{"database": "bankproducts", "table": "fee", "is_view": false, "human_description_en": "where bank_id = \"bivial\" sorted by amount descending", "rows": [["bivial:api_sftp_connectivity:sftp_activation", "bivial:api_sftp_connectivity", "bivial", "service_fee", "SFTP Connectivity activation", 2500.0, "CHF", "one_time", null, null, "One-time setup fee for SFTP channel (MT, statements, reporting). Maintenance and termination free; per-message usage CHF 0.10.", 8, "2026-02-10", "free"], ["bivial:corporate_account:priority_onboarding", "bivial:corporate_account", "bivial", "service_fee", "Priority contract onboarding (per entity)", 500.0, "CHF", "one_time", null, null, "Prioritised internal processing; timelines depend on documentation and compliance.", 3, "2026-02-10", "free"], ["bivial:corporate_account:contract_activation", "bivial:corporate_account", "bivial", "service_fee", "Contract activation (per entity)", 250.0, "CHF", "one_time", null, null, null, 3, "2026-02-10", "free"], ["bivial:corporate_account:lack_of_contact", "bivial:corporate_account", "bivial", "inactivity_fee", "Lack-of-contact fee (3+ years inactivity)", 200.0, "CHF", "monthly", null, null, "After 3 years no activity. Per Art. 45 BankV, accounts go dormant after 10 years; this lack-of-contact fee applies between 3-10 years. Lifted upon contact resumption.", 4, "2026-02-10", "free"], ["bivial:corporate_account:auditor_info", "bivial:corporate_account", "bivial", "service_fee", "Information about customer for customer's auditor", 150.0, "CHF", "per_use", null, null, "Standard cost for Swiss audit-confirmation letters.", 9, "2026-02-10", "free"], ["bivial:corporate_account:material_update", "bivial:corporate_account", "bivial", "service_fee", "Material contract update (per change)", 100.0, "CHF", "per_use", null, null, "Changes affecting contractual relationship: ownership, control, business activities, domicile, regulatory status.", 4, "2026-02-10", "free"], ["bivial:corporate_account:contract_termination", "bivial:corporate_account", "bivial", "service_fee", "Contract termination (per account)", 100.0, "CHF", "per_use", null, null, null, 4, "2026-02-10", "free"], ["bivial:corporate_account:authorised_legitimation", "bivial:corporate_account", "bivial", "service_fee", "Authorised Person post-activation legitimation", 100.0, "CHF", "per_use", null, null, "Per authorised person added after contract activation.", 4, "2026-02-10", "free"], ["bivial:corporate_account:apostille", "bivial:corporate_account", "bivial", "service_fee", "Apostille on statements/references/documents", 100.0, "CHF", "per_use", null, null, null, 9, "2026-02-10", "free"], ["bivial:corporate_account:payment_investigation", "bivial:corporate_account", "bivial", "service_fee", "Payment investigation", 75.0, "CHF", "per_use", null, null, "Plus third-party charges. Applies to trace, recall, confirmation of credit, payment-chain clarification.", 6, "2026-02-10", "free"], ["bivial:debit_card_virtual:maintenance", "bivial:debit_card_virtual", "bivial", "annual_fee", "Card maintenance (per card per month)", 60.0, "CHF", "annual", null, null, "(billed monthly at CHF 5/month)", 7, "2026-02-10", "free"], ["bivial:debit_card_physical:maintenance", "bivial:debit_card_physical", "bivial", "annual_fee", "Card maintenance (per card per month)", 60.0, "CHF", "annual", null, null, "Mirrored from PDF p.7 \u2014 shared with virtual card. ; (billed monthly at CHF 5/month)", 7, "2026-02-10", "free"], ["bivial:corporate_account:account_termination", "bivial:corporate_account", "bivial", "service_fee", "Account termination", 50.0, "CHF", "per_use", null, null, null, 4, "2026-02-10", "free"], ["bivial:corporate_account:our_charging", "bivial:corporate_account", "bivial", "service_fee", "OUR \u2014 all costs debited to client", 50.0, "CHF", "per_use", null, null, "Optional: SHA default; OUR option charges all third-party (correspondent/beneficiary) bank fees to sender.", 6, "2026-02-10", "free"], ["bivial:debit_card_physical:delivery_express", "bivial:debit_card_physical", "bivial", "service_fee", "Physical card delivery (express)", 40.0, "CHF", "one_time", null, null, null, 7, "2026-02-10", "free"], ["bivial:corporate_account:account_mgmt", "bivial:corporate_account", "bivial", "account_mgmt", "Account maintenance", 25.0, "CHF", "monthly", null, null, "Per account per month. Minimum: CHF + EUR accounts.", 