{"database": "bankproducts", "table": "product_feature", "is_view": false, "human_description_en": "", "rows": [["abs:alltagskonto:vat_excluded", "abs:alltagskonto", "pricing_condition", "Gebuehren exkl. MWST", "Fuer Kunden mit Domizil Schweiz oder Liechtenstein wird MWST hinzugerechnet.", null], ["abs:anlagekonto:eligibility", "abs:anlagekonto", "included_services", "Nur fuer Anlagekundschaft", "Eigene \"Anlagekonto\"-Kategorie als Vorzugskonto fuer aktive Anlagekunden. 0.100% bis CHF 50k vs 0.050% Sparkonto.", null], ["abs:anlagekonto:use_case", "abs:anlagekonto", "use_case", "investment_account", "Migrated from product.target_group=\\'investor\\'.", null], ["abs:ebanking:2fa", "abs:ebanking", "included_services", "Airlock-2FA Authentifizierung", "Zwei-Faktor-Authentisierung. Voraussetzung: Smartphone mit Kamera + Airlock-2FA-App.", null], ["abs:kassenobligation:foerderbereiche", "abs:kassenobligation", "included_services", "Foerderbereiche-Bindung (ABS-Foerder-Kassenobligationen)", "5 Foerderbereiche: Erneuerbare Energien, Soziale Integration, Nachhaltige Landwirtschaft, Zukunftsweisende Geschaeftsmodelle, Zukunftsweisendes Wohnen und Arbeiten. Neue Foerder-Kassenobligationen aktuell nicht mehr angeboten; nur regulaere ABS-Kassenobligationen verfuegbar.", null], ["abs:mietkautionssparkonto:use_case", "abs:mietkautionssparkonto", "use_case", "rental_deposit", "Migrated from product.target_group=\\'rental_deposit\\'.", null], ["abs:saron_hypothek:eligibility", "abs:saron_hypothek", "included_services", "Nur fuer Objekte mit oeko-/sozialer Ausrichtung", "ABS finanziert Hypotheken nur fuer Immobilien, die die ABS-Nachhaltigkeitskriterien erfuellen (Energieeffizienz, genossenschaftliches/soziales Wohnen, etc.).", null], ["abs:sparkonto:notice_period", "abs:sparkonto", "pricing_condition", "Rueckzuege CHF 20k/Monat frei, darueber 3 Monate Kuendigung; 2% Nichtkuendigungs-Penalty", "Bei Ueberzug der Rueckzugslimite ohne fristgerechte Kuendigung: 2% auf den die Limite uebersteigenden Betrag.", null], ["abs:vermoegensverwaltung:impact_mandate", "abs:vermoegensverwaltung", "included_services", "Impact-Mandate als eigene Kategorie", "2 Impact-Mandate (Impact Fonds 0.90%, Impact 1.05%) zusaetzlich zu 3 konventionellen Strategien. Mandate haben transparente Foerderbereiche.", null], ["acrevis:anlagesparen:min_balance", "acrevis:anlagesparen", "min_balance", "100000", null, null], ["acrevis:anlagesparen:notice_period", "acrevis:anlagesparen", "notice_period", "90 days", "Fuer alle Betraege", null], ["acrevis:geschenksparkonto:use_case", "acrevis:geschenksparkonto", "use_case", "gift_account", "Migrated from product.target_group=\\'gift\\'.", null], ["acrevis:invest_nachhaltigkeit:esg_positioning", "acrevis:invest_nachhaltigkeit", "esg_positioning", "eco", "Migrated from product.target_group=\\'eco\\'.", null], ["acrevis:mieterkautionssparkonto:use_case", "acrevis:mieterkautionssparkonto", "use_case", "rental_deposit", "Migrated from product.target_group=\\'rental_deposit\\'.", null], ["acrevis:nachhaltige_hypothek:esg_positioning", "acrevis:nachhaltige_hypothek", "esg_positioning", "eco", "Migrated from product.target_group=\\'eco\\'.", null], ["acrevis:nkk_fee", "acrevis:sparkonto_classic", "interest_late_payment", "2", "Vorbezugsgebuehr 2% auf Ueberbezugsbetrag", null], ["acrevis:paket_member:eligibility", "acrevis:paket_member", "eligibility", "cooperative_member", "Migrated from product.target_group=\\'member\\'.", null], ["acrevis:paket_member_premium:eligibility", "acrevis:paket_member_premium", "eligibility", "cooperative_member", "Migrated