", null], ["reichmuth:identity:partnership_structure", "reichmuth", null, "identity", "governance_structure", "Swiss partnership, unlimited-liability partners", "Gleiche Governance-Form wie Pictet und Lombard Odier \u2014 aber Reichmuth waehlt Transparenz waehrend die anderen Opazitaet waehlen. Demonstriert dass Governance-Form orthogonal zur Pricing-Posture ist auch innerhalb identischer struktureller Kategorien.", null, null, "reichmuth-co.ch + Annual Report", null, 1, "2026-06-02", null], ["reichmuth:identity:target_market", "reichmuth", null, "identity", "target_market", "HNW / mass-affluent extension (Modular ab 0.50%)", "AuM ca. CHF 12 Mrd. (Stand 2023). Breitere Zielgruppe als reine UHNW: Modular Strategies bei 0.50% p.a. all-in oeffnet auch Mass-Affluent-Zugang. Vermutlich strukturell weniger UHNW-fokussiert als Pictet/Julius Baer (die deutlich groesser sind) \u2014 was die Transparenz-Wahl erleichtert.", null, null, "Reichmuth Annual Report + Fee Schedule", null, 0, "2024-01-01", null], ["reichmuth:identity:transparency_as_brand", "reichmuth", null, "identity", "transparency_marketing", "Transparency is explicit brand positioning", "Verbatim Fee Schedule cover: \"A fee is built on performance. Clear, fair and transparent.\" Reichmuth behandelt Fee-Disclosure aktiv als Marketing-Differenzierungs-Posture \u2014 anders als die anderen CH UHNW classical Banken, die Opazitaet als Norm haben.", null, null, "Reichmuth Fee Schedule 2024 cover", null, 1, "2024-01-01", null], ["reichmuth:identity:cohort_position", "reichmuth", null, "identity", "private_bank_cohort_position", "CH UHNW classical OUTLIER \u2014 publishes", "Sechste CH UHNW classical Instanz in der atom #274 Kohorte. Aber im Gegensatz zu den vorigen 5 (Pictet, EFG, Julius Baer, Lombard Odier, JPMorgan Suisse) ist Reichmuth is_tailored=0. Verfeinert die These: FINSA Art. 31 ist *permissiv* nicht *erzwingend* \u2014 UHNW Banken KOENNEN tailor, aber Reichmuth zeigt dass sie es nicht muessen.", null, null, "journal atom #274 6-instance update + counter-example", null, 1, "2024-01-01", null], ["reichmuth:identity:high_water_mark_perf_fee", "reichmuth", null, "identity", "performance_fee_design", "10% performance fee with high-water-mark principle", "Alternativer Pricing-Modell: reduzierte All-in-Gebuehr (0.60% statt 1.20%) plus 10% Performance Fee mit High-Water-Mark Principle. Wenn das Portfolio unter dem High-Water-Mark bleibt, faellt keine Performance Fee an. Strukturell professional und investor-friendly \u2014 selten so explizit publiziert bei CH UHNW classical Banken.", null, null, "Reichmuth Fee Schedule 2024 p.2", null, 1, "2024-01-01", null]], "truncated": false, "filtered_table_rows_count": 8, "expanded_columns": [], "expandable_columns": [[{"column": "bank_id", "other_table": "bank", "other_column": "id"}, "name"]], "columns": ["id", "bank_id", "product_id", "category", "claim_key", "claim_value", "display_text_de", "display_text_en", "display_text_fr", "source", "source_url", "verifiable", "valid_from", "valid_to"], "primary_keys": ["id"], "units": {}, "query": {"sql": "select id, bank_id, product_id, category, claim_key, claim_value, display_text_de, display_text_en, display_text_fr, source, source_url, verifiable, valid_from, valid_to from claim where \"bank_id\" = :p0 order by bank_id limit 101", "params": {"p0": "reichmuth"}}, "facet_results": {}, "suggested_facets": [{"name": "verifiable", "toggle_url": "http://api.bankproducts.info/bankproducts/claim.json?bank_id=reichmuth&_facet=verifiable"}, {"name": "valid_from", "toggle_url": "http://api.bankproducts.info/bankproducts/claim.json?bank_id=reichmuth&_facet=valid_from"}, {"name": "valid_from", "type": "date", "toggle_url": "http://api.bankproducts.info/bankproducts/claim.json?bank_id=reichmuth&_facet_date=valid_from"}], "next": null, "next_url": null, "private": false, "allow_execute_sql": true, "query_ms": 31.01514299999053, "source": "bankproducts.info", "source_url": "https://bankproducts.info", "license": "CC-BY-4.0", "license_url": "https://creativecommons.org/licenses/by/4.0/"}