{"database": "bankproducts", "table": "fee", "rows": [["scobag:vermoegensverwaltung:mgmt_tailored", "scobag:vermoegensverwaltung", "scobag", "mgmt_fee", "Verm\u00f6gensverwaltung \u2014 pricing on-request", null, "CHF", "per_annum_pct", null, null, "Atom #274 23rd instance: no published bank-side fee schedule. FINSA Art. 31 opt-out posture. Contrast with the affiliated Stiftung Scobag 3a Direktinvest which DOES publish (atom #292 regulatory-bifurcated posture).", null, "2024-01-01", "pro"]], "columns": ["id", "product_id", "bank_id", "fee_type", "label", "amount", "currency", "frequency", "tier", "channel", "note", "source_page", "valid_from", "access_tier"], "primary_keys": ["id"], "primary_key_values": ["scobag:vermoegensverwaltung:mgmt_tailored"], "units": {}, "query_ms": 1.0703769999054202, "source": "bankproducts.info", "source_url": "https://bankproducts.info", "license": "CC-BY-4.0", "license_url": "https://creativecommons.org/licenses/by/4.0/"}