from product.target_group=\\'member\\'.", null], ["acrevis:privatkonto:withdrawal_limit", "acrevis:privatkonto", "withdrawal_limit_free", "100000", "Pro Monat. Hoehere Betraege 90 Tage Kuendigungsfrist", null], ["acrevis:privatkonto_member:eligibility", "acrevis:privatkonto_member", "eligibility", "cooperative_member", "Migrated from product.target_group=\\'member\\'.", null], ["acrevis:privatkonto_member_premium:eligibility", "acrevis:privatkonto_member_premium", "eligibility", "cooperative_member", "Migrated from product.target_group=\\'member\\'.", null], ["acrevis:sparkonto_classic:withdrawal_limit", "acrevis:sparkonto_classic", "withdrawal_limit_free", "20000", "Pro Monat. Hoehere Betraege 90 Tage Kuendigungsfrist", null], ["acrevis:sparkonto_member:eligibility", "acrevis:sparkonto_member", "eligibility", "cooperative_member", "Migrated from product.target_group=\\'member\\'.", null], ["acrevis:sparkonto_member:withdrawal_limit", "acrevis:sparkonto_member", "withdrawal_limit_free", "20000", "Pro Monat. Hoehere Betraege 31 Tage Kuendigungsfrist", null], ["acrevis:sparkonto_member_premium:eligibility", "acrevis:sparkonto_member_premium", "eligibility", "cooperative_member", "Migrated from product.target_group=\\'member\\'.", null], ["acrevis:sparkonto_member_smart:eligibility", "acrevis:sparkonto_member_smart", "eligibility", "cooperative_member", "Migrated from product.target_group=\\'member\\'.", null], ["acrevis:sparkonto_plus:withdrawal_limit", "acrevis:sparkonto_plus", "withdrawal_limit_free", "20000", "Pro Jahr. Hoehere Betraege 180 Tage Kuendigungsfrist", null], ["aek:credit_silber:bonus_program", "aek:credit_silber", "included_services", "Surprize Bonusprogramm via Viseca", "Punkte gegen Sachpraemien und Gutscheine einloesbar.", null], ["aek:debit_mastercard:geo_lock", "aek:debit_mastercard", "included_services", "Standardmaessig auf CH+Europa eingegrenzt (Anti-Skimming)", "Andere Regionen via E-Banking temporaer freischaltbar. Schutz vor missbraeuchlichem Bargeldbezug mit kopierten Kartendaten.", null], ["aek:geschenksparkonto:use_case", "aek:geschenksparkonto", "use_case", "gift_account", "Migrated from product.target_group=\\'gift\\'.", null], ["aek:kapitaleinzahlungskonto:use_case", "aek:kapitaleinzahlungskonto", "use_case", "capital_payment", "Migrated from product.target_group=\\'capital_payment\\'.", null], ["aek:mietdepot_sparkonto:use_case", "aek:mietdepot_sparkonto", "use_case", "rental_deposit", "Migrated from product.target_group=\\'rental_deposit\\'.", null], ["aek:privatkonto:vat_excluded", "aek:privatkonto", "pricing_condition", "Gebuehren exkl. MWST fuer CH/LI-Kunden", "S\u00e4mtliche Geb\u00fchren verstehen sich exkl. Normalsatz MWST. F\u00fcr Kunden mit Steuerdomizil Schweiz/Liechtenstein wird MWST hinzugerechnet.", null], ["aek:sparkonto:notice_period", "aek:sparkonto", "pricing_condition", "CHF 25k/Monat frei, darueber 3 Monate Kuendigung", "Bei Nichteinhaltung der Rueckzugsbedingungen wird ausnahmslos die gesetzliche Nichtkuendigungskommission von 2% belastet.", null], ["aek:vermoegensverwaltung_premium:nachhaltig_variants", "aek:vermoegensverwaltung_premium", "included_services", "Nachhaltig-Varianten zu Konservativ, Ausgewogen, Dynamisch, Wachstum", "5 Strategien \u00d7 2 Varianten (Standard + Nachhaltig) zum gleichen Tarif. Plus Ausgewogen Ertrag als 11. Variante.", null], ["agkb:firmenkonto:pf:atom_301", "agkb:firmenkonto", "pricing_condition", "Atom #301 backfill \u2014 Firmenkonto previously missing", "AGKB had 