{"database": "bankproducts", "table": "fee", "is_view": false, "human_description_en": "where bank_id = \"postfinance\" sorted by amount descending", "rows": [["postfinance:festhypothek:early_termination", "postfinance:festhypothek", "postfinance", "early_termination", "Vorzeitiger Austritt", 500.0, "CHF", "one_time", null, null, null, 25, "2026-01-01", "pro"], ["postfinance:freizuegigkeit:early_withdrawal", "postfinance:freizuegigkeit", "postfinance", "early_withdrawal_fee", "Einmalige Bearbeitungsgebuehr Wohneigentum", 400.0, "CHF", "one_time", null, null, null, 24, "2026-01-01", "pro"], ["postfinance:privatkonto:dormancy_fee", "postfinance:privatkonto", "postfinance", "dormancy_fee", "Kontakt-/nachrichtenlose Vermoegen", 320.0, "CHF", "annual", null, null, null, 5, "2026-01-01", "free"], ["postfinance:credit_platinum:annual_fee", "postfinance:credit_platinum", "postfinance", "annual_fee", "Jahrespreis Hauptkarte", 250.0, "CHF", "annual", null, null, "CHF 200 im 1. Jahr", 17, "2026-01-01", "free"], ["postfinance:festhypothek:change_fee", "postfinance:festhypothek", "postfinance", "contract_change_fee", "Kreditaenderung", 250.0, "CHF", "one_time", null, null, null, 25, "2026-01-01", "pro"], ["postfinance:vorsorgekonto_3a:early_withdrawal", "postfinance:vorsorgekonto_3a", "postfinance", "early_withdrawal_fee", "Vorbezug Wohneigentum", 200.0, "CHF", "one_time", null, null, "Pro Vorsorgenehmer:in", 24, "2026-01-01", "pro"], ["postfinance:credit_gold:annual_fee", "postfinance:credit_gold", "postfinance", "annual_fee", "Jahrespreis Hauptkarte", 100.0, "CHF", "annual", null, null, "CHF 50 Rabatt im 1. Jahr", 16, "2026-01-01", "free"], ["postfinance:festhypothek:extension_fee", "postfinance:festhypothek", "postfinance", "mortgage_extension", "Verlaengerungsgebuehr", 100.0, "CHF", "one_time", null, null, null, 25, "2026-01-01", "pro"], ["postfinance:privatkonto:research_intl", "postfinance:privatkonto", "postfinance", "research_fee", "Nachforschung Ausland", 60.0, "CHF", "per_txn", null, null, null, 5, "2026-01-01", "free"], ["postfinance:credit_classic:annual_fee", "postfinance:credit_classic", "postfinance", "annual_fee", "Jahrespreis Hauptkarte", 50.0, "CHF", "annual", null, null, "CHF 50 Rabatt auf erste Hauptkarte im Bankpaket SmartPlus/SmartYoung/SmartStudents", 16, "2026-01-01", "free"], ["postfinance:prepaid_value:annual_fee", "postfinance:prepaid_value", "postfinance", "annual_fee", "Jahrespreis", 50.0, "CHF", "annual", null, null, "Kostenlos im 1. Jahr", 17, "2026-01-01", "free"], ["postfinance:card_chf:replacement", "postfinance:card_chf", "postfinance", "replacement_card", "Kartenersatz", 40.0, "CHF", "one_time", null, null, "Via E-Finance CHF 25", 14, "2026-01-01", "free"], ["postfinance:privatkonto:research_domestic", "postfinance:privatkonto", "postfinance", "research_fee", "Nachforschung Inland", 30.0, "CHF", "per_txn", null, null, null, 5, "2026-01-01", "free"], ["postfinance:privatkonto:foreign_domicile", "postfinance:privatkonto", "postfinance", "foreign_domicile_surcharge", "Auslaendisches Domizil", 25.0, "CHF", "monthly", null, null, "Pro Privatkonto", 21, "2026-01-01", "free"], ["postfinance:privatkonto:account_block", "postfinance:privatkonto", "postfinance", "account_block", "Kontosperrung", 20.0, "CHF", "per_txn", null, null, "Bei negativem Kontostand kostenlos", 5, "2026-01-01", "free"], ["postfinance:privatkonto:dunning", "postfinance:privatkonto", "postfinance", "late_payment_fee", "Mahnung bei Kontoueberazug", 20.0, "CHF", "per_txn", null, null, "Erste Aufforderung kostenlos", 5, "2026-01-01", "free"], ["postfinance:card_chf:card_block", "postfinance:card_chf", "postfinance", "card_block", "Kartensperrung", 