4, "2026-02-10", "free"], ["bivial:corporate_account:manual_payment", "bivial:corporate_account", "bivial", "service_fee", "Manual payment processing", 25.0, "CHF", "per_use", null, null, "Plus third-party charges. Applies when automatic processing fails.", 6, "2026-02-10", "free"], ["bivial:corporate_account:transfer_cross_currency", "bivial:corporate_account", "bivial", "transfer_intl", "Cross-currency outgoing transfer", 15.0, "CHF", "per_txn", null, null, "Settlement to 90+ countries and 70+ different currencies. From CHF/EUR/GBP/USD accounts only.", 5, "2026-02-10", "free"], ["bivial:sepa_direct_debit:dd_disputed", "bivial:sepa_direct_debit", "bivial", "service_fee", "Disputed SEPA Direct Debit", 15.0, "CHF", "per_use", null, null, null, 8, "2026-02-10", "free"], ["bivial:corporate_account:transfer_target2", "bivial:corporate_account", "bivial", "transfer_intl", "EUR TARGET2/SWIFT (in OR out)", 10.0, "CHF", "per_txn", null, null, "Same rate for in and out.", 5, "2026-02-10", "free"], ["bivial:corporate_account:transfer_swift_other", "bivial:corporate_account", "bivial", "transfer_intl", "Other Currency SWIFT (in OR out)", 10.0, "CHF", "per_txn", null, null, "Currencies other than CHF/EUR (the 16+ other supported currencies).", 5, "2026-02-10", "free"], ["bivial:corporate_account:authorised_user_mgmt", "bivial:corporate_account", "bivial", "service_fee", "Authorised Person maintenance", 5.0, "CHF", "monthly", null, null, "Per authorised user per month. Read-only/view-edit Users are free.", 4, "2026-02-10", "free"], ["bivial:debit_card_virtual:issuance", "bivial:debit_card_virtual", "bivial", "issuance_fee", "Card issuance (virtual or physical)", 5.0, "CHF", "one_time", null, null, "Same fee for virtual and physical cards at issuance. Physical adds delivery fee.", 7, "2026-02-10", "free"], ["bivial:debit_card_physical:delivery_standard", "bivial:debit_card_physical", "bivial", "service_fee", "Physical card delivery (standard)", 5.0, "CHF", "one_time", null, null, null, 7, "2026-02-10", "free"], ["bivial:debit_card_physical:issuance", "bivial:debit_card_physical", "bivial", "issuance_fee", "Card issuance", 5.0, "CHF", "one_time", null, null, "Mirrored from PDF p.7 (\"Virtual or Physical Debit cards\" \u2014 shared fees).", 7, "2026-02-10", "free"], ["bivial:debit_card_physical:atm_intl", "bivial:debit_card_physical", "bivial", "atm_withdrawal", "Cash withdrawal international", 4.0, "percent", "per_use", null, "atm", "4.00% of withdrawal amount, minimum CHF 5. Physical cards only. Outside Euro area.", 7, "2026-02-10", "free"], ["bivial:debit_card_physical:fx_markup", "bivial:debit_card_physical", "bivial", "fx_markup", "Foreign exchange markup", 3.0, "percent", "per_use", null, null, "Mirrored from PDF p.7 \u2014 applies to both card types when transaction currency differs from card currency.", 7, "2026-02-10", "free"], ["bivial:debit_card_virtual:fx_markup", "bivial:debit_card_virtual", "bivial", "fx_markup", "Foreign exchange markup", 3.0, "percent", "per_use", null, null, "For transactions in a currency other than the card currency (cards are issued in EUR or USD). Applied at VISA rate without notice.", 7, "2026-02-10", "free"], ["bivial:sepa_direct_debit:dd_failed", "bivial:sepa_direct_debit", "bivial", "service_fee", "Failed SEPA Direct Debit", 3.0, "CHF", "per_use", null, null, null, 8, "2026-02-10", "free"], ["bivial:vibans:amend_terminate", "bivial:vibans", "bivial", "service_fee", "vIBAN amendment / termination", 2.0, "CHF", "per_use", null, null, "Per request.", 8, "2026-02-10", "free"], ["bivial:corporate_account:transfer_chf_instant_in", "bivial:corporate_account", "bivial", "transfer_domestic", "CHF Instant SIC (incoming)", 1.0, "CHF", "per_txn", null, null, null, 5, "2026-02-10", "free"], ["bivial:corporate_account:transfer_chf_instant_out", "bivial:corporate_account", "bivial", "transfer_domestic", "CHF Instant SIC (outgoing)", 1.0, "CHF", "per_txn", null, null, null, 5, "2026-02-10", "free"], ["bivial:corporate_account:transfer_sepa_in", "bivial:corporate_account", "bivial", "transfer_sepa_in", "EUR SEPA (incoming)", 1.0, "CHF", "per_txn", null, null, null, 5, "2026-02-10", "free"], ["bivial:corporate_account:transfer_sepa_out", "bivial:corporate_account", "bivial", "transfer_sepa_out", "EUR SEPA (outgoing)", 1.0, "CHF", "per_txn", null, null, null, 5, "2026-02-10", "free"], ["bivial:sepa_direct_debit:dd_in", "bivial:sepa_direct_debit", "bivial", "transfer_sepa_in", "SEPA