{"database": "bankproducts", "table": "fee", "rows": [["vskb:gestion_smart:mgmt", "vskb:gestion_smart", "vskb", "mgmt_fee", "Commission annuelle (Smart, Equilibre, portefeuille < CHF 1.5m)", 1.0, "percent", "per_annum_pct", "smart:1500k:equilibre", null, "Tier matrix: Modere 0.95%-0.80%, Equilibre 1.00%-0.85%, Dynamique 1.05%-0.90%. 4 portfolio tiers. Min CHF 950-1050.", 4, "2026-01-01", "pro"]], "columns": ["id", "product_id", "bank_id", "fee_type", "label", "amount", "currency", "frequency", "tier", "channel", "note", "source_page", "valid_from", "access_tier"], "primary_keys": ["id"], "primary_key_values": ["vskb:gestion_smart:mgmt"], "units": {}, "query_ms": 1.36062100136769, "source": "bankproducts.info", "source_url": "https://bankproducts.info", "license": "CC-BY-4.0", "license_url": "https://creativecommons.org/licenses/by/4.0/"}