{"database": "bankproducts", "table": "interest_rate", "rows": [["owkb:geschenk_sparkonto:credit:t1", "owkb:geschenk_sparkonto", "owkb", "credit", 0.25, null, 20000.0, null, "CHF", "2026-08-02", "2026-07-01", "bis CHF 20000. Weitere Stufen: bis 100k 0.050%, ab 100k 0.025%.", null]], "columns": ["id", "product_id", "bank_id", "rate_type", "rate", "tier_floor", "tier_ceiling", "tenor_months", "currency", "snapshot_date", "valid_from", "note", "source_document_id"], "primary_keys": ["id"], "primary_key_values": ["owkb:geschenk_sparkonto:credit:t1"], "units": {}, "query_ms": 0.864108995301649, "source": "bankproducts.info", "source_url": "https://bankproducts.info", "license": "CC-BY-4.0", "license_url": "https://creativecommons.org/licenses/by/4.0/"}