{"database": "bankproducts", "table": "product_feature", "rows": [["zuercher_landbank:pf:country_tiered_domizil", "zuercher_landbank:privatkonto", "pricing_condition", "Country-tiered foreign-domicile surcharge \u2014 atypical structure", "ZLB applies country-tiered Domizil-Ausland surcharge: UK + \u00d6sterreich CHF 250/Jahr (high), \u00fcbrige L\u00e4nder CHF 150/Jahr (medium), USA separately handled. Most atom #275 peers apply flat CHF 40-50/Monat regardless of country. ZLB's tier structure suggests specific AML+tax-reporting cost differentiation by jurisdiction (UK + AT may have higher compliance burden post-Brexit/tax-treaty changes).", null]], "columns": ["id", "product_id", "feature_key", "feature_value", "note", "source_page"], "primary_keys": ["id"], "primary_key_values": ["zuercher_landbank:pf:country_tiered_domizil"], "units": {}, "query_ms": 0.9763269999893964, "source": "bankproducts.info", "source_url": "https://bankproducts.info", "license": "CC-BY-4.0", "license_url": "https://creativecommons.org/licenses/by/4.0/"}