{"database": "bankproducts", "table": "product_feature", "is_view": false, "human_description_en": "where product_id = \"bordier:mgmt_mandate\"", "rows": [["bordier:mgmt_mandate:pf:atom_274_2nd_counter", "bordier:mgmt_mandate", "pricing_condition", "Atom #274 SECOND counter-example \u2014 old Geneva partnership that PUBLISHES", "After Reichmuth (founded 1996, Lucerne) became the first published counter-example to atom #274 in PR #105, Bordier becomes the second \u2014 but with much higher significance because Bordier was founded 1844 in Geneva, comparable to Pictet (1805) and Lombard Odier (1796). Bordier disproves any \"old Geneva partnerships uniformly opaque\" narrative. The variable is not age, structure, or geography \u2014 it is brand-positioning choice. Pictet/Lombard Odier choose opacity, Bordier chooses transparency. Same century, same city, same partnership form.", null], ["bordier:mgmt_mandate:pf:atom_288_four_language_publishing", "bordier:mgmt_mandate", "pricing_condition", "Atom #288 \u2014 four-language fee schedule publishing (EN/FR/DE/ES)", "Bordier publishes the same fee schedule in four languages: English (Bordier-fee-schedule.pdf, \"SCmA\"), French (Tarifs-de-Bordier.pdf, \"SCmA\"), German (Bordier-Preise.pdf, \"KmAG\" = Kommanditgesellschaft auf Aktien), and Spanish (Tarifas-de-Bordier.pdf, \"SCmA\"). The German edition uses the German legal-form name (KmAG) \u2014 most cantonal banks publishing in 3 languages translate the document content but keep the legal-form name in the original. Bordier's full translation including the legal-form indicates positioning for a globally distributed UHNW clientele where multilingual transparency is a service expectation.", null], ["bordier:mgmt_mandate:pf:atom_289_retro_waiver_priced", "bordier:mgmt_mandate", "pricing_condition", "Atom #289 \u2014 retrocession waiver priced explicitly at +0.20%", "Bordier verbatim: \"For clients covered by a management or advisory mandate and who have not authorised the Bank to retain remuneration from third parties, this commission is increased by 0.2%\". This is the most explicit pricing of the retrocession-waiver tradeoff in the dataset \u2014 clients who exercise their post-Vischer-2012 right to claim retros back pay a transparent +20bps surcharge. Other banks reference the Vischer ruling in their AGB but do not quantify the alternative. Bordier turns \"you may want your kickbacks back\" into a numeric tariff choice the client makes at contract signing \u2014 the most consumer-friendly framing of a notoriously opaque area.", null], ["bordier:mgmt_mandate:pf:founded_1844_genevan_partnership", "bordier:mgmt_mandate", "pricing_condition", "Founded 1844 \u2014 sixth-oldest Swiss private bank still operating", "Bordier & Cie was founded in 1844 by Pierre-Louis-Antoine Bordier. Among Swiss private banks still operating today, only Wegelin (1741, dissolved 2013), Rahn+Bodmer (1750), Lombard Odier (1796), Pictet (1805), Mirabaud (1819), Dreyfus (1813), Bordier (1844) and Maerki Baumann (1932) predate the 1900s. Bordier is therefore among the top-7 oldest. The continuous-family-ownership structure (Bordier family + partners) is unbroken since 1844 \u2014 the longest unbroken family ownership in the dataset alongside Mirabaud.", null], ["bordier:mgmt_mandate:pf:international_branches", "bordier:mgmt_mandate", "pricing_condition", "Four Swiss offices + Bordier UK + Bordier Singapore + Bordier Bahamas", "Swiss locations: Geneva (HQ Rue Rath 16), Nyon (Rue de la Porcelaine 13), Bern (Spitalgasse 40), Z\u00fcrich (Talstrasse 83). Foreign branches: Bordier UK (London, FCA-regulated), Bordier Singapore (MAS), Bordier Bahamas (Nassau, Central Bank of the Bahamas). The Bahamas presence is unique in the CH UHNW classical cohort \u2014 most peers operate in EU + Asia hubs only.", null], ["bordier:mgmt_mandate:pf:retro_waiver", "bordier:mgmt_mandate", "pricing_condition", "Vischer-2012 retrocession waiver \u2014 concrete +20bps", "Per Swiss Federal Court 4A_127/2012 (Vischer ruling), retrocessions belong to the client unless waived. Bordier prices the waiver explicitly: retain retros = standard schedule; waive retros = standard schedule + 0.20% (the +20bps is Bordier's estimate of the retro stream value). Atom #289.", null]], "truncated": false, "filtered_table_rows_count": 6, "expanded_columns": [], "expandable_columns": [[{"column": "product_id", "other_table": "product", "other_column": "id"}, "name"]], "columns": ["id", "product_id", "feature_key", "feature_value", "note", "source_page"], "primary_keys": ["id"], "units": {}, "query": {"sql": "select id, product_id, feature_key, feature_value, note, source_page from product_feature where \"product_id\" = :p0 order by id limit 101", "params": {"p0": "bordier:mgmt_mandate"}}, "facet_results": {}, "suggested_facets": [], "next": null, "next_url": null, "private": false, "allow_execute_sql": true, "query_ms": 11.764216000074157, "source": "bankproducts.info", "source_url": "https://bankproducts.info", "license": "CC-BY-4.0", "license_url": "https://creativecommons.org/licenses/by/4.0/"}