{"database": "bankproducts", "table": "fee", "is_view": false, "human_description_en": "where bank_id = \"scobag\" sorted by amount descending", "rows": [["scobag:vorsorge_3a_direktinvest:vorbezug_wohneigentum", "scobag:vorsorge_3a_direktinvest", "scobag", "service_fee", "Vorbezug f\u00fcr Wohneigentum (early withdrawal for residential property)", 350.0, "CHF", "per_use", null, null, "Verbatim from Art. 4 Abs. 1.", 2, "2022-04-01", "free"], ["scobag:vorsorge_3a_direktinvest:verpfaendung_wohneigentum", "scobag:vorsorge_3a_direktinvest", "scobag", "service_fee", "Verpf\u00e4ndung f\u00fcr Wohneigentum (pledge for residential property)", 150.0, "CHF", "per_use", null, null, "Verbatim from Art. 4 Abs. 1.", 2, "2022-04-01", "free"], ["scobag:vorsorge_3a_direktinvest:transfer_to_pension", "scobag:vorsorge_3a_direktinvest", "scobag", "service_fee", "\u00dcbertrag in steuerbefreite Vorsorgeeinrichtung 2./3a S\u00e4ule", 100.0, "CHF", "per_use", null, null, "Verbatim from Art. 4 Abs. 1.", 2, "2022-04-01", "free"], ["scobag:vorsorge_3a_direktinvest:asset_mgmt_custody", "scobag:vorsorge_3a_direktinvest", "scobag", "mgmt_fee", "Verm\u00f6gensverwaltung + Depotf\u00fchrung (All-in-Fee)", 0.6, "percent", "per_annum_pct", null, null, "Verbatim from Art. 2 Stiftung Geb\u00fchrenreglement: \"Die Geb\u00fchren f\u00fcr Verm\u00f6gensverwaltung und Depotf\u00fchrung betragen zusammen 0.60% (All-in-Fee) des Anlageverm\u00f6gens.\"", 2, "2022-04-01", "free"], ["scobag:vorsorge_3a_direktinvest:stiftungsadmin", "scobag:vorsorge_3a_direktinvest", "scobag", "mgmt_fee", "Stiftungsadministration", 0.3, "percent", "per_annum_pct", null, null, "Verbatim from Art. 3: \"Die Stiftung verrechnet 0.30% des Anlageverm\u00f6gens f\u00fcr die Stiftungsadministration. Diese beinhaltet u.a. Gesch\u00e4ftsf\u00fchrung, Zahlungsabwicklung, Aufsichtsbeh\u00f6rde-Geb\u00fchren, Jahresbericht, Revisionsstelle-Honorar.\" Total 3a all-in = 0.60 + 0.30 = 0.90%.", 2, "2022-04-01", "free"], ["scobag:vermoegensverwaltung:mgmt_tailored", "scobag:vermoegensverwaltung", "scobag", "mgmt_fee", "Verm\u00f6gensverwaltung \u2014 pricing on-request", null, "CHF", "per_annum_pct", null, null, "Atom #274 23rd instance: no published bank-side fee schedule. FINSA Art. 31 opt-out posture. Contrast with the affiliated Stiftung Scobag 3a Direktinvest which DOES publish (atom #292 regulatory-bifurcated posture).", null, "2024-01-01", "pro"], ["scobag:anlageberatung:fee_tailored", "scobag:anlageberatung", "scobag", "mgmt_fee", "Anlageberatung \u2014 pricing on-request", null, "CHF", "per_annum_pct", null, null, "Atom #274 tailored.", null, "2024-01-01", "pro"], ["scobag:family_banking:fee_tailored", "scobag:family_banking", "scobag", "service_fee", "Family Banking services \u2014 pricing on-request", null, "CHF", "per_use", null, null, "Atom #274 tailored.", null, "2024-01-01", "pro"], ["scobag:stiftungskompetenz:fee_tailored", "scobag:stiftungskompetenz", "scobag", "service_fee", "Stiftungskompetenz \u2014 pricing on-request", null, "CHF", "per_use", null, null, "Atom #274 tailored.", null, "2024-01-01", "pro"], ["scobag:1e_kadervorsorge:fee_tailored", "scobag:1e_kadervorsorge", "scobag", "mgmt_fee", "1e Kadervorsorge \u2014 pricing per