{"database": "bankproducts", "table": "product", "rows": [["bergos:advisory_mandate", "bergos", "personal_advisory", "Advisory Mandate (Beratungsmandate)", "CHF", "private", "high_net_worth", "Advisory-only mandate \u2014 client retains decision authority but receives Bergos investment recommendations on entire portfolio or per-transaction. Same 4-strategy framework as discretionary (CORE / GLOBAL ETF / DIRECT / PRIVATE MARKETS). Lower-touch than discretionary; lower fee likely.", null, null, "BPG00345N4Z2", "pro", 1, null, null]], "columns": ["id", "bank_id", "category", "name", "currency", "client_type", "target_group", "description", "valid_from", "source_document_id", "bpg", "access_tier", "is_tailored", "notice_period_days", "iso_account_type"], "primary_keys": ["id"], "primary_key_values": ["bergos:advisory_mandate"], "units": {}, "query_ms": 1.8026149991783313, "source": "bankproducts.info", "source_url": "https://bankproducts.info", "license": "CC-BY-4.0", "license_url": "https://creativecommons.org/licenses/by/4.0/"}