{"database": "bankproducts", "table": "product_feature", "is_view": false, "human_description_en": "where product_id = \"ce_chermignon:compte_epargne\"", "rows": [["ce_chermignon:compte_epargne:pf:atom_275_rates_only", "ce_chermignon:compte_epargne", "pricing_condition", "Atom #275 sub-pattern: rates-only publisher (3rd sub-pattern variant)", "CECM publishes the rate sheet but no fee schedule (no tarifs PDF in 2026-Q2 crawl; only rate adaptation letters, annual reports, privacy policy, HR postings). New sub-pattern within atom #275: distinct from (a) CEN/Bank Gantrisch full publisher and (b) CMV fees-in-PDF / rates-on-web. 3rd Romandie/Valais atom #275 instance overall (after CMV and CEN). Brand tagline \"Plus proche\" same localist family.", null], ["ce_chermignon:compte_epargne:pf:rate_cut_2024_2025", "ce_chermignon:compte_epargne", "pricing_condition", "Observable rate-cut cycle 2024-09-01 \u2192 2025-02-01 (5 months)", "Both rate sheets are in the crawl. Standard \u00e9pargne 0.50% \u2192 0.30% (\u221220 bp). Compte soci\u00e9taire tier-1 1.00% \u2192 0.75% (\u221225 bp). Comptes jeunesse 1.25% \u2192 1.00% (\u221225 bp). Garantie de loyer 0.50% \u2192 0.25% (halved). Compte courant unchanged (0.05% \u2192 0.05%). Compte salaire 0.10% \u2192 0.05% (halved). Mirrors broader Swiss small-bank repricing in late 2024 / early 2025 following SNB rate cuts. CECM transmits cuts faster on the \"soft\" buckets (savings, youth, garantie) and slowest on the transactional courant.", null]], "truncated": false, "filtered_table_rows_count": 2, "expanded_columns": [], "expandable_columns": [[{"column": "product_id", "other_table": "product", "other_column": "id"}, "name"]], "columns": ["id", "product_id", "feature_key", "feature_value", "note", "source_page"], "primary_keys": ["id"], "units": {}, "query": {"sql": "select id, product_id, feature_key, feature_value, note, source_page from product_feature where \"product_id\" = :p0 order by id limit 101", "params": {"p0": "ce_chermignon:compte_epargne"}}, "facet_results": {}, "suggested_facets": [], "next": null, "next_url": null, "private": false, "allow_execute_sql": true, "query_ms": 17.341936000320857, "source": "bankproducts.info", "source_url": "https://bankproducts.info", "license": "CC-BY-4.0", "license_url": "https://creativecommons.org/licenses/by/4.0/"}