{"database": "bankproducts", "table": "product_feature", "is_view": false, "human_description_en": "where product_id = \"jpmorgan:vermoegensverwaltung\"", "rows": [["jpmorgan:vermoegensverwaltung:pf:finsa_optout", "jpmorgan:vermoegensverwaltung", "pricing_condition", "FINSA Art. 31 professional-client opt-out \u2192 tailored pricing posture", "Fifth instance of the CH UHNW classical tailored-by-design cohort (atom #274). After Pictet (0 products), EFG (PR #84), Julius B\u00e4r (PR #103), Lombard Odier (PR #104). All five use the FINSA professional-client opt-out to negotiate fees per relationship.", null], ["jpmorgan:vermoegensverwaltung:pf:german_sibling", "jpmorgan:vermoegensverwaltung", "pricing_condition", "German sibling (J.P. Morgan SE, Frankfurt) publishes a schedule under MiFID II", "Cross-jurisdiction parallel observation: J.P. Morgan SE (Frankfurt-headquartered EU entity, MiFID II regulated) publishes a Gesch\u00e4ftsbedingungen und Preisliste PDF. The Swiss entity does not. Same pattern as EFG-CH/efg_bve and Julius B\u00e4r CH/LU. The third such CH/EU parallel observed in the atom #274 cohort \u2014 strong reinforcement that EU jurisdiction (MiFID II Art. 24(4)) is the disclosure-mandating force.", null], ["jpmorgan:vermoegensverwaltung:pf:us_foreign_controlled", "jpmorgan:vermoegensverwaltung", "pricing_condition", "US-foreign-controlled subsidiary (JPMorgan Chase & Co., NYSE: JPM)", "J.P. Morgan (Suisse) SA is a Swiss subsidiary of JPMorgan Chase & Co. (US, NYSE: JPM, ~USD 4T AuM globally). Fifth governance form in the atom #274 cohort:\n- Pictet: Swiss partnership (ring-fenced 2014)\n- EFG: foreign-controlled (BTG Pactual Brazil), publicly listed\n- Julius B\u00e4r: Swiss publicly listed (SIX: BAER)\n- Lombard Odier: Swiss partnership, unlimited liability (1796)\n- JPMorgan Suisse: US-foreign-controlled, subsidiary of US money-center bank\nAll five share the is_tailored=1 posture. Ownership form is irrefutably orthogonal to pricing posture.", null]], "truncated": false, "filtered_table_rows_count": 3, "expanded_columns": [], "expandable_columns": [[{"column": "product_id", "other_table": "product", "other_column": "id"}, "name"]], "columns": ["id", "product_id", "feature_key", "feature_value", "note", "source_page"], "primary_keys": ["id"], "units": {}, "query": {"sql": "select id, product_id, feature_key, feature_value, note, source_page from product_feature where \"product_id\" = :p0 order by id limit 101", "params": {"p0": "jpmorgan:vermoegensverwaltung"}}, "facet_results": {}, "suggested_facets": [], "next": null, "next_url": null, "private": false, "allow_execute_sql": true, "query_ms": 16.1906560024363, "source": "bankproducts.info", "source_url": "https://bankproducts.info", "license": "CC-BY-4.0", "license_url": "https://creativecommons.org/licenses/by/4.0/"}