{"database": "bankproducts", "table": "interest_rate", "rows": [["shkb:sparplan:not_applicable_fund_plan", "shkb:sparplan", "shkb", "credit", null, null, null, null, "CHF", "2026-08-09", "2026-01-01", "SHKB Sparplan ist ein Fonds-Sparplan (regelmaessiges Investieren in Fonds), kein verzinsliches Cash-Sparkonto. Rendite haengt von unterliegenden Fonds ab; \"Zinssatz\" ist nicht meaningful. Category-Classification savings_account ist historisch \u2014 koennte optimalerweise fund_account sein (siehe atom-based schema-migration Kandidat).", null]], "columns": ["id", "product_id", "bank_id", "rate_type", "rate", "tier_floor", "tier_ceiling", "tenor_months", "currency", "snapshot_date", "valid_from", "note", "source_document_id"], "primary_keys": ["id"], "primary_key_values": ["shkb:sparplan:not_applicable_fund_plan"], "units": {}, "query_ms": 0.7743010064586997, "source": "bankproducts.info", "source_url": "https://bankproducts.info", "license": "CC-BY-4.0", "license_url": "https://creativecommons.org/licenses/by/4.0/"}