Claims

Bank assertions categorised by identity / safety / digital / convenience / esg / media. Every claim has source and a verifiable flag (1 = independently verifiable, 0 = self-reported).

Data license: CC-BY-4.0 · Data source: bankproducts.info

4 rows where bank_id = "gutzwiller" sorted by bank_id

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id bank_id ▼ product_id category claim_key claim_value display_text_de display_text_en display_text_fr source source_url verifiable valid_from valid_to
gutzwiller:identity:hq Gutzwiller AG (Zürich) gutzwiller   identity hq_city Zurich Hauptsitz Zuerich, Tochter von E. Gutzwiller & Cie Banquiers Basel (1886).     gutzwiller.ch   1 2024-01-01  
gutzwiller:identity:basel_parent Gutzwiller AG (Zürich) gutzwiller   identity parent_group E. Gutzwiller & Cie Banquiers Basel (1886) Basler Mutterhaus E. Gutzwiller & Cie Banquiers (gegruendet 1886). Zuercher Tochter operiert separate Tarifierung.     Gutzwiller AG Zuerich Kostenausweis ex-ante FIDLEG   1 1886-01-01  
gutzwiller:identity:transparency_posture Gutzwiller AG (Zürich) gutzwiller   identity transparency_posture published Atom #274 63. Instanz und 3. publiziertes Gegen-Beispiel: publiziert die FIDLEG/FinSA-mandatierte Kostenausweis-ex-ante-PDF auf der Website (1.60% Vermoegensverwaltungsgebuehr p.a. fuer Standardszenario CHF 1 Mio. Ausgewogen). Atom #294 ERSTBEOBACHTUNG: FIDLEG-Cost-Disclosure via Website-Publikation statt bilateraler Aushaendigung.     gutzwiller.ch /kostenausweis (15.11.2021)   1 2021-11-15  
gutzwiller:identity:intragroup_pricing Gutzwiller AG (Zürich) gutzwiller   identity intragroup_pricing_disclosed 50% custody-fee transfer Verbatim: "Die Depotbank E. Gutzwiller & Cie, Banquiers erstattet Gutzwiller AG Zuerich die Haelfte der Depotgebuehren als gruppeninterne Entschaedigung." Transparente Intragroup-Pricing-Offenlegung selten in atom #274.     Gutzwiller AG Kostenausweis Hinweis   1 2021-11-15  

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CREATE TABLE claim (
    id              TEXT PRIMARY KEY,       -- zkb:safety:credit_rating
    bank_id         TEXT NOT NULL REFERENCES bank(id),
    product_id      TEXT,                   -- nullable: bank-level claims have no product
    category        TEXT NOT NULL,          -- safety, digital, convenience, esg, identity, media
    claim_key       TEXT NOT NULL,          -- credit_rating, staatsgarantie, apple_pay, ...
    claim_value     TEXT,                   -- AAA, true, 4.7, https://...
    display_text_de TEXT,
    display_text_en TEXT,
    display_text_fr TEXT,
    source          TEXT,                   -- "S&P Global, March 2026" or "self-reported"
    source_url      TEXT,
    verifiable      INTEGER DEFAULT 0,      -- 1 = independently verifiable, 0 = self-asserted
    valid_from      TEXT,
    valid_to        TEXT
);
CREATE INDEX idx_claim_bank ON claim(bank_id);
CREATE INDEX idx_claim_category ON claim(category);
CREATE INDEX idx_claim_key ON claim(claim_key);