{"database": "bankproducts", "table": "product", "rows": [["gutzwiller:wealth_management", "gutzwiller", "wealth_management", "Verm\u00f6gensverwaltung \u2014 All-in Fee Modell", "CHF", "private", "wealthy", "Zurich-based subsidiary of E. Gutzwiller & Cie Banquiers (Basel \u2014 founded 1886). Distinctive: PUBLISHES the FIDLEG-mandated Kostenausweis ex-ante PDF on the website. Atom #294 \u2014 3rd published counter-example to atom #274. The published Kostenausweis specifies for the standard scenario (CHF 1 Mio., Ausgewogen strategy, 10-year hold): Verm\u00f6gensverwaltungsgeb\u00fchr 1.60% p.a., Einstiegskosten 0.20%, Ausstiegskosten 0.20%, Gesamtkosten 1.66% p.a. (vs 1.62% steady state). The published rate is for natural persons. E. Gutzwiller & Cie (Basel parent) charges Gutzwiller AG (Z\u00fcrich subsidiary) half of the custody fee as gruppeninterne Entsch\u00e4digung \u2014 a transparent intragroup-pricing disclosure unusual within atom #274.", null, null, "BPG0030E2MCH", "pro", 0, null, null, null, null, null, "active"]], "columns": ["id", "bank_id", "category", "name", "currency", "client_type", "target_group", "description", "valid_from", "source_document_id", "bpg", "access_tier", "is_tailored", "notice_period_days", "iso_account_type", "age_range_min", "age_range_max", "age_range_label", "status"], "primary_keys": ["id"], "primary_key_values": ["gutzwiller:wealth_management"], "units": {}, "query_ms": 1.0991640156134963, "source": "bankproducts.info", "source_url": "https://bankproducts.info", "license": "CC-BY-4.0", "license_url": "https://creativecommons.org/licenses/by/4.0/"}