{"database": "bankproducts", "table": "product_feature", "rows": [["pcb:wm:pf:finma_category_5", "pcb:wealth_management", "regulatory", "FINMA category 5 (smallest supervisory band)", "PCB is FINMA-supervised category 5 (smallest). esisuisse deposit-protection member. SIC participant (clearing 83043, IID 830438) with RTGS-CHF + Instant-Payment-CHF connectivity. BIC PICLCHZ2XXX. No staatsgarantie. Domicile Bleicherweg 5, 8001 Zuerich (Postfach 8034). Confirms small-classical-private-bank profile \u2014 capital ratios not publicly disclosed but the family-ownership + non-transactional-fee model + category-5 supervisory band align with low-risk-low-leverage atom #274 archetype.", null]], "columns": ["id", "product_id", "feature_key", "feature_value", "note", "source_page"], "primary_keys": ["id"], "primary_key_values": ["pcb:wm:pf:finma_category_5"], "units": {}, "query_ms": 1.030611999908615, "source": "bankproducts.info", "source_url": "https://bankproducts.info", "license": "CC-BY-4.0", "license_url": "https://creativecommons.org/licenses/by/4.0/"}