{"database": "bankproducts", "table": "product_feature", "rows": [["nekb:hypotheque:pf:garantie_covered_uncovered_2x", "nekb:hypotheque", "pricing_condition", "Cautionnements et garanties bancaires: Frais d'etablissement 1.50 pour mille du credit (min CHF 300); Commission annuelle (au prorata temporis): Garantie en faveur de tiers avec couverture 0.6% (min CHF 100); sans couverture 1.2% (min CHF 100)", "Asymmetric coverage pricing (2x): ungedeckte Garantien kosten annual 1.2% vs gedeckte 0.6%. Struktur parallel zu LLB CH Batch 5 (0.15%/Q gedeckt vs 0.30%/Q ungedeckt = auch 2x) und BBO Batch 4 (1.5% unwiderruflich vs 1% solidar vs 0.7% einfach = ~1.5x Ratio). BCN rechnet in % p.a. mit Prorata-temporis-Ansatz \u2014 fair im ersten Jahr. Etablissement-Fee gilt zusaetzlich. Source: BCN Tarification 2018-09-30", 1]], "columns": ["id", "product_id", "feature_key", "feature_value", "note", "source_page"], "primary_keys": ["id"], "primary_key_values": ["nekb:hypotheque:pf:garantie_covered_uncovered_2x"], "units": {}, "query_ms": 0.899909995496273, "source": "bankproducts.info", "source_url": "https://bankproducts.info", "license": "CC-BY-4.0", "license_url": "https://creativecommons.org/licenses/by/4.0/"}