{"database": "bankproducts", "table": "product", "is_view": false, "human_description_en": "where bank_id = \"bivial\" sorted by bank_id descending", "rows": [["bivial:corporate_account", "bivial", "current_account", "Corporate Multi-Currency Account", "multi", "business", "standard", "Multi-currency business account in 18+ currencies (CHF, EUR, GBP, USD core; cross-currency to 90+ countries / 70+ currencies via VISA/SWIFT rails). Swiss IBAN + QR-IBAN for QR-bill processing. Personalised IBAN aliases (e.g. CH4083041 0 SWITZERLAND) at no extra cost. CHF 25/month maintenance per account.", null, null, "BPG003NEMHTW", "free", 0, null, null], ["bivial:individual_account", "bivial", "current_account", "Individual Multi-Currency Account", "multi", "private", "standard", "Same Bivial pricing schedule applies to individual accounts. Multi-currency in 18+ currencies. CHF 25/month maintenance.", null, null, "BPG0036V6YXN", "free", 0, null, null], ["bivial:debit_card_virtual", "bivial", "debit_card", "Virtual Corporate Debit Card (EUR or USD)", "multi", "business", "standard", "Virtual Visa Debit card, issued in EUR OR USD (customer choice at issuance \u2014 no CHF variant). Card fees in CHF: 5 issuance + 5/month maintenance + 0.50/transaction. FX markup 3.00% applies on non-card-currency transactions (incl. CHF transactions on an EUR card).", null, null, "BPG0032TK9DQ", "free", 0, null, null], ["bivial:debit_card_physical", "bivial", "debit_card", "Physical Corporate Debit Card (EUR or USD)", "multi", "business", "standard", "Physical Visa Debit card, issued in EUR OR USD. Same shared fees as virtual + delivery (CHF 5 standard, CHF 40 express). Cash withdrawal Euro area 0.25% min CHF 5; international 4.00% min CHF 5. ATM balance inquiry CHF 1.", null, null, "BPG003QAFRX8", "free", 0, null, null], ["bivial:vibans", "bivial", "current_account", "Virtual IBANs (vIBANs)", "multi", "business", "standard", "vIBANs for internal client-reconciliation only. Beneficiary name on any vIBAN is the legal name of the main account holder. May NOT be resold or marketed as client-facing/white-label IBANs (verbatim restriction in PDF). CHF 0.50 issuance + CHF 0.50/month maintenance per vIBAN.", null, null, "BPG003G4BS5R", "free", 0, null, null], ["bivial:api_sftp_connectivity", "bivial", "ebanking", "B2B Connectivity (API + SFTP)", "CHF", "business", "standard", "REST API: activation, maintenance, sandbox, and messaging all free of charge \u2014 enables automated payment processing. SFTP: one-time activation CHF 2500, maintenance/termination free, per-message usage CHF 0.10. Both channels support batch file uploads for bulk payment instructions.", null, null, "BPG003Q3W33T", "free", 0, null, null], ["bivial:sepa_direct_debit", "bivial", "current_account", "SEPA Direct Debit", "EUR", "business", "standard", "Automated EUR direct-debit collection across the SEPA zone (in + out). CHF 1 per direct debit. Disputed SEPA DD: CHF 15. Failed SEPA DD: CHF 3.", null, null, "BPG0036CJ85D", "free", 0, null, null]], "truncated": false, "filtered_table_rows_count": 7, "expanded_columns": [], "expandable_columns": [[{"column": "source_document_id", "other_table": "source_document", "other_column": "id"}, "title"], [{"column": "bank_id", "other_table": "bank", "other_column": "id"}, "name"]], "columns": ["id", "bank_id", "category", "name", "currency", "client_type", "target_group", "description", "valid_from", "source_document_id", "bpg", "access_tier", "is_tailored", "notice_period_days", "iso_account_type"], "primary_keys": ["id"], "units": {}, "query": {"sql": "select id, bank_id, category, name, currency, client_type, target_group, description, valid_from, source_document_id, bpg, access_tier, is_tailored, notice_period_days, iso_account_type from product where \"bank_id\" = :p0 order by bank_id desc limit 101", "params": {"p0": "bivial"}}, "facet_results": {}, "suggested_facets": [{"name": "category", "toggle_url": "http://api.bankproducts.info/bankproducts/product.json?bank_id=bivial&_facet=category"}, {"name": "currency", "toggle_url": "http://api.bankproducts.info/bankproducts/product.json?bank_id=bivial&_facet=currency"}, {"name": "client_type", "toggle_url": "http://api.bankproducts.info/bankproducts/product.json?bank_id=bivial&_facet=client_type"}], "next": null, "next_url": null, "private": false, "allow_execute_sql": true, "query_ms": 27.34589000010601, "source": "bankproducts.info", "source_url": "https://bankproducts.info", "license": "CC-BY-4.0", "license_url": "https://creativecommons.org/licenses/by/4.0/"}