Direct Debit (incoming)", 1.0, "CHF", "per_txn", null, null, null, 8, "2026-02-10", "free"], ["bivial:sepa_direct_debit:dd_out", "bivial:sepa_direct_debit", "bivial", "transfer_sepa_out", "SEPA Direct Debit (outgoing)", 1.0, "CHF", "per_txn", null, null, null, 8, "2026-02-10", "free"], ["bivial:corporate_account:transfer_chf_sic_in", "bivial:corporate_account", "bivial", "transfer_domestic", "CHF SIC transfer (incoming)", 0.5, "CHF", "per_txn", null, null, null, 5, "2026-02-10", "free"], ["bivial:corporate_account:transfer_chf_sic_out", "bivial:corporate_account", "bivial", "transfer_domestic", "CHF SIC transfer (outgoing)", 0.5, "CHF", "per_txn", null, null, null, 5, "2026-02-10", "free"], ["bivial:debit_card_physical:card_payment", "bivial:debit_card_physical", "bivial", "transaction_fee", "Card payment (per transaction)", 0.5, "CHF", "per_txn", null, null, "Mirrored from PDF p.7.", 7, "2026-02-10", "free"], ["bivial:debit_card_virtual:card_payment", "bivial:debit_card_virtual", "bivial", "transaction_fee", "Card payment (per transaction)", 0.5, "CHF", "per_txn", null, null, null, 7, "2026-02-10", "free"], ["bivial:vibans:issuance", "bivial:vibans", "bivial", "issuance_fee", "vIBAN issuance", 0.5, "CHF", "per_use", null, null, "Per vIBAN. Personalised vIBANs free.", 8, "2026-02-10", "free"], ["bivial:vibans:maintenance", "bivial:vibans", "bivial", "account_mgmt", "vIBAN maintenance", 0.5, "CHF", "monthly", null, null, "Per vIBAN per month.", 8, "2026-02-10", "free"], ["bivial:debit_card_physical:atm_euro", "bivial:debit_card_physical", "bivial", "atm_withdrawal", "Cash withdrawal Euro area", 0.25, "percent", "per_use", null, "atm", "0.25% of withdrawal amount, minimum CHF 5. Physical cards only.", 7, "2026-02-10", "free"], ["bivial:corporate_account:mobile_tan_sms", "bivial:corporate_account", "bivial", "service_fee", "mobileTAN SMS (per message)", 0.15, "CHF", "per_use", null, null, "Aggregated at end of month.", 9, "2026-02-10", "free"], ["bivial:api_sftp_connectivity:sftp_usage", "bivial:api_sftp_connectivity", "bivial", "transaction_fee", "SFTP per-message usage", 0.1, "CHF", "per_txn", null, null, "Per push/pull file exchange message.", 8, "2026-02-10", "free"], ["bivial:corporate_account:onboarding_preassess", "bivial:corporate_account", "bivial", "service_fee", "Onboarding pre-assessment", 0.0, "CHF", "one_time", null, null, "No fee if onboarding terminated prior to contract activation.", 3, "2026-02-10", "free"]], "truncated": false, "filtered_table_rows_count": 46, "expanded_columns": [], "expandable_columns": [[{"column": "bank_id", "other_table": "bank", "other_column": "id"}, "name"], [{"column": "product_id", "other_table": "product", "other_column": "id"}, "name"]], "columns": ["id", "product_id", "bank_id", "fee_type", "label", "amount", "currency", "frequency", "tier", "channel", "note", "source_page", "valid_from", "access_tier"], "primary_keys": ["id"], "units": {}, "query": {"sql": "select id, product_id, bank_id, fee_type, label, amount, currency, frequency, tier, channel, note, source_page, valid_from, access_tier from fee where \"bank_id\" = :p0 order by amount desc limit 101", "params": {"p0": "bivial"}}, "facet_results": {}, "suggested_facets": [{"name": "product_id", "toggle_url": "http://api.bankproducts.info/bankproducts/fee.json?bank_id=bivial&_facet=product_id"}, {"name": "fee_type", "toggle_url": "http://api.bankproducts.info/bankproducts/fee.json?bank_id=bivial&_facet=fee_type"}, {"name": "amount", "toggle_url": "http://api.bankproducts.info/bankproducts/fee.json?bank_id=bivial&_facet=amount"}, {"name": "currency", "toggle_url": "http://api.bankproducts.info/bankproducts/fee.json?bank_id=bivial&_facet=currency"}, {"name": "frequency", "toggle_url": "http://api.bankproducts.info/bankproducts/fee.json?bank_id=bivial&_facet=frequency"}, {"name": "source_page", "toggle_url": "http://api.bankproducts.info/bankproducts/fee.json?bank_id=bivial&_facet=source_page"}, {"name": "valid_from", "type": "date", "toggle_url": "http://api.bankproducts.info/bankproducts/fee.json?bank_id=bivial&_facet_date=valid_from"}], "next": null, "next_url": null, "private": false, "allow_execute_sql": true, "query_ms": 25.23332800001299, "source": "bankproducts.info", "source_url": "https://bankproducts.info", "license": "CC-BY-4.0", "license_url": "https://creativecommons.org/licenses/by/4.0/"}