{"database": "bankproducts", "table": "fee", "is_view": false, "human_description_en": "where bank_id = \"vz\" sorted by amount descending", "rows": [["vz:visa_gold:annual_fee", "vz:visa_gold", "vz", "annual_fee", "Jahresgebuehr Hauptkarte", 200.0, "CHF", "annual", null, null, null, 1, "2025-06-01", "free"], ["vz:visa_classic:annual_fee", "vz:visa_classic", "vz", "annual_fee", "Jahresgebuehr Hauptkarte", 100.0, "CHF", "annual", null, null, null, 1, "2025-06-01", "free"], ["vz:depot_ticket_fee:phone_order", "vz:depot_ticket_fee", "vz", "transaction_commission", "Telefonisch oder ausserhalb der Plattform erteilter Auftrag", 60.0, "CHF", "per_txn", null, null, "Aufschlag fuer non-electronic execution.", null, "2024-09-01", "pro"], ["vz:visa_gold:additional_card", "vz:visa_gold", "vz", "additional_card", "Jahresgebuehr Zusatzkarte", 50.0, "CHF", "annual", null, null, null, 1, "2025-06-01", "free"], ["vz:visa_classic:additional_card", "vz:visa_classic", "vz", "additional_card", "Jahresgebuehr Zusatzkarte", 25.0, "CHF", "annual", null, null, null, 1, "2025-06-01", "free"], ["vz:visa_classic:replacement_card", "vz:visa_classic", "vz", "replacement_card", "Ersatzkarte", 20.0, "CHF", "one_time", null, null, null, 1, "2025-06-01", "free"], ["vz:visa_classic:late_payment", "vz:visa_classic", "vz", "late_payment_fee", "Zahlungsverzug", 20.0, "CHF", "per_txn", null, null, null, 1, "2025-06-01", "free"], ["vz:visa_gold:late_payment", "vz:visa_gold", "vz", "late_payment_fee", "Zahlungsverzug", 20.0, "CHF", "per_txn", null, null, null, 1, "2025-06-01", "free"], ["vz:kontokorrent:account_mgmt", "vz:kontokorrent", "vz", "account_mgmt", "Kontofuehrung", 10.0, "CHF", "quarterly", null, null, null, 1, "2024-09-01", "free"], ["vz:visa_classic:cash_advance", "vz:visa_classic", "vz", "cash_advance", "Bargeldbezug Schweiz/Ausland", 4.0, "percent", "per_txn", null, null, "Mindestens CHF 10 pro Bargeldbezug", 1, "2025-06-01", "free"], ["vz:visa_gold:cash_advance", "vz:visa_gold", "vz", "cash_advance", "Bargeldbezug Schweiz/Ausland", 4.0, "percent", "per_txn", null, null, "Mindestens CHF 10 pro Bargeldbezug", 1, "2025-06-01", "free"], ["vz:sparkonto:withdrawal_penalty", "vz:sparkonto", "vz", "excess_payment_fee", "Penalty fuer Bezug ueber CHF 100k/Jahr ohne Kuendigung", 2.0, "percent", "per_txn", null, null, "Auf den die Limite ueberschreitenden Betrag. Hoeher als Privatkonto-Penalty (0.5%).", 2, "2024-09-01", "free"], ["vz:visa_classic:fx_markup", "vz:visa_classic", "vz", "fx_markup", "Fremdwaehrungs-Bearbeitungsgebuehr", 1.75, "percent", "per_txn", null, null, null, 1, "2025-06-01", "free"], ["vz:visa_classic:purchase_abroad_chf", "vz:visa_classic", "vz", "purchase_abroad", "Zahlungen in CHF im Ausland", 1.75, "percent", "per_txn", null, null, "DCC (Dynamic Currency Conversion) trotz CHF-Belastung", 1, "2025-06-01", "free"], ["vz:visa_gold:fx_markup", "vz:visa_gold", "vz", "fx_markup", "Fremdwaehrungs-Bearbeitungsgebuehr", 1.75, "percent", "per_txn", null, null, null, 1, "2025-06-01", "free"], ["vz:visa_gold:purchase_abroad_chf", "vz:visa_gold", "vz", "purchase_abroad", "Zahlungen in CHF im Ausland", 1.75, "percent", "per_txn", null, null, "DCC-Aufschlag", 1, "2025-06-01", "free"], ["vz:privatkonto:withdrawal_penalty", "vz:privatkonto", "vz", "excess_payment_fee", "Penalty fuer Bezug ueber CHF 100k/31 Tage ohne Kuendigung", 0.5, "percent", "per_txn", null, null, "Auf den die Limite ueberschreitenden Betrag. Beim Uebertrag in ein Mandat keine Kuendigung erforderlich.", 2, "2024-09-01", "free"], ["vz:privatkonto:account_open", "vz:privatkonto", "vz", "account_opening_fee", "Kontoeroeffnung", 0.0, "CHF", "one_time", null, null, "kostenlos", 