28 products in DB but ZERO business products due to past loader cherry-picking only the privatkunden PDF. The leistungen-preise-firmenkunden.pdf (401 KB) was sitting in the crawl tree unextracted. This backfill closes the gap.", null], ["agkb:geschenksparkonto:use_case", "agkb:geschenksparkonto", "use_case", "gift_account", "Migrated from product.target_group=\\'gift\\'.", null], ["agkb:sparkonto_mietkaution:use_case", "agkb:sparkonto_mietkaution", "use_case", "rental_deposit", "Migrated from product.target_group=\\'rental_deposit\\'.", null], ["aikb:mieterkautionssparkonto:use_case", "aikb:mieterkautionssparkonto", "use_case", "rental_deposit", "Migrated from product.target_group=\\'rental_deposit\\'.", null], ["aletti:wm:pf:atom_274_24", "aletti:wealth_management", "pricing_condition", "Atom #274 24th instance \u2014 Italian-parent (Banco BPM), Lugano-based", "Banca Aletti Suisse is wholly owned by Banca Aletti & C. SpA (Italy), in turn part of Banco BPM Group (Italy's third-largest bank by assets). Lugano HQ confirms Ticino-Italian financial corridor positioning. Founded 2000 \u2014 among the younger atom #274 instances. Confirmed atom #293 parent-country diversity.", null], ["alpian:account:deposit_protection", "alpian:account", "included_services", "esisuisse-Mitglied", "Einlagensicherung bis CHF 100'000. FINMA-Bankenlizenz Cat. 5.", null], ["alpian:account:fx_dow_split", "alpian:account", "pricing_condition", "fx_spread_weekday_vs_weekend_0.2_vs_0.5", "Atypischer Day-of-Week-FX-Spread-Split: 0.2% Werktage / 0.5% Wochenenden. Reflektiert FX-Desk-Wochenend-Cover-Cost.", null], ["alpian:account:multi_currency", "alpian:account", "included_services", "CHF / EUR / USD / GBP", "4 Waehrungen im selben Konto. Multi-Currency Architektur. Eingehende Ueberweisungen in 24 weiteren Waehrungen werden automatisch in CHF konvertiert.", null], ["alpian:account:negative_balance_fee", "alpian:account", "pricing_condition", "negative_balance_fee_5pct", "5% p.a. Negativzinsgebuehr auf Negativsaldi. Tiefer als CH KH-Peer-Norm (9-12%).", null], ["alpian:account:platform", "alpian:account", "included_services", "Mobile App (iOS + Android)", "App-only digital private bank. Apple Pay / Google Pay unterstuetzt.", null], ["alpian:account:tiered_currency_rates", "alpian:account", "pricing_condition", "eur_usd_tiered_interest_rates", "Multi-Waehrungs-Konto mit gestaffelten Zinsen auf EUR/USD-Tranchen (0%/0.75%/0% EUR; 0%/1%/0% USD bei 0/10k/500k). CHF + GBP 0% flat. Neobank-USP fuer kleinere/mittlere FX-Halter.", null], ["alpian:managed_essentials:lowest_entry", "alpian:managed_essentials", "minimum_investment", "CHF 2000", "NIEDRIGSTE Robo-Vermoegensverwaltungs-Einstiegsschwelle im DB-Cohort. Migros VV Focus + BLKB Digifolio bei CHF 5000. Demokratisierung der Anlageberatung als Neobank-USP.", null], ["alpian:physical_visa_debit:mobile_pay", "alpian:physical_visa_debit", "included_services", "Apple Pay, Google Pay", null, null], ["alpian:pillar_3a:launch_offer", "alpian:pillar_3a", "pricing_condition", "first_1000_customers_free_until_2026-12-31", "Lancierungsangebot 0% Verwaltungsgebuehr fuer die ersten 1'000 Kundinnen und Kunden bis 31.12.2026. Distinktive Akquisitions-Strategie im CH-3a-Markt.", null], ["alpian:signature_plan:included", "alpian:signature_plan", "included_services", "All-in + unbegrenzte Beratungsgespraeche", "Hoeheres Vermoegens-Segment.", null], ["alpian:sparkonto:tiering", "alpian:sparkonto", "interest_tiering", "Sprung-Tier bei CHF 125'000", "Der Tier-Wechsel wirkt auf das gesamte Guthaben, nicht