{"database": "bankproducts", "table": "product_feature", "is_view": false, "human_description_en": "where product_id = \"bil:wealth_management\"", "rows": [["bil:wealth_management:pf:finsa_optout", "bil:wealth_management", "pricing_condition", "FINSA Art. 31 professional-client opt-out \u2192 tailored posture", "Seventh instance of the CH UHNW classical cohort. After Pictet, EFG, Julius B\u00e4r, Lombard Odier, JPMorgan Suisse (5 tailored), Reichmuth (1 counter-example), BIL Suisse is the 6th tailored instance and 7th overall cohort member. Adds Luxembourg-parent-CH-subsidiary as a new governance form.", null], ["bil:wealth_management:pf:lu_parent_publishes", "bil:wealth_management", "pricing_condition", "LU parent (BIL SA Luxembourg) publishes a comprehensive schedule; Swiss entity does NOT", "Fourth cross-jurisdiction parallel (atom #273). The LU parent publishes a 22-page \"Extrait de la tarification g\u00e9n\u00e9rale\" (Stand 1er mai 2026) under MiFID II / CSSF supervision. The Swiss subsidiary BIL Suisse SA does not. Joins EFG-CH/efg_bve, Julius B\u00e4r CH/LU, JPMorgan CH/DE as the 4th independent CH/EU parallel. Same shape every time: Swiss parent tailored, EU sibling published.", null], ["bil:wealth_management:pf:luxembourg_parent_governance", "bil:wealth_management", "pricing_condition", "Luxembourg-parent-CH-subsidiary governance form", "BIL Suisse SA is a Swiss-FINMA-licensed subsidiary of Banque Internationale \u00e0 Luxembourg SA (LU parent, RCS Luxembourg B-6307). Sixth governance form in the atom #274 cohort: Swiss partnership \u00d7 2, Swiss listed \u00d7 1, foreign-controlled-listed-BR \u00d7 1, US-foreign-controlled-subsidiary \u00d7 1, LU-parent-CH-subsidiary \u00d7 1 (this entity). Same is_tailored=1 posture across all six.", null]], "truncated": false, "filtered_table_rows_count": 3, "expanded_columns": [], "expandable_columns": [[{"column": "product_id", "other_table": "product", "other_column": "id"}, "name"]], "columns": ["id", "product_id", "feature_key", "feature_value", "note", "source_page"], "primary_keys": ["id"], "units": {}, "query": {"sql": "select id, product_id, feature_key, feature_value, note, source_page from product_feature where \"product_id\" = :p0 order by id limit 101", "params": {"p0": "bil:wealth_management"}}, "facet_results": {}, "suggested_facets": [], "next": null, "next_url": null, "private": false, "allow_execute_sql": true, "query_ms": 13.495223000063561, "source": "bankproducts.info", "source_url": "https://bankproducts.info", "license": "CC-BY-4.0", "license_url": "https://creativecommons.org/licenses/by/4.0/"}