company plan", null, "CHF", "per_annum_pct", null, null, "Atom #274 tailored per company plan.", null, "2024-01-01", "free"], ["scobag:freizuegigkeit:fee_tailored", "scobag:freizuegigkeit", "scobag", "mgmt_fee", "Freiz\u00fcgigkeitsdepot \u2014 pricing on-request", null, "CHF", "per_annum_pct", null, null, "Atom #274 tailored. No published fee for freiz\u00fcgigkeit despite affiliated 3a foundation being published.", null, "2024-01-01", "free"], ["scobag:lombardkredit:fee_tailored", "scobag:lombardkredit", "scobag", "mortgage_rate", "Lombardkredit interest \u2014 pricing on-request", null, "percent", "per_annum_pct", null, null, "Atom #274 tailored. CHF 75.5 Mio. of lombard credit on 2024 balance sheet.", null, "2024-01-01", "pro"], ["scobag:custody:tailored", "scobag:custody", "scobag", "custody_fee", "Custody \u2014 pricing on-request", null, "CHF", "per_annum_pct", null, null, "Atom #274 tailored.", null, "2024-01-01", "pro"], ["scobag:check_up_vorsorge:fee_tailored", "scobag:check_up_vorsorge", "scobag", "service_fee", "Vorsorge Check-up \u2014 pricing on-request", null, "CHF", "per_use", null, null, "Atom #274 tailored. Project-fee model typical.", null, "2024-01-01", "pro"]], "truncated": false, "filtered_table_rows_count": 14, "expanded_columns": [], "expandable_columns": [[{"column": "bank_id", "other_table": "bank", "other_column": "id"}, "name"], [{"column": "product_id", "other_table": "product", "other_column": "id"}, "name"]], "columns": ["id", "product_id", "bank_id", "fee_type", "label", "amount", "currency", "frequency", "tier", "channel", "note", "source_page", "valid_from", "access_tier"], "primary_keys": ["id"], "units": {}, "query": {"sql": "select id, product_id, bank_id, fee_type, label, amount, currency, frequency, tier, channel, note, source_page, valid_from, access_tier from fee where \"bank_id\" = :p0 order by amount desc limit 101", "params": {"p0": "scobag"}}, "facet_results": {}, "suggested_facets": [{"name": "product_id", "toggle_url": "http://api.bankproducts.info/bankproducts/fee.json?bank_id=scobag&_facet=product_id"}, {"name": "fee_type", "toggle_url": "http://api.bankproducts.info/bankproducts/fee.json?bank_id=scobag&_facet=fee_type"}, {"name": "currency", "toggle_url": "http://api.bankproducts.info/bankproducts/fee.json?bank_id=scobag&_facet=currency"}, {"name": "frequency", "toggle_url": "http://api.bankproducts.info/bankproducts/fee.json?bank_id=scobag&_facet=frequency"}, {"name": "note", "toggle_url": "http://api.bankproducts.info/bankproducts/fee.json?bank_id=scobag&_facet=note"}, {"name": "valid_from", "toggle_url": "http://api.bankproducts.info/bankproducts/fee.json?bank_id=scobag&_facet=valid_from"}, {"name": "access_tier", "toggle_url": "http://api.bankproducts.info/bankproducts/fee.json?bank_id=scobag&_facet=access_tier"}, {"name": "valid_from", "type": "date", "toggle_url": "http://api.bankproducts.info/bankproducts/fee.json?bank_id=scobag&_facet_date=valid_from"}], "next": null, "next_url": null, "private": false, "allow_execute_sql": true, "query_ms": 120.27736499999264, "source": "bankproducts.info", "source_url": "https://bankproducts.info", "license": "CC-BY-4.0", "license_url": "https://creativecommons.org/licenses/by/4.0/"}