nur auf den marginalen Betrag (anders als der ueblichen marginalen Sparkonto-Logik bei klassischen Schweizer Banken).", null], ["alpian:standard_plan:included", "alpian:standard_plan", "included_services", "Verwahrung, Transaktionen, Beratung, Mandatbeendigung", "All-in Modell. Stempelsteuer und TER der Fonds zusaetzlich.", null], ["amina:cold_wallet:processing_window", "amina:cold_wallet", "pricing_condition", "Cold-wallet transfers processed 3-6h, Mo-Fr 08:00-15:00 CET", "Requests after 15:00 CET processed next business day. Zug bank holidays excluded.", null], ["amina:crypto_trading:supported", "amina:crypto_trading", "included_services", "BTC, ETH, SOL, DOT, XTZ, MATIC, and more", "Full crypto trading desk", null], ["amina:fiat_chf:account_currency_equivalent", "amina:fiat_chf", "pricing_condition", "Payment fees quoted in CHF are charged in account-currency equivalent", "When debited from EUR/GBP/HKD/AED accounts, the CHF amounts are converted at the time of charge", null], ["amina:fiat_chf:currencies", "amina:fiat_chf", "included_services", "CHF, EUR, GBP, HKD, AED", null, null], ["amina:fiat_chf:vat_excluded", "amina:fiat_chf", "pricing_condition", "All prices exclude VAT", "PDF Conditions footer: \"All prices are excluding VAT and potential external fees (e.g. stock exchange fees, stamp duties)\"", null], ["amina:hot_wallet:custody_arrears_quarterly", "amina:hot_wallet", "pricing_condition", "Custody fees charged in arrears at the end of each quarter", "Based on daily-average valuation of the last quarter. Separate billing per crypto-trading account, cold wallet, and hot wallet.", null], ["amina:hot_wallet:weekly_withdrawal_cap", "amina:hot_wallet", "pricing_condition", "Withdrawal fee charged only once per week regardless of transfer count", "PDF Conditions: \"Withdrawal fee is charged only once for multiple transfers within one week\"", null], ["amina:nft_custody:no_upfront", "amina:nft_custody", "included_services", "No upfront fee", "Explicit in Gold/Platinum NFT custody row \u2014 only the 0.45% p.a. applies", null], ["amina:platinum:premium_services", "amina:platinum", "included_services", "Premium services included", "Listed in Platinum Package as \"Premium services \u2014 Free\", scope not enumerated in pricing sheet", null], ["amina:staking:supported_coins", "amina:staking", "included_services", "ETH, SOL, DOT, XTZ, MATIC", "Staking available for proof-of-stake tokens", null], ["aquila:konto_depot:pf:ifa_only", "aquila:konto_depot", "pricing_condition", "Banking exclusively for Schweizer Vermoegensverwalter + Family Offices", "Aquila Bank serves ONLY independent wealth managers and family offices based in Switzerland \u2014 never directly retail consumers. End-clients are clients of the partner IFA, who in turn books custody with Aquila.", null], ["aquila:konto_depot:pf:no_balance_risk", "aquila:konto_depot", "pricing_condition", "No proprietary trading; no balance-sheet risk; no commercial lending", "Per aquila.ch/bank: \"Wir gehen keine Bilanzrisiken ein, betreiben keinen Eigenhandel und sind nicht im kommerziellen Kreditgeschaeft taetig.\" Conservative custodian-only positioning.", null], ["aquila:platform_services:pf:bundle_model", "aquila:platform_services", "pricing_condition", "Bundle: Legal+Compliance+Risk+Fiduciary+HR+IT+Investment as one package; Investment + succession-planning standalone", "Per services.md: \"Aufgrund des regulatorischen Gruppenaufsichtskonzepts beziehen Sie die Dienstleistungen aus den Bereichen Legal, Compliance & Risk, Fiduciary & Accounting, HR & Administration, sowie IT & Applications als Paket. Die Investment Services und die Nachfolgeplanung koennen auf Wunsch einzeln dazu genommen und auch von unabhaengigen Vermoegensverwaltern ausserhalb des Aquila-Netzwerks bezogen werden.