{"database": "bankproducts", "table": "product_feature", "is_view": false, "human_description_en": "where product_id = \"axion:wealth_management\"", "rows": [["axion:wm:pf:atom_274_72", "axion:wealth_management", "pricing_condition", "Atom #274 72nd cohort instance \u2014 2nd Ticino + UNIQUE state-bank-subsidiary case", "Atom #274 enriched. 2nd Ticino presence after Maerki Baumann Lugano office (Maerki = ZH HQ + TI Geschaeftsstelle; Axion = TI HQ pure-play). UNIQUE within cohort: only wholly-owned state-bank subsidiary. All other atom #274 cohort members are independent family banks, listed groups, or non-state institutional. The BancaStato (Garanzia dello Stato) upstream parentage is structurally distinctive.", null], ["axion:wm:pf:bancastato_subsidiary", "axion:wealth_management", "ownership_structure", "100% subsidiary of BancaStato (Banca dello Stato del Cantone Ticino) since 2010", "Unique within atom #274 cohort: a wholly-owned state-bank subsidiary. BancaStato has Garanzia dello Stato (Cantonal guarantee from Cantone Ticino, founded 1915) \u2014 implicit capital strength upstream. BancaStato itself reports CHF 18.20 bn cifra di bilancio, 546 employees, 4 branches + 15 agencies in Ticino, CET1 15.3% (31.12.2024). Axion is the high-end Private Banking arm of this state-bank group.", null], ["axion:wm:pf:esg_sba_compliant", "axion:wealth_management", "esg_integration", "ESG-integrated AM + advisory per SBA guidelines (binding on members)", "Per \"ESG: Sustainable investments in Axion SWISS Bank SA\" (2026) brochure: SBA (Swiss Bankers Association) has issued guidelines on ESG preferences + risks in advisory + AM; these are binding on members and Axion is a member. ESG analysis applied (Environmental, Social, Governance factors). Greenwashing risks explicitly disclosed to clients. Asset management mandate clients receive ESG positioning information.", null], ["axion:wm:pf:fatca_qi", "axion:wealth_management", "regulatory_status", "FATCA GIIN UKNN1K.00001.756 (Qualified Intermediary indicator)", "Per general-information-for-clients brochure, FATCA GIIN: UKNN1K.00001.756. Suggests QI status for US tax reporting (consistent with serving non-US international UHNW clientele). Nominee service excludes US-domiciled funds \u2014 but US-person client acceptance status not directly disclosed.", null], ["axion:wm:pf:key_figures_2024", "axion:wealth_management", "pricing_condition", "Key figures 31.12.2024: Cifra di bilancio CHF 1.31 bn, CET1 27.8%, 85 employees", "From \"My Private Bank\" brochure (06.2025) and Obblighi prudenziali 2024. Common Equity Tier 1: CHF 75.919 M. Total capital: CHF 95.919 M. RWA: CHF 272.852 M. CET1 ratio 27.8% (vs Basel min 7.0%). Total capital ratio 35.2%. Tier 1 leverage ratio 7.0%. LCR Q4 2024 average 430.9% (vs min 100%). NSFR 392.3% (vs min 100%). Total exposure CHF 1.373 bn. Comparable to Maerki Baumann's 26.9% Kernkapitalquote \u2014 both Ticino-presence atom #274 cohort members with very strong published capital.", null], ["axion:wm:pf:ma_history", "axion:wealth_management", "corporate_history", "Two M&A consolidation events: UniCredit (Suisse) 2010 + Soci\u00e9t\u00e9 G\u00e9n\u00e9rale Private Banking Lugano 2016", "Founded 1998. In 2010, BancaStato acquired control of the entity then known as UniCredit (Suisse) Bank SA and renamed it Axion. In 2016, peculiarity reinforced by absorbing part of Private Banking activities from Soci\u00e9t\u00e9 G\u00e9n\u00e9rale Private Banking (Lugano-Svizzera) SA \u2014 doubled in size. Legacy BIC UNCECH22XXX (UniCredit) retained. Two-step consolidation distinct among atom #274 cohort.", null], ["axion:wm:pf:my_private_bank_tagline", "axion:wealth_management", "positioning", "\"My Private Bank\" tagline (2025) \u2014 bilingual IT/EN UHNW positioning", "Brand line introduced 06.2025 (per \"My Private Bank\" brochure). All customer-facing docs primarily Italian with English version. Mission: \"satisfy the high-end clientele with quality wealth management\". Promises: continuity in personalisation style + confidentiality, decisional speed, full customisation, immediacy of responses.", null], ["axion:wm:pf:open_architecture_with_proprietary", "axion:wealth_management", "investment_universe", "Open architecture WITH proprietary SICAV \u2014 hybrid posture", "Per general-information-for-clients Section 3.5 Investment universe: \"The bank selects financial instruments for its Discretionary management mandate and advisory services on the basis of products from both BancaStato Group entities and a wide range of third party providers.\" Hybrid: open architecture but also markets its own ASB Axion SICAV. Distinct from pure-OA Maerki Baumann; distinct from heavily-proprietary universal banks. Conflict-of-interest disclosure explicit in Section 3.7 (\"the bank's own interest from sale and trading of financial instruments, including instruments issued by an entity controlled by Axion SWISS Bank or by another entity belonging to the BancaStato Group\").", null], ["axion:wm:pf:tailored_brochure_quote", "axion:wealth_management", "pricing_condition", "FIDLEG/FINSA tailored: \"Fees and conditions for clients available on request\" \u2014 Section 4", "General information for clients (ENG 04.2021) Section 4 (\"Costs\") explicitly: \"The costs of the bank's services are detailed in the specific brochure 'Fees and conditions for clients' available on request. Any changes to the pricing are duly communicated to customers.\" Canonical atom #274 signature.", null]], "truncated": false, "filtered_table_rows_count": 9, "expanded_columns": [], "expandable_columns": [[{"column": "product_id", "other_table": "product", "other_column": "id"}, "name"]], "columns": ["id", "product_id", "feature_key", "feature_value", "note", "source_page"], "primary_keys": ["id"], "units": {}, "query": {"sql": "select id, product_id, feature_key, feature_value, note, source_page from product_feature where \"product_id\" = :p0 order by id limit 101", "params": {"p0": "axion:wealth_management"}}, "facet_results": {}, "suggested_facets": [{"name": "feature_key", "toggle_url": "http://api.bankproducts.info/bankproducts/product_feature.json?product_id=axion%3Awealth_management&_facet=feature_key"}], "next": null, "next_url": null, "private": false, "allow_execute_sql": true, "query_ms": 14.7405070001696, "source": "bankproducts.info", "source_url": "https://bankproducts.info", "license": "CC-BY-4.0", "license_url": "https://creativecommons.org/licenses/by/4.0/"}