{"database": "bankproducts", "table": "product_feature", "is_view": false, "human_description_en": "where product_id = \"juliusbaer:vermoegensverwaltung\"", "rows": [["juliusbaer:vermoegensverwaltung:pf:finsa_optout", "juliusbaer:vermoegensverwaltung", "pricing_condition", "FINSA Art. 31 professional-client opt-out \u2192 tailored pricing posture", "Julius B\u00e4r Swiss entity uses the FINSA professional-client opt-out (Art. 31 FinSA) to negotiate fees per relationship rather than publish a retail schedule. Same posture as Pictet (no products loaded) and classical EFG-CH (PR #84). Three-instance threshold for the CH UHNW classical cohort.", null], ["juliusbaer:vermoegensverwaltung:pf:lu_sibling", "juliusbaer:vermoegensverwaltung", "pricing_condition", "Bank Julius Baer Europe S.A. (Luxembourg) publishes a schedule; this Swiss entity does NOT", "Cross-jurisdiction parallel to atom #273 (EFG-CH vs EFG-LI / efg_bve PR #85). The Luxembourg subsidiary, Bank Julius Baer Europe S.A., publishes a \"Schedule of Prices and Services \u2014 Banking and Custody\" PDF (FOR CLIENTS BOOKED IN LUXEMBOURG ONLY, as of June 2025). The Swiss entity publishes no equivalent. EU-jurisdiction MiFID II Article 24(4) drives the LU disclosure; FINSA Art. 31 permits the Swiss opacity. Future PR could load the LU entity as juliusbaer_lu (country=LU) following the efg_bve precedent.", null]], "truncated": false, "filtered_table_rows_count": 2, "expanded_columns": [], "expandable_columns": [[{"column": "product_id", "other_table": "product", "other_column": "id"}, "name"]], "columns": ["id", "product_id", "feature_key", "feature_value", "note", "source_page"], "primary_keys": ["id"], "units": {}, "query": {"sql": "select id, product_id, feature_key, feature_value, note, source_page from product_feature where \"product_id\" = :p0 order by id limit 101", "params": {"p0": "juliusbaer:vermoegensverwaltung"}}, "facet_results": {}, "suggested_facets": [], "next": null, "next_url": null, "private": false, "allow_execute_sql": true, "query_ms": 24.466114002279937, "source": "bankproducts.info", "source_url": "https://bankproducts.info", "license": "CC-BY-4.0", "license_url": "https://creativecommons.org/licenses/by/4.0/"}