\"", null], ["arabbank:wm:pf:atom_274_25", "arabbank:wealth_management", "pricing_condition", "Atom #274 25th instance \u2014 Jordan-parent (Arab Bank PLC, Amman)", "Arab Bank (Switzerland) Ltd is wholly owned by Arab Bank PLC (Jordan, founded 1930). One of the largest Arab-world financial institutions. Geneva HQ. Atom #293 parent-country diversity \u2014 Jordan is unique among atom #274 parent countries.", null], ["arb:aktionaer:eligibility", "arb:aktionaer", "eligibility", "cooperative_member", "Migrated from product.target_group=\\'member\\'.", null], ["arb:aktionaer:withdrawal_limit_free", "arb:aktionaer", "withdrawal_limit_free", "100000", "Pro Kalendermonat, darueber 31 Tage Kuendigungsfrist", null], ["arb:alphi_sparen_geschenk:use_case", "arb:alphi_sparen_geschenk", "use_case", "gift_account", "Migrated from product.target_group=\\'gift\\'.", null], ["arb:callgeld:min_balance", "arb:callgeld", "min_balance", "50000", null, null], ["arb:debit_mastercard:contactless_limit", "arb:debit_mastercard", "contactless_limit", "80", null, null], ["arb:debit_mastercard:daily_limit", "arb:debit_mastercard", "daily_limit", "3000", null, null], ["arb:debit_mastercard:monthly_limit", "arb:debit_mastercard", "monthly_limit", "10000", null, null], ["arb:erneuerungs_hypothek:esg_positioning", "arb:erneuerungs_hypothek", "esg_positioning", "eco", "Migrated from product.target_group=\\'eco\\'.", null], ["arb:mietkaution:use_case", "arb:mietkaution", "use_case", "rental_deposit", "Migrated from product.target_group=\\'rental_deposit\\'.", null], ["arb:privat:withdrawal_limit_free", "arb:privat", "withdrawal_limit_free", "25000", "Pro Kalendermonat, darueber 31 Tage Kuendigungsfrist", null], ["arb:privat_start:withdrawal_limit_free", "arb:privat_start", "withdrawal_limit_free", "10000", "Pro Kalendermonat, darueber 31 Tage Kuendigungsfrist", null], ["arb:sparen:nkk_fee", "arb:sparen", "interest_late_payment", "2", "Vorbezugsgebuehr NKK: 2% auf Betrag der die freie Verfuegbarkeit uebersteigt", null], ["arb:sparen:withdrawal_limit_free", "arb:sparen", "withdrawal_limit_free", "10000", "Pro Kalendermonat, darueber 31 Tage Kuendigungsfrist mit NKK", null], ["arb:sparen_aktionaer:eligibility", "arb:sparen_aktionaer", "eligibility", "cooperative_member", "Migrated from product.target_group=\\'member\\'.", null], ["arb:sparen_top:notice_period", "arb:sparen_top", "notice_period", "6 months", "Fuer Betraege ueber CHF 10000 pro Kalenderjahr", null], ["arb:sparen_top:withdrawal_limit_free", "arb:sparen_top", "withdrawal_limit_free", "10000", "Pro Kalenderjahr, darueber 6 Monate Kuendigungsfrist mit NKK", null], ["arb:vv_hirschberg:min_investment", "arb:vv_hirschberg", "min_balance", "20000", "Minimaler Anlagebetrag", null], ["arb:vv_hoher_kasten:min_investment", "arb:vv_hoher_kasten", "min_balance", "20000", "Minimaler Anlagebetrag", null], ["arb:vv_saentis:min_investment", "arb:vv_saentis", "min_balance", "20000", "Minimaler Anlagebetrag", null], ["audi:wm:pf:atom_274_26", "audi:wealth_management", "pricing_condition", "Atom #274 26th instance \u2014 Lebanon-parent (Bank Audi sal, Beirut)", "Bank Audi (Switzerland) SA is owned by Bank Audi sal (Lebanon, founded 1830). One of Lebanon's largest banks. Geneva HQ. Atom #293 parent-country diversity \u2014 Lebanon is unique among