1, "2024-09-01", "free"], ["vz:privatkonto:account_close", "vz:privatkonto", "vz", "closing_fee", "Kontosaldierung", 0.0, "CHF", "one_time", null, null, "kostenlos", 1, "2024-09-01", "free"], ["vz:privatkonto:account_mgmt", "vz:privatkonto", "vz", "account_mgmt", "Kontofuehrung", 0.0, "CHF", "monthly", null, null, "kostenlos", 1, "2024-09-01", "free"], ["vz:privatkonto:postage", "vz:privatkonto", "vz", "postage", "Versandspesen", 0.0, "CHF", "per_txn", null, null, "Werden nicht belastet.", 1, "2024-09-01", "free"], ["vz:privatkonto:wire_ch", "vz:privatkonto", "vz", "transfer_domestic", "Zahlungsverkehr Inland (elektronisch und schriftlich)", 0.0, "CHF", "per_txn", null, "all", "Kostenlos. Sowohl elektronisch als auch schriftlich erteilte Auftraege.", 3, "2024-09-01", "free"], ["vz:privatkonto:sepa", "vz:privatkonto", "vz", "transfer_sepa", "SEPA in EUR (elektronisch und schriftlich)", 0.0, "CHF", "per_txn", null, "all", "Kostenlos. SEPA in EUR ueber 30+ Laender.", 3, "2024-09-01", "free"], ["vz:privatkonto:wire_intl", "vz:privatkonto", "vz", "transfer_intl", "Zahlungsverkehr Ausland (non-SEPA)", 0.0, "CHF", "per_txn", null, null, "Keine Kosten der VZ Depotbank \u2014 jedoch koennen Gebuehren der Empfaengerbank oder von Drittbanken anfallen (passthrough).", 3, "2024-09-01", "free"], ["vz:sparkonto:account_mgmt", "vz:sparkonto", "vz", "account_mgmt", "Kontofuehrung", 0.0, "CHF", "monthly", null, null, "kostenlos", 1, "2024-09-01", "free"], ["vz:debit_mastercard:annual", "vz:debit_mastercard", "vz", "annual_fee", "Jahresgebuehr (VZ-Kunden)", 0.0, "CHF", "annual", null, null, "Kostenlos fuer VZ-Kunden \u2014 Eligibility-Bedingung.", 1, "2024-09-01", "free"], ["vz:debit_mastercard:atm_ch", "vz:debit_mastercard", "vz", "atm_domestic_own", "Bargeldbezug Schweiz", 0.0, "CHF", "per_txn", null, null, "Kostenlos an Geldautomaten in der Schweiz.", 1, "2024-09-01", "free"], ["vz:finanzportal:base", "vz:finanzportal", "vz", "base_fee", "VZ Finanzportal Grundgebuehr", 0.0, "CHF", "annual", null, null, "Kostenlos fuer VZ-Konteninhaber.", null, "2024-09-01", "free"], ["vz:3a_vorsorgekonto:mgmt", "vz:3a_vorsorgekonto", "vz", "mgmt_fee", "3a Verwaltung", 0.0, "percent", "annual", null, null, "Keine separate 3a-Verwaltungsgebuehr publiziert. VZ verdient nicht an Vermittlungsgebuehren \u2014 Modell finanziert sich ueber Mandatsgebuehren bei Beratungs-/VV-Kunden.", null, "2024-09-01", "pro"], ["vz:visa_classic:pin_replace", "vz:visa_classic", "vz", "pin_replacement", "Ersatz-PIN", 0.0, "CHF", "one_time", null, null, "kostenlos", 1, "2025-06-01", "free"], ["vz:visa_classic:card_block", "vz:visa_classic", "vz", "card_block", "Kartensperrgebuehr bei Verlust/Diebstahl", 0.0, "CHF", "one_time", null, null, "kostenlos", 1, "2025-06-01", "free"], ["vz:visa_classic:ebill", "vz:visa_classic", "vz", "ebill", "Elektronische Abrechnung (one Digital Service App)", 0.0, "CHF", "annual", null, null, "kostenlos", 1, "2025-06-01", "free"], ["vz:visa_classic:purchase_domestic", "vz:visa_classic", "vz", "purchase_domestic", "Zahlungen in der Schweiz", 0.0, "CHF", "per_txn", null, null, "kostenlos", 1, "2025-06-01", "free"], ["vz:visa_gold:replacement_card", "vz:visa_gold", "vz", "replacement_card", "Ersatzkarte", 0.0, "CHF", "one_time", null, null, "kostenlos (vs CHF 20 bei Classic)", 1, "2025-06-01", "free"], ["vz:visa_gold:pin_replace", "vz:visa_gold", "vz", "pin_replacement", "Ersatz-PIN", 0.0, "CHF", "one_time", null, null, "kostenlos", 1, "2025-06-01", "free"], ["vz:visa_gold:card_block", "vz:visa_gold", "vz", "card_block", "Kartensperrgebuehr bei Verlust/Diebstahl", 0.0, "CHF", "one_time", null, null, "kostenlos", 