{"database": "bankproducts", "table": "product_feature", "is_view": false, "human_description_en": "where product_id = \"lombardodier:vermoegensverwaltung\"", "rows": [["lombardodier:vermoegensverwaltung:pf:continuous_since_1796", "lombardodier:vermoegensverwaltung", "pricing_condition", "Continuous brand since 1796 (the oldest unbroken Geneva private banking house)", "Founded 1796 by Henri Hentsch and Jean-G\u00e9d\u00e9on Lombard. Continuous brand line for 230 years. Among the oldest active private banking houses in Switzerland. The longevity is a brand asset and a structural reason for the relationship-based pricing model (multi-generation clients).", null], ["lombardodier:vermoegensverwaltung:pf:finsa_optout", "lombardodier:vermoegensverwaltung", "pricing_condition", "FINSA Art. 31 professional-client opt-out \u2192 tailored pricing posture", "Fourth instance of the CH UHNW classical tailored-by-design cohort (atom #274). After Pictet (0 products, stub-only), EFG (PR #84), Julius B\u00e4r (PR #103). All four use the FINSA professional-client opt-out to negotiate fees per relationship rather than publish a retail schedule.", null], ["lombardodier:vermoegensverwaltung:pf:partnership_structure", "lombardodier:vermoegensverwaltung", "pricing_condition", "Swiss partnership at group level (community of partners with unlimited liability)", "Lombard Odier group is structured as a partnership of unlimited-liability partners, the same governance shape as Pictet. This is unusual for a major bank \u2014 most are joint-stock companies. The partners have personal financial liability for the firm, which is often cited as a trust signal for UHNW clients and a structural reason for the on-request pricing posture (partners price each relationship personally).", null]], "truncated": false, "filtered_table_rows_count": 3, "expanded_columns": [], "expandable_columns": [[{"column": "product_id", "other_table": "product", "other_column": "id"}, "name"]], "columns": ["id", "product_id", "feature_key", "feature_value", "note", "source_page"], "primary_keys": ["id"], "units": {}, "query": {"sql": "select id, product_id, feature_key, feature_value, note, source_page from product_feature where \"product_id\" = :p0 order by id limit 101", "params": {"p0": "lombardodier:vermoegensverwaltung"}}, "facet_results": {}, "suggested_facets": [], "next": null, "next_url": null, "private": false, "allow_execute_sql": true, "query_ms": 14.293457003077492, "source": "bankproducts.info", "source_url": "https://bankproducts.info", "license": "CC-BY-4.0", "license_url": "https://creativecommons.org/licenses/by/4.0/"}