id,bank_id,product_id,category,claim_key,claim_value,display_text_de,display_text_en,display_text_fr,source,source_url,verifiable,valid_from,valid_to
ig:identity:home_region,ig,,identity,home_region,"Schweiz (Genf, Schweizer Tochter)","IG Bank S.A. FINMA-lizenzierte Schweizer Tochter der IG Group plc (LSE-gelistet, FTSE 250). Multi-Asset Online-Broker mit Fokus auf CFD, Share Dealing, FX, Optionen, Turbo Warrants.",,,finma.ch + ig.com,,1,2026-01-01,
ig:identity:business_model,ig,,identity,business_model,CFD + share-dealing broker (UK-listed parent),"Multi-Asset Trading-Plattform fokussiert auf CFDs (Contracts for Difference), Share Dealing, FX und strukturierte Produkte (Turbo Warrants). Spread-Bet-Produkte sind UK-only und stehen Schweizer Kunden NICHT zur Verfuegung.",,,ig.com/ch + ig.com/uk help portal,,1,2026-01-01,
ig:identity:trading_cohort,ig,,identity,trading_specialist_cohort,4th member of Swiss trading-broker cohort,Mit dem IG-Load ist die 4-Bank Schweizer Trading-Broker-Cohorte komplett: Swissquote + Dukascopy + Saxo + IG. Vier verschiedene Pricing-Modelle (Swissquote percent+min; Dukascopy volume-tier-ladder; Saxo per-share+per-bps; IG CFD spread + 0.7% FX flat).,,,bankproducts.db cross-bank cohort query,,1,2026-06-01,
ig:identity:fx_conversion_rate,ig,,identity,fx_conversion_rate,0.7% flat,"Standard FX-Conversion-Fee 0.7% (multiplier 1.007 angewandt auf Mid-Rate). Mittlere Position in der Schweizer Trading-Broker-Cohorte: Saxo 0.25% flat (cheapest), IG 0.7% flat, Swissquote 0.95% std/0.25% Elite, Dukascopy 1.0-0.05% tier ladder.",,,ig.com/uk help portal (captured FAQ),,1,2026-01-01,
ig:safety:cfd_disclosure,ig,,safety,cfd_loss_disclosure,68% retail accounts lose money on CFDs,"Regulatorisch vorgeschriebene CFD-Warnung: ""68% of retail investor accounts lose money when trading spread bets and CFDs with this provider."" Hoehere Verlustrate als Saxo Switzerland (63%) und UK (59%). Worth noting fuer die ""CFD risk profile"" Cohort.",,,ig.com (consistent across pages),,1,2026-01-01,
ig:safety:lse_listed_parent,ig,,safety,parent_group,"IG Group plc (LSE-listed, FTSE 250)","Mutter IG Group plc ist an der London Stock Exchange notiert (Ticker IGG.L, FTSE 250). Strukturelle Stabilitaet via boersengelistete Mutter; Schweizer Tochter direkt FINMA-reguliert.",,,finma.ch + ig.com,,1,2026-01-01,
ig:digital:cloudflare_gate,ig,,digital,site_access_gating,Cloudflare WAF on Swiss pages,ig.com/ch und ig.com/ch-en geben HTTP 403 zurueck (Cloudflare WAF). Schweizer-spezifische tier-by-tier Commission-Tabellen sind nicht via static fetch zugaenglich. Atom #271 + atom #263 combined pattern.,,,curl/WebFetch (HTTP 403),,1,2026-06-01,
ig:identity:no_spread_bet_ch,ig,,identity,spread_bet_jurisdiction,UK-only (NOT in CH),"Spread-Bet-Produkte sind UK-spezifisch (tax-vorteilhafte Struktur). Schweizer IG-Kunden handeln ausschliesslich CFDs (gleicher PnL-Effekt, andere steuerliche Behandlung).",,,ig.com Schweizer Praesentation,,1,2026-01-01,
ig:identity:load_completeness,ig,,identity,load_completeness,Headline only (Swiss-specific data Cloudflare-gated),"DB-Eintrag enthaelt Headline-Pricing (0.7% FX flat) + Service-Kategorien + CFD-Risiko-Disclosure. Schweizer-spezifische tier-by-tier Stock-CFD-Commissions und genaue Inactivity-Fee sind Cloudflare-gegated. NULL-Felder + ""industry knowledge"" Annotations dokumentieren die Datenluecken.",,,journal atom #271 + #263 combined,,1,2026-06-01,