20.0, "CHF", "per_txn", null, null, "Via E-Finance kostenlos", 14, "2026-01-01", "free"], ["postfinance:krypto:staking_fee", "postfinance:krypto", "postfinance", "staking_fee", "Staking-Gebuehr", 20.0, "percent", "per_txn", null, null, "20% auf Staking Rewards", 1, "2026-01-01", "pro"], ["postfinance:festhypothek:late_payment", "postfinance:festhypothek", "postfinance", "late_payment_fee", "Mahngebuehren", 20.0, "CHF", "per_txn", null, null, null, 25, "2026-01-01", "pro"], ["postfinance:smartplus:base_fee", "postfinance:smartplus", "postfinance", "base_fee", "Bankpaketgebuehren", 10.0, "CHF", "monthly", null, null, "CHF 5/Monat ab Anlagevermoegen CHF 25000 oder bei Lebensversicherung/Hypothek. Junge 21-30 zum halben Preis (max 3 Jahre).", 7, "2026-01-01", "free"], ["postfinance:privatkonto:statement", "postfinance:privatkonto", "postfinance", "statement", "Kontoauszug auf Papier", 10.0, "CHF", "monthly", null, null, "Pro Konto und Monat, ereignisorientiert", 21, "2026-01-01", "free"], ["postfinance:privatkonto:express_intl", "postfinance:privatkonto", "postfinance", "express_fee", "Zuschlag Express Ausland", 10.0, "CHF", "per_txn", null, null, null, 18, "2026-01-01", "free"], ["postfinance:credit_classic:interest_late", "postfinance:credit_classic", "postfinance", "interest_late_payment", "Jahreszins Teilzahlung/Verzug", 9.5, "percent", "annual", null, null, null, 16, "2026-01-01", "free"], ["postfinance:freizuegigkeit:account_mgmt", "postfinance:freizuegigkeit", "postfinance", "account_mgmt", "Kontofuehrungsgebuehr", 9.0, "CHF", "quarterly", null, null, null, 24, "2026-01-01", "pro"], ["postfinance:sparkonto:withdrawal_excess", "postfinance:sparkonto", "postfinance", "withdrawal_excess_fee", "Rueckzuege ab 11. pro Jahr", 8.0, "CHF", "per_txn", null, null, "10 kostenlose Rueckzuege pro Kund:in und Jahr. Kuendigungsfrei bis CHF 100000.", 21, "2026-01-01", "free"], ["postfinance:privatkonto:our_surcharge", "postfinance:privatkonto", "postfinance", "our_surcharge", "Zuschlag keine IBAN-Angabe", 8.0, "CHF", "per_txn", null, null, null, 18, "2026-01-01", "free"], ["postfinance:privatkonto:transfer_intl_full", "postfinance:privatkonto", "postfinance", "transfer_intl", "Auslandzahlung weltweit (voller Betrag)", 7.0, "CHF", "per_txn", null, "ebanking", "Bis CHF 22", 18, "2026-01-01", "free"], ["postfinance:smart:base_fee", "postfinance:smart", "postfinance", "base_fee", "Bankpaketgebuehren", 5.0, "CHF", "monthly", null, null, "Kostenlos ab Anlagevermoegen CHF 25000 oder bei Lebensversicherung/Hypothek", 7, "2026-01-01", "free"], ["postfinance:smart:option_paper", "postfinance:smart", "postfinance", "option_paper", "Option Papier", 5.0, "CHF", "monthly", null, null, "Pro Kund:innenbeziehung", 8, "2026-01-01", "free"], ["postfinance:smartplus:option_paper", "postfinance:smartplus", "postfinance", "option_paper", "Option Papier", 5.0, "CHF", "monthly", null, null, null, 8, "2026-01-01", "free"], ["postfinance:privatkonto:balance_inquiry", "postfinance:privatkonto", "postfinance", "research_fee", "Auskunft zu Kontensalden", 5.0, "CHF", "per_txn", null, null, null, 5, "2026-01-01", "free"], ["postfinance:privatkonto:standing_order_paper", "postfinance:privatkonto", "postfinance", "standing_order", "Dauerauftrag neu/angepasst Papier", 5.0, "CHF", "per_txn", null, "paper", null, 11, "2026-01-01", "free"], ["postfinance:privatkonto:express_fee", "postfinance:privatkonto", "postfinance", "express_fee", "Expressauftraege E-Finance", 5.0, "CHF", "per_txn", null, "ebanking", null, 12, "2026-01-01", "free"], ["postfinance:card_chf:atm_other_eur", "postfinance:card_chf", "postfinance", "atm_domestic_other", "Fremdbank EUR Schweiz", 