{"database": "bankproducts", "table": "claim", "rows": [["vontobel:convenience:4_mandate_tiers", "vontobel", null, "convenience", "mandate_structure", "4 Stufen", "Klares 4-Stufen-Modell: Access (Foundation, CHF 2,400/Jahr CH/LI) \u2192 Advice (Beratung, Base/Plus/Premium) \u2192 Select (Hybrid: Volt App oder klassisch) \u2192 Delegate (diskretionaer, 7+ Strategien inkl. ESG). Anders als bei den meisten Privatbanken sind alle 4 Stufen explizit benannt und preislich transparent.", null, null, "Preisbroschuere Nov 2025", null, 1, "2025-11-01", null]], "columns": ["id", "bank_id", "product_id", "category", "claim_key", "claim_value", "display_text_de", "display_text_en", "display_text_fr", "source", "source_url", "verifiable", "valid_from", "valid_to"], "primary_keys": ["id"], "primary_key_values": ["vontobel:convenience:4_mandate_tiers"], "units": {}, "query_ms": 2.158618999828832, "source": "bankproducts.info", "source_url": "https://bankproducts.info", "license": "CC-BY-4.0", "license_url": "https://creativecommons.org/licenses/by/4.0/"}