{"database": "bankproducts", "table": "product_feature", "rows": [["bordier:mgmt_mandate:pf:atom_289_retro_waiver_priced", "bordier:mgmt_mandate", "pricing_condition", "Atom #289 \u2014 retrocession waiver priced explicitly at +0.20%", "Bordier verbatim: \"For clients covered by a management or advisory mandate and who have not authorised the Bank to retain remuneration from third parties, this commission is increased by 0.2%\". This is the most explicit pricing of the retrocession-waiver tradeoff in the dataset \u2014 clients who exercise their post-Vischer-2012 right to claim retros back pay a transparent +20bps surcharge. Other banks reference the Vischer ruling in their AGB but do not quantify the alternative. Bordier turns \"you may want your kickbacks back\" into a numeric tariff choice the client makes at contract signing \u2014 the most consumer-friendly framing of a notoriously opaque area.", null]], "columns": ["id", "product_id", "feature_key", "feature_value", "note", "source_page"], "primary_keys": ["id"], "primary_key_values": ["bordier:mgmt_mandate:pf:atom_289_retro_waiver_priced"], "units": {}, "query_ms": 1.0598540002320078, "source": "bankproducts.info", "source_url": "https://bankproducts.info", "license": "CC-BY-4.0", "license_url": "https://creativecommons.org/licenses/by/4.0/"}