{"database": "bankproducts", "table": "product_feature", "is_view": false, "human_description_en": "where product_id = \"yapeal:business_account\"", "rows": [["yapeal:business_account:pf:art_1b_published", "yapeal:business_account", "pricing_condition", "Art. 1b BankG licence with full published schedule", "First DB entity to demonstrate that the FINMA Art. 1b licence does not by itself imply tailored pricing. Compare Relio AG (PR #95, same licence, is_tailored=1 across all products). Atom #279 follow-up: licence type is orthogonal to pricing-posture choice.", null], ["yapeal:business_account:pf:no_esisuisse", "yapeal:business_account", "safety_disclosure", "Einlagensicherung nach Art. 7a BankV nicht gewaehrleistet", "Verbatim from yapeal.ch: \"Hinweis: Einlagensicherung nach Art. 7a BankV ist nicht gewaehrleistet.\" Standard Art. 1b disclosure: esisuisse CHF 100k coverage does not apply. Customer protection comes from segregated SNB custody, not deposit insurance.", null], ["yapeal:business_account:pf:snb_custody", "yapeal:business_account", "safety_disclosure", "CHF deposits held at segregated Schweizerische Nationalbank (SNB) account", "Verbatim from yapeal.ch: \"YAPEAL verwahrt deine Einlagen in Schweizer Franken auf einem getrennten Konto bei der Schweizerischen Nationalbank (SNB).\" This is structurally unusual for an Art. 1b entity \u2014 most fintech-licence holders use a commercial custodian bank. Direct SNB custody is a stronger structural protection than commercial-bank custody (the SNB cannot itself become insolvent in CHF terms).", null]], "truncated": false, "filtered_table_rows_count": 3, "expanded_columns": [], "expandable_columns": [[{"column": "product_id", "other_table": "product", "other_column": "id"}, "name"]], "columns": ["id", "product_id", "feature_key", "feature_value", "note", "source_page"], "primary_keys": ["id"], "units": {}, "query": {"sql": "select id, product_id, feature_key, feature_value, note, source_page from product_feature where \"product_id\" = :p0 order by id limit 101", "params": {"p0": "yapeal:business_account"}}, "facet_results": {}, "suggested_facets": [{"name": "feature_key", "toggle_url": "http://api.bankproducts.info/bankproducts/product_feature.json?product_id=yapeal%3Abusiness_account&_facet=feature_key"}], "next": null, "next_url": null, "private": false, "allow_execute_sql": true, "query_ms": 12.49856100002944, "source": "bankproducts.info", "source_url": "https://bankproducts.info", "license": "CC-BY-4.0", "license_url": "https://creativecommons.org/licenses/by/4.0/"}