{"database": "bankproducts", "table": "product_feature", "rows": [["biene:mitgliedersparkonto:pf:2pct_nichtkuendigungs_convention", "biene:mitgliedersparkonto", "pricing_condition", "Nichtkuendigungskommission 2% \u2014 emerging Clientis-federation convention", "Biene Bank Mitgliedersparkonto specifies 2% on the over-limit withdrawal amount when notice period is violated. SAME 2% number appears at Ersparniskasse Rueggisberg (PR #127, non-Clientis cooperative). Suggests either Clientis-federation convention OR a wider Swiss-cooperative-bank standard. Worth tracking \u2014 if a third member shows 2% next, escalate to a named convention atom.", null]], "columns": ["id", "product_id", "feature_key", "feature_value", "note", "source_page"], "primary_keys": ["id"], "primary_key_values": ["biene:mitgliedersparkonto:pf:2pct_nichtkuendigungs_convention"], "units": {}, "query_ms": 1.1845359999824723, "source": "bankproducts.info", "source_url": "https://bankproducts.info", "license": "CC-BY-4.0", "license_url": "https://creativecommons.org/licenses/by/4.0/"}