{"database": "bankproducts", "table": "product_feature", "rows": [["ce_chermignon:compte_epargne:pf:rate_cut_2024_2025", "ce_chermignon:compte_epargne", "pricing_condition", "Observable rate-cut cycle 2024-09-01 \u2192 2025-02-01 (5 months)", "Both rate sheets are in the crawl. Standard \u00e9pargne 0.50% \u2192 0.30% (\u221220 bp). Compte soci\u00e9taire tier-1 1.00% \u2192 0.75% (\u221225 bp). Comptes jeunesse 1.25% \u2192 1.00% (\u221225 bp). Garantie de loyer 0.50% \u2192 0.25% (halved). Compte courant unchanged (0.05% \u2192 0.05%). Compte salaire 0.10% \u2192 0.05% (halved). Mirrors broader Swiss small-bank repricing in late 2024 / early 2025 following SNB rate cuts. CECM transmits cuts faster on the \"soft\" buckets (savings, youth, garantie) and slowest on the transactional courant.", null]], "columns": ["id", "product_id", "feature_key", "feature_value", "note", "source_page"], "primary_keys": ["id"], "primary_key_values": ["ce_chermignon:compte_epargne:pf:rate_cut_2024_2025"], "units": {}, "query_ms": 1.2219290000530236, "source": "bankproducts.info", "source_url": "https://bankproducts.info", "license": "CC-BY-4.0", "license_url": "https://creativecommons.org/licenses/by/4.0/"}