{"database": "bankproducts", "table": "product_feature", "is_view": false, "human_description_en": "where product_id = \"clientis_oberaargau:privatkonto\"", "rows": [["clientis_oberaargau:privatkonto:pf:atom_271_escape", "clientis_oberaargau:privatkonto", "pricing_condition", "Atom #271 escape \u2014 Clientis member with SERVER-RENDERED savings rates", "All prior Clientis members loaded (clientis_aareland, oberuzwil, thal, toggenburg, thur, oftringen, eb_entlebucher, ce_courtelary) showed the canonical atom #271 JS-render gate \u2014 no concrete rates captured by the standard crawl. Bank Oberaargau is the first to break out: the bankoberaargau.clientis.ch subdomain renders rates in static HTML (or with a JS wait that the crawler implemented for this member). 13 savings/zahl/vorsorge rates captured concrete from rendered MD.", null], ["clientis_oberaargau:privatkonto:pf:foreign_resident_surcharge", "clientis_oberaargau:privatkonto", "pricing_condition", "Explicit CHF 900/year surcharge for non-Swiss-resident clients", "Auslandkunden Jahresgebuehr CHF 900. Reflects FATCA/AEoI/KYC compliance overhead a small cooperative bank can no longer absorb. Pattern observed at multiple atom #275 cohort members (CEN waives custody for own bonds; Bank Oberaargau adds Auslandkunden surcharge) \u2014 both are price-discriminatory moves justifying operational complexity.", null]], "truncated": false, "filtered_table_rows_count": 2, "expanded_columns": [], "expandable_columns": [[{"column": "product_id", "other_table": "product", "other_column": "id"}, "name"]], "columns": ["id", "product_id", "feature_key", "feature_value", "note", "source_page"], "primary_keys": ["id"], "units": {}, "query": {"sql": "select id, product_id, feature_key, feature_value, note, source_page from product_feature where \"product_id\" = :p0 order by id limit 101", "params": {"p0": "clientis_oberaargau:privatkonto"}}, "facet_results": {}, "suggested_facets": [], "next": null, "next_url": null, "private": false, "allow_execute_sql": true, "query_ms": 18.083806000049663, "source": "bankproducts.info", "source_url": "https://bankproducts.info", "license": "CC-BY-4.0", "license_url": "https://creativecommons.org/licenses/by/4.0/"}