{"database": "bankproducts", "table": "fee", "rows": [["clientis_oberaargau:privatkonto:foreign_resident_fee", "clientis_oberaargau:privatkonto", "clientis_oberaargau", "foreign_resident_fee", "Jahresgebuehr Auslandkunden", 900.0, "CHF", "annual", null, null, "CHF 900/Jahr pro Kunde mit Domizil Ausland. Reflects FATCA/AEoI/KYC compliance overhead.", 4, "2026-01-01", "free"]], "columns": ["id", "product_id", "bank_id", "fee_type", "label", "amount", "currency", "frequency", "tier", "channel", "note", "source_page", "valid_from", "access_tier"], "primary_keys": ["id"], "primary_key_values": ["clientis_oberaargau:privatkonto:foreign_resident_fee"], "units": {}, "query_ms": 1.1524379999627854, "source": "bankproducts.info", "source_url": "https://bankproducts.info", "license": "CC-BY-4.0", "license_url": "https://creativecommons.org/licenses/by/4.0/"}