{"database": "bankproducts", "table": "product_feature", "rows": [["yapeal:business_account:pf:snb_custody", "yapeal:business_account", "safety_disclosure", "CHF deposits held at segregated Schweizerische Nationalbank (SNB) account", "Verbatim from yapeal.ch: \"YAPEAL verwahrt deine Einlagen in Schweizer Franken auf einem getrennten Konto bei der Schweizerischen Nationalbank (SNB).\" This is structurally unusual for an Art. 1b entity \u2014 most fintech-licence holders use a commercial custodian bank. Direct SNB custody is a stronger structural protection than commercial-bank custody (the SNB cannot itself become insolvent in CHF terms).", null]], "columns": ["id", "product_id", "feature_key", "feature_value", "note", "source_page"], "primary_keys": ["id"], "primary_key_values": ["yapeal:business_account:pf:snb_custody"], "units": {}, "query_ms": 7.983342999978049, "source": "bankproducts.info", "source_url": "https://bankproducts.info", "license": "CC-BY-4.0", "license_url": "https://creativecommons.org/licenses/by/4.0/"}