{"database": "bankproducts", "table": "product_feature", "rows": [["maerki:vermoegensverwaltung:pf:no_proprietary_products", "maerki:vermoegensverwaltung", "pricing_condition", "NO PROPRIETARY PRODUCTS posture \u2014 UNIQUE in atom #274 cohort", "Self-described: \"Die auf Unabhaengigkeit, Sicherheit und Transparenz ausgerichtete Anlagephilosophie zeigt sich im Verzicht auf eigene Produkte...\" Open-architecture only. Most cohort members (Pictet, Julius Baer, Lombard Odier, etc.) offer proprietary funds as a profit center; Maerki Baumann explicitly rejects that revenue stream. Removes a known conflict-of-interest vector. ONE marginal exception: MBC_Immo_Swiss_Indirect_Focus fund (real-estate). Otherwise structurally distinctive.", null]], "columns": ["id", "product_id", "feature_key", "feature_value", "note", "source_page"], "primary_keys": ["id"], "primary_key_values": ["maerki:vermoegensverwaltung:pf:no_proprietary_products"], "units": {}, "query_ms": 0.9995909999815922, "source": "bankproducts.info", "source_url": "https://bankproducts.info", "license": "CC-BY-4.0", "license_url": "https://creativecommons.org/licenses/by/4.0/"}