atom #274 parent countries.", null], ["avera:cc_gold:pf:debit_in_package", "avera:cc_gold", "included_services", "Debit Mastercard included free in credit-card package", "Im Paket mit der Kreditkarte Gold ist die Debit Mastercard gebuehrenfrei.", 2], ["avera:cc_silber:pf:debit_in_package", "avera:cc_silber", "included_services", "Debit Mastercard included free in credit-card package", "Im Paket mit der Kreditkarte Silber/Classic ist die Debit Mastercard gebuehrenfrei.", 2], ["avera:debit_mastercard:pf:package_eligibility", "avera:debit_mastercard", "pricing_condition", "Package-eligible requires min 10 outgoing transactions per month", "Period: from last working day of previous month to penultimate working day of current month. <10 txns = CHF 4/month surcharge.", 2], ["avera:depot_execution:pf:ebanking_required", "avera:depot_execution", "pricing_condition", "CHF 60 surcharge if transaction not via Mobile/E-Banking", "Execution-Only trades incur a CHF 60 channel surcharge if executed at counter, by phone, or by paper. Mobile + E-Banking channels free of surcharge.", 1], ["avera:privatkonto:pf:vat_domicile", "avera:privatkonto", "pricing_condition", "Swiss VAT applies for domestic clients; absent for foreign-domicile", "Fuer Kundinnen und Kunden mit Domizil Ausland entfaellt die MWST. Investment/depot fees + admin fees show \"zzgl. MWST\" otherwise.", 3], ["avera:sparkonto:pf:payment_surcharge", "avera:sparkonto", "pricing_condition", "CHF 2 surcharge per outgoing payment from Sparkonto-family accounts", "Applies to: Sparkonto, Sparkonto Plus, Sparkonto Top, Mieterkaution.", 1], ["avera:travel_card:pf:white_label_pricing", "avera:travel_card", "pricing_condition", "White-label Swiss Bankers Travel card; same Konditionen as direct", "Distributor-pricing footnote: Avera-issued Travel card has SAME pricing as direct-to-consumer Swiss Bankers Travel (1.5% load, free annual). Cross-reference: atom #266 \u2014 distributor-pricing variation exists but Avera matches the direct rates exactly.", 2], ["avera:vermoegenssparplan:pf:youth_discount", "avera:vermoegenssparplan", "pricing_condition", "50% rebate on All-in-Fee for children/youth up to age 18", "Family-savings positioning: youth Sparplan at 0.45-0.60% All-in-Fee (half of standard 0.90-1.20%).", 2], ["axion:axion_sicav:pf:luxembourg_ucits", "axion:axion_sicav", "product_structure", "Proprietary Luxembourg UCITS SICAV (ASB Axion SICAV, since 2007, CSSF-supervised)", "ASB Axion SICAV: SICAV (Societe d'Investissement a Capital Variable) under Luxembourg law, established by Axion in 2007. Supervised by CSSF (Commission de Surveillance du Secteur Financier). UCITS-compliant (EU Directive 2009/65/CE of 13.01.2009). Multi-compartment: monetary, bond, mixed, equity sub-funds. Axion SWISS Bank SA is the sole appointed Investment Manager. RARE in atom #274 cohort \u2014 explicit contrast with Maerki Baumann (no proprietary products) stance. Adds Luxembourg jurisdiction footprint.", null], ["axion:eam_services:pf:dg_dedicated", "axion:eam_services", "governance", "Dedicated Direttore Generale for EAM segment (\"Area Private Banking e Gestori esterni\")", "Governance: separate Direttore Generale (Guido Marcionetti) for \"Area Private Banking e Gestori esterni\" \u2014 i.e. EAM is recognized as a distinct business segment with board-level representation. Other DGs: Marco Tini (Presidente Direzione Generale), Daniele Albisetti (Area Rischi), Giampiero Marangio (Area Servizi), Renzo Triulzi (Area Private Banking). This 5-DG structure is unusually granular for