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Privat-/Sparkonto, Visa Debit, E-Banking, E-Dokumente, eSteuerauszug; 50% Rabatt auf Zusatzprodukte", null, "2026-01-01", "free"], ["shkb:sparkonto:payment_surcharge", "shkb:sparkonto", "shkb", "transfer_domestic", "Zuschlag Zahlung ab Sparkonto", 5.0, "CHF", "per_txn", null, "ebanking", null, null, "2026-01-01", "free"], ["shkb:privatkonto:transfer_intl_ebanking", "shkb:privatkonto", "shkb", "transfer_intl", "Ausland weitere Waehrungen E-Banking", 4.0, "CHF", "per_txn", null, "ebanking", null, null, "2026-01-01", "free"], ["shkb:privatkonto:statement_paper", "shkb:privatkonto", "shkb", "statement", "Postversand Bankbelege", 2.0, "CHF", "per_txn", null, null, "Entfaellt bei E-Dokumente im E-Banking", null, "2026-01-01", "free"], ["shkb:anlageberatung_plus:pauschal_pct", "shkb:anlageberatung_plus", "shkb", "mgmt_fee", "Pauschalgebuehr", 1.1, "percent", "annual", null, null, "shkb.ch/465-anlageberatungplus; zzgl. MWST CH/FL; All-in inkl. Wertschriften- und Edelmetalltransaktionen, FX-Vorzugskurs, Steuerreporting, Bankpaket PLUS, Vorsorgeanalyse CH; halbjaehrliche Belastung Juni+Dezember", null, null, "pro"], ["shkb:sparplan:depot_fee", "shkb:sparplan", "shkb", "depot_fee", "Sparplan Gebuehr", 0.7, "percent", "annual", null, null, "50% Rabatt mit Bankpaket PLUS oder JUGEND", null, "2026-01-01", "free"], ["shkb:sparen3:ws_fee", "shkb:sparen3", "shkb", "depot_fee", "Wertpapiersparen 3a", 0.58, "percent", "annual", null, null, "Zusatzoption zum Vorsorgekonto 3a", null, "2026-01-01", "pro"], ["shkb:anlageberatung_partner:advisory_pct", "shkb:anlageberatung_partner", "shkb", "mgmt_fee", "Gebuehr Anlegen", 0.55, "percent", "annual", null, null, "shkb.ch/464-anlageberatungpartner; zzgl. MWST CH/FL; halbjaehrliche Belastung Juni+Dezember; Vertriebsentschaedigungen werden zurueckverguetet", null, null, "pro"], ["shkb:anlageberatung_basis:advisory_pct", "shkb:anlageberatung_basis", "shkb", "mgmt_fee", "Gebuehr Anlegen", 0.4, "percent", "annual", null, null, "shkb.ch/463-anlageberatungbasis; zzgl. MWST CH/FL; Basis: durchschnittliches Depotvermoegen inkl. Marchzinsen; halbjaehrliche Belastung Juni+Dezember", null, null, "pro"], ["shkb:privatkonto:transfer_sepa", "shkb:privatkonto", "shkb", "transfer_sepa", "Ausland EUR SEPA E-Banking", 0.3, "CHF", "per_txn", null, "ebanking", null, null, "2026-01-01", "free"], ["shkb:depotautonom:depot_pct", "shkb:depotautonom", "shkb", "custody_fee", "Gebuehr Anlegen", 0.25, "percent", "annual", null, null, "shkb.ch/664-depotautonom; zzgl. MWST CH/FL; Basis: durchschnittliches Depotvermoegen inkl. Marchzinsen; halbjaehrliche Belastung Juni+Dezember; Vertriebsentschaedigungen werden von SHKB vereinnahmt", null, null, "pro"], ["shkb:anlageberatung_basis:fx_surcharge_usd", "shkb:anlageberatung_basis", "shkb", "fx_surcharge", "Fremdwaehrungszuschlag USD", 0.15, "percent", "annual", null, null, "shkb.ch/463-anlageberatungbasis; +0.15% zzgl. MWST", null, null, "pro"], ["shkb:anlageberatung_basis:fx_surcharge_eur", "shkb:anlageberatung_basis", "shkb", "fx_surcharge", "Fremdwaehrungszuschlag EUR und weitere Fremdwaehrungen", 0.1, "percent", "annual", null, null, "shkb.ch/463-anlageberatungbasis; +0.10% zzgl. 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