{"database": "bankproducts", "table": "product_feature", "rows": [["relio:business_account:pf:art_1b_licence", "relio:business_account", "pricing_condition", "Art. 1b BankG fintech licence (deposit-taking limited to CHF 100M aggregate)", "Relio holds a Swiss FINMA Art. 1b BankG (\"Bewilligung fuer Institute mit beschraenkter T\u00e4tigkeit\") licence, not a full Art. 1 banking licence. Customer deposits are NOT covered by esisuisse (the CHF 100k deposit insurance scheme that protects Art. 1 banks). Art. 1b deposits must be held in segregated accounts at a custodian bank under FINMA rules.", null]], "columns": ["id", "product_id", "feature_key", "feature_value", "note", "source_page"], "primary_keys": ["id"], "primary_key_values": ["relio:business_account:pf:art_1b_licence"], "units": {}, "query_ms": 1.0808360000282846, "source": "bankproducts.info", "source_url": "https://bankproducts.info", "license": "CC-BY-4.0", "license_url": "https://creativecommons.org/licenses/by/4.0/"}