5.0, "CHF", "per_txn", null, null, null, 14, "2026-01-01", "free"], ["postfinance:card_chf:atm_abroad", "postfinance:card_chf", "postfinance", "atm_abroad", "Geldautomaten Ausland", 5.0, "CHF", "per_txn", null, null, "Bankpaket SmartPlus/SmartYoung/SmartStudents: kostenlos", 14, "2026-01-01", "free"], ["postfinance:credit_classic:cash_advance", "postfinance:credit_classic", "postfinance", "cash_advance", "Bargeldbezug Geldautomaten", 3.5, "percent", "per_txn", null, null, "Mind. CHF 10", 16, "2026-01-01", "free"], ["postfinance:privatkonto:transfer_paper", "postfinance:privatkonto", "postfinance", "transfer_paper", "Zahlungsauftrag auf Papier", 3.0, "CHF", "per_txn", null, "paper", "Exkl. Porto", 11, "2026-01-01", "free"], ["postfinance:privatkonto:transfer_intl", "postfinance:privatkonto", "postfinance", "transfer_intl", "Auslandzahlung weltweit (reduzierter Betrag)", 2.0, "CHF", "per_txn", null, "ebanking", null, 18, "2026-01-01", "free"], ["postfinance:card_chf:atm_other", "postfinance:card_chf", "postfinance", "atm_domestic_other", "Fremdbank CHF", 2.0, "CHF", "per_txn", null, null, "Bankpaket SmartPlus/SmartYoung/SmartStudents: kostenlos", 14, "2026-01-01", "free"], ["postfinance:credit_classic:fx_markup", "postfinance:credit_classic", "postfinance", "fx_markup", "Transaktionen Ausland FW", 1.75, "percent", "per_txn", null, null, "Bearbeitungszuschlag", 16, "2026-01-01", "free"], ["postfinance:card_chf:fx_markup", "postfinance:card_chf", "postfinance", "fx_markup", "Einkauefe Ausland Bearbeitungszuschlag", 1.5, "percent", "per_txn", null, null, null, 14, "2026-01-01", "free"], ["postfinance:e_vermoegensverwaltung:management_fee", "postfinance:e_vermoegensverwaltung", "postfinance", "management_fee", "Dienstleistungsgebuehr ab CHF 0", 0.75, "percent", "per_annum_pct", "vol:<250k", null, null, 1, "2026-01-01", "pro"], ["postfinance:e_vermoegensverwaltung:management_fee_250k", "postfinance:e_vermoegensverwaltung", "postfinance", "management_fee", "Dienstleistungsgebuehr ab CHF 250k", 0.7, "percent", "per_annum_pct", "vol:250k-500k", null, null, 1, "2026-01-01", "pro"], ["postfinance:e_vermoegensverwaltung:management_fee_500k", "postfinance:e_vermoegensverwaltung", "postfinance", "management_fee", "Dienstleistungsgebuehr ab CHF 500k", 0.65, "percent", "per_annum_pct", "vol:500k-1m", null, null, 1, "2026-01-01", "pro"], ["postfinance:e_vermoegensverwaltung:management_fee_1m", "postfinance:e_vermoegensverwaltung", "postfinance", "management_fee", "Dienstleistungsgebuehr ab CHF 1 Mio.", 0.6, "percent", "per_annum_pct", "vol:>1m", null, null, 1, "2026-01-01", "pro"], ["postfinance:fondsberatung_basis:management_fee", "postfinance:fondsberatung_basis", "postfinance", "management_fee", "Dienstleistungsgebuehr ab CHF 0", 0.25, "percent", "per_annum_pct", "vol:<250k", null, null, 1, "2026-01-01", "pro"], ["postfinance:selfservice_fonds:custody_fee", "postfinance:selfservice_fonds", "postfinance", "custody_fee", "Depotgebuehr ab CHF 0", 0.15, "percent", "per_annum_pct", "vol:<500k", null, null, 1, "2026-01-01", "pro"], ["postfinance:krypto:custody_fee", "postfinance:krypto", "postfinance", "custody_fee", "Depotgebuehr ab CHF 0", 0.15, "percent", "per_annum_pct", "vol:<500k", null, null, 1, "2026-01-01", "pro"], ["postfinance:smartkids:base_fee", "postfinance:smartkids", "postfinance", "base_fee", "Bankpaketgebuehren", 0.0, "CHF", "monthly", null, null, null, 6, "2026-01-01", "free"], ["postfinance:smartyoung:base_fee", "postfinance:smartyoung", "postfinance", "base_fee", "Bankpaketgebuehren", 0.0, "CHF", "monthly", null, null, null, 6, "2026-01-01", "free"], ["postfinance:smartstudents:base_fee", 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