1, "2025-06-01", "free"], ["vz:visa_gold:ebill", "vz:visa_gold", "vz", "ebill", "Elektronische Abrechnung (one Digital Service App)", 0.0, "CHF", "annual", null, null, "kostenlos", 1, "2025-06-01", "free"], ["vz:visa_gold:purchase_domestic", "vz:visa_gold", "vz", "purchase_domestic", "Zahlungen in der Schweiz", 0.0, "CHF", "per_txn", null, null, "kostenlos", 1, "2025-06-01", "free"], ["vz:debit_mastercard:atm_abroad", "vz:debit_mastercard", "vz", "atm_abroad", "Bargeldbezug Ausland", null, "CHF", "per_txn", null, null, "Detaillierte Tarife in separater Karten-Broschuere (nicht im Crawl); auf Anfrage / VZ-Konteninhaber-Login.", null, "2024-09-01", "free"], ["vz:depot_ticket_fee:tier_discount", "vz:depot_ticket_fee", "vz", "transaction_commission", "Volume-Rabatt auf Online-Transaktionen", null, "percent", "per_txn", null, null, "Bis zu 50% Rabatt je nach 3-Monats-Volumen (3 Tiers). Konkrete Tier-Schwellen nicht oeffentlich publiziert; im VZ Finanzportal Pro einsehbar.", null, "2024-09-01", "pro"], ["vz:depot_pauschal:annual", "vz:depot_pauschal", "vz", "custody_fee", "Pauschalgebuehr (Depot + Konto + Porti + Realtime + Pro-Zugang)", null, "CHF", "quarterly", null, null, "Konkrete Pauschale auf Anfrage / im Beratungsgespraech. Im Pauschalmodell ALLE diese Komponenten inkludiert \u2014 nicht separat verrechnet.", null, "2024-09-01", "pro"]], "truncated": false, "filtered_table_rows_count": 41, "expanded_columns": [], "expandable_columns": [[{"column": "bank_id", "other_table": "bank", "other_column": "id"}, "name"], [{"column": "product_id", "other_table": "product", "other_column": "id"}, "name"]], "columns": ["id", "product_id", "bank_id", "fee_type", "label", "amount", "currency", "frequency", "tier", "channel", "note", "source_page", "valid_from", "access_tier"], "primary_keys": ["id"], "units": {}, "query": {"sql": "select id, product_id, bank_id, fee_type, label, amount, currency, frequency, tier, channel, note, source_page, valid_from, access_tier from fee where \"bank_id\" = :p0 order by amount desc limit 101", "params": {"p0": "vz"}}, "facet_results": {}, "suggested_facets": [{"name": "product_id", "toggle_url": "http://api.bankproducts.info/bankproducts/fee.json?bank_id=vz&_facet=product_id"}, {"name": "fee_type", "toggle_url": "http://api.bankproducts.info/bankproducts/fee.json?bank_id=vz&_facet=fee_type"}, {"name": "label", "toggle_url": "http://api.bankproducts.info/bankproducts/fee.json?bank_id=vz&_facet=label"}, {"name": "amount", "toggle_url": "http://api.bankproducts.info/bankproducts/fee.json?bank_id=vz&_facet=amount"}, {"name": "currency", "toggle_url": "http://api.bankproducts.info/bankproducts/fee.json?bank_id=vz&_facet=currency"}, {"name": "frequency", "toggle_url": "http://api.bankproducts.info/bankproducts/fee.json?bank_id=vz&_facet=frequency"}, {"name": "note", "toggle_url": "http://api.bankproducts.info/bankproducts/fee.json?bank_id=vz&_facet=note"}, {"name": "source_page", "toggle_url": "http://api.bankproducts.info/bankproducts/fee.json?bank_id=vz&_facet=source_page"}, {"name": "valid_from", "toggle_url": "http://api.bankproducts.info/bankproducts/fee.json?bank_id=vz&_facet=valid_from"}, {"name": "access_tier", "toggle_url": "http://api.bankproducts.info/bankproducts/fee.json?bank_id=vz&_facet=access_tier"}, {"name": "valid_from", "type": "date", "toggle_url": "http://api.bankproducts.info/bankproducts/fee.json?bank_id=vz&_facet_date=valid_from"}], "next": null, "next_url": null, "private": false, "allow_execute_sql": true, "query_ms": 27.52701800000068, "source": "bankproducts.info", "source_url": "https://bankproducts.info", "license": "CC-BY-4.0", "license_url": "https://creativecommons.org/licenses/by/4.0/"}