{"database": "bankproducts", "table": "product_feature", "rows": [["scobag:1e_kadervorsorge:pf:wm_plus_pension_hybrid", "scobag:1e_kadervorsorge", "pricing_condition", "WM + occupational-pension hybrid \u2014 distinguishes from pure-WM private banks", "Scobag operates a 1e BVG occupational pension offering alongside its wealth management. The 1e is for income above CHF 136,080 (1.5x BVG-max). This wealth-mgmt + pension-expert hybrid distinguishes Scobag from pure-WM atom #274 banks like Pictet/Lombard Odier/UBP. Combines the bank-side WM with foundation-side pension administration \u2014 same shape that drives the atom #292 regulatory bifurcation.", null]], "columns": ["id", "product_id", "feature_key", "feature_value", "note", "source_page"], "primary_keys": ["id"], "primary_key_values": ["scobag:1e_kadervorsorge:pf:wm_plus_pension_hybrid"], "units": {}, "query_ms": 1.0099349999563856, "source": "bankproducts.info", "source_url": "https://bankproducts.info", "license": "CC-BY-4.0", "license_url": "https://creativecommons.org/licenses/by/4.0/"}