an 85-employee bank \u2014 signals product-line investment.", null], ["axion:nominee_service:pf:capital_call_pe_access", "axion:nominee_service", "product_structure", "Nominee service for closed-end PE / Private Debt / Venture Capital funds (capital-call structure)", "Structural product distinctive of UHNW market access. Pooled-investment mechanism (multiple clients aggregated to meet fund minimums). Axion acts as nominee in its own name; UBO disclosure under EU AMLD may apply. Excludes US-domiciled funds. Process: client chooses fund, Axion handles subscription + lifecycle (capital calls, distributions, divestments, voting). Contact: privateequity@axionbank.ch. Comparable cohort feature: similar to but more explicit than typical UHNW \"alternative investments\" access.", null], ["axion:wm:pf:atom_274_72", "axion:wealth_management", "pricing_condition", "Atom #274 72nd cohort instance \u2014 2nd Ticino + UNIQUE state-bank-subsidiary case", "Atom #274 enriched. 2nd Ticino presence after Maerki Baumann Lugano office (Maerki = ZH HQ + TI Geschaeftsstelle; Axion = TI HQ pure-play). UNIQUE within cohort: only wholly-owned state-bank subsidiary. All other atom #274 cohort members are independent family banks, listed groups, or non-state institutional. The BancaStato (Garanzia dello Stato) upstream parentage is structurally distinctive.", null], ["axion:wm:pf:bancastato_subsidiary", "axion:wealth_management", "ownership_structure", "100% subsidiary of BancaStato (Banca dello Stato del Cantone Ticino) since 2010", "Unique within atom #274 cohort: a wholly-owned state-bank subsidiary. BancaStato has Garanzia dello Stato (Cantonal guarantee from Cantone Ticino, founded 1915) \u2014 implicit capital strength upstream. BancaStato itself reports CHF 18.20 bn cifra di bilancio, 546 employees, 4 branches + 15 agencies in Ticino, CET1 15.3% (31.12.2024). Axion is the high-end Private Banking arm of this state-bank group.", null], ["axion:wm:pf:esg_sba_compliant", "axion:wealth_management", "esg_integration", "ESG-integrated AM + advisory per SBA guidelines (binding on members)", "Per \"ESG: Sustainable investments in Axion SWISS Bank SA\" (2026) brochure: SBA (Swiss Bankers Association) has issued guidelines on ESG preferences + risks in advisory + AM; these are binding on members and Axion is a member. ESG analysis applied (Environmental, Social, Governance factors). Greenwashing risks explicitly disclosed to clients. Asset management mandate clients receive ESG positioning information.", null]], "truncated": false, "filtered_table_rows_count": 1239, "expanded_columns": [], "expandable_columns": [[{"column": "product_id", "other_table": "product", "other_column": "id"}, "name"]], "columns": ["id", "product_id", "feature_key", "feature_value", "note", "source_page"], "primary_keys": ["id"], "units": {}, "query": {"sql": "select id, product_id, feature_key, feature_value, note, source_page from product_feature order by id limit 101", "params": {}}, "facet_results": {}, "suggested_facets": [{"name": "source_page", "toggle_url": "http://api.bankproducts.info/bankproducts/product_feature.json?_facet=source_page"}], "next": "axion~3Awm~3Apf~3Aesg_sba_compliant", "next_url": "http://api.bankproducts.info/bankproducts/product_feature.json?_next=axion~3Awm~3Apf~3Aesg_sba_compliant", "private": false, "allow_execute_sql": true, "query_ms": 56.14165600002252, "source": "bankproducts.info", "source_url": "https://bankproducts.info", "license": "CC-BY-4.0", "license_url": "https://creativecommons.org/licenses/by/4.0/"}