{"database": "bankproducts", "table": "product_feature", "rows": [["slm:pf:atom_298_pack_tiered_cooperative", "slm:bankpaket_light", "pricing_condition", "Atom #298 \u2014 pack-tiered retail banking observed in atom #275 cooperative (first in cohort)", "SLM is the FIRST atom #275 cooperative Sparkasse in the dataset with explicit pack-tiered pricing (LIGHT CHF 8/Monat + COMFORT CHF 18/Monat). Same pattern as CA Next Bank (CA Simply / Start / Extra / First \u2014 atom #298), but adapted for cooperative-Sparkasse context. Pack-tiering was previously thought to be French-banking-origin (CA Next Bank); SLM shows the pattern is also adopted by German-Swiss cooperatives. Compare to: Migrosbank Banking-Paket, PostFinance Smart tiers.", null]], "columns": ["id", "product_id", "feature_key", "feature_value", "note", "source_page"], "primary_keys": ["id"], "primary_key_values": ["slm:pf:atom_298_pack_tiered_cooperative"], "units": {}, "query_ms": 1.1272330000338115, "source": "bankproducts.info", "source_url": "https://bankproducts.info", "license": "CC-BY-4.0", "license_url": "https://creativecommons.org/licenses/by/4.0/"}