{"database": "bankproducts", "table": "product_feature", "rows": [["lombardodier:vermoegensverwaltung:pf:finsa_optout", "lombardodier:vermoegensverwaltung", "pricing_condition", "FINSA Art. 31 professional-client opt-out \u2192 tailored pricing posture", "Fourth instance of the CH UHNW classical tailored-by-design cohort (atom #274). After Pictet (0 products, stub-only), EFG (PR #84), Julius B\u00e4r (PR #103). All four use the FINSA professional-client opt-out to negotiate fees per relationship rather than publish a retail schedule.", null]], "columns": ["id", "product_id", "feature_key", "feature_value", "note", "source_page"], "primary_keys": ["id"], "primary_key_values": ["lombardodier:vermoegensverwaltung:pf:finsa_optout"], "units": {}, "query_ms": 1.1091540000052191, "source": "bankproducts.info", "source_url": "https://bankproducts.info", "license": "CC-BY-4.0", "license_url": "https://creativecommons.org/licenses/by/4.0/"}