id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
alpian:managed_premium:min,alpian:managed_premium,alpian,mgmt_fee,Mindesteinlage,30000.0,CHF,one_time,,,,,2026-02-15,pro
alpian:guided_premium:min,alpian:guided_premium,alpian,mgmt_fee,Mindesteinlage,10000.0,CHF,one_time,,,,,2026-02-15,pro
alpian:managed_essentials:min,alpian:managed_essentials,alpian,mgmt_fee,Mindesteinlage,2000.0,CHF,one_time,,,Niedrigste Robo-VV-Einstiegsschwelle im DB-Cohort.,,2026-02-15,pro
alpian:standard_plan:transfer_out,alpian:standard_plan,alpian,securities_transfer,Uebertragung Wertpapiere an externes Portfolio,120.0,CHF,per_txn,,,Pro Wertpapierposition (gilt fuer Managed by und Guided by Alpian Portfolios).,4,2025-11-06,pro
alpian:physical_visa_debit:issuance,alpian:physical_visa_debit,alpian,card_delivery,Bestellung oder Ersatz einer physischen Karte,60.0,CHF,one_time,,,Auch bei automatischer Erneuerung nach 5 Jahren.,1,2025-11-06,free
alpian:signature_plan:metal_card,alpian:signature_plan,alpian,card_replacement,Visa Metallkarte (auf Anfrage),60.0,CHF,per_txn,,,Bestellung + Ersatz je CHF 60. Im Signature-Plan inbegriffen.,,2026-02-15,pro
alpian:account:special_inquiry,alpian:account,alpian,research_fee,Sonderuntersuchung pro 15 Min Aktivitaet,30.0,CHF,per_txn,,,"Fuer Nachforschungen zu Zahlungen, Aenderungen, Belegen oder andere spezifische Anfragen.",4,2025-11-06,free
alpian:physical_visa_debit:dispute,alpian:physical_visa_debit,alpian,incident_fee,Beanstandung einer Transaktion (Mindestgebuehr bei abgelehntem Fall),25.0,CHF,per_txn,,,"Kostenlos bei bestaetigtem Betrug; mind. CHF 25 bei abgelehntem Fall. Visa-managed, ab CHF 50 Transaktionswert moeglich.",1,2025-11-06,free
alpian:account:out_currency_outside,alpian:account,alpian,transfer_intl,Ausgehende Ueberweisung CHF/USD/GBP ausserhalb Waehrungszone,7.0,CHF,per_txn,,,In Kontowaehrung berechnet.,2,2025-11-06,free
alpian:account:out_eur_intl,alpian:account,alpian,transfer_intl,Ausgehende Ueberweisung EUR ausserhalb Eurozone/Schweiz,7.0,EUR,per_txn,,,,2,2025-11-06,free
alpian:account:out_minor_fx_outside,alpian:account,alpian,transfer_intl,Ausgehende Ueberweisung AUD/DKK/NOK/PLN/SEK/CAD/CZK/HUF/RON/SGD ausserhalb Waehrungszone,7.0,CHF,per_txn,,,,2,2025-11-06,free
alpian:account:out_other_currencies,alpian:account,alpian,transfer_intl,Ausgehende Ueberweisung andere Waehrungen ueberall,7.0,CHF,per_txn,,,,2,2025-11-06,free
alpian:account:transfer_out_zone,alpian:account,alpian,transfer_intl,CHF/USD/GBP ausserhalb Waehrungszone,7.0,CHF,per_txn,,app,,,2026-02-15,free
alpian:account:transfer_minor_out_zone,alpian:account,alpian,transfer_intl,AUD/DKK/NOK/PLN/CAD/CZK/HUF/RON/SGD ausserhalb,7.0,CHF,per_txn,,,,,2026-02-15,free
alpian:physical_visa_debit:atm_ch_eur,alpian:physical_visa_debit,alpian,atm_domestic_other,Geldautomatenabhebung EUR Schweiz,5.0,EUR,per_txn,,,USD und GBP analog (5 in jeweiliger Waehrung). Zzgl. Drittspesen.,1,2025-11-06,free
alpian:account:atm_ch_fwg,alpian:account,alpian,atm_domestic_other,Geldautomat EUR/USD/GBP in CH,5.0,EUR,per_txn,,atm,EUR 5 / USD 5 / GBP 5 in der Schweiz.,,2026-02-15,free
alpian:account:negative_fee,alpian:account,alpian,overdraft,Negativzinsgebuehr,5.0,percent,per_annum_pct,,,Auf Negativsaldi. Geringerer Satz als CH-Peer-Norm (CH KH meist 9-12%).,,2026-02-15,free
alpian:physical_visa_debit:atm_abroad,alpian:physical_visa_debit,alpian,atm_abroad,Geldautomatenabhebung ausserhalb der Schweiz,2.5,percent,per_txn,,,Auf Transaktionsbetrag. Zzgl. eventueller Drittspesen.,1,2025-11-06,free
alpian:account:atm_abroad,alpian:account,alpian,atm_abroad,Geldautomat ausserhalb CH,2.5,percent,per_txn,,atm,2.5% des Transaktionsbetrags.,,2026-02-15,free
alpian:physical_visa_debit:atm_ch_chf,alpian:physical_visa_debit,alpian,atm_domestic_other,Geldautomatenabhebung CHF Schweiz,2.0,CHF,per_txn,,,Zzgl. zu eventueller Drittspesengebuehr.,1,2025-11-06,free
alpian:account:out_minor_fx_inzone,alpian:account,alpian,transfer_intl,Ausgehende Ueberweisung AUD/DKK/NOK/PLN/SEK/CAD/CZK/HUF/RON/SGD innerhalb Waehrungszone,2.0,CHF,per_txn,,,In Kontowaehrung berechnet.,2,2025-11-06,free
alpian:account:transfer_minor_in_zone,alpian:account,alpian,transfer_intl,AUD/DKK/NOK/PLN/CAD/CZK/HUF/RON/SGD innerhalb Waehrungszone,2.0,CHF,per_txn,,,Niedrigere Transfer-Fee fuer Nebenwaehrungen innerhalb Waehrungszone.,,2026-02-15,free
alpian:account:atm_ch_chf,alpian:account,alpian,atm_domestic_other,Geldautomat CHF in CH,2.0,CHF,per_txn,,atm,,,2026-02-15,free
alpian:standard_plan:mgmt,alpian:standard_plan,alpian,mgmt_fee,Anlagegebuehren Standard-Plan,0.75,percent,per_annum_pct,,,"All-in: Verwahrung, Transaktionen, Beratung. Quartalsweise pro rata temporis belastet.",3,2025-11-06,pro
alpian:signature_plan:mgmt_t1,alpian:signature_plan,alpian,mgmt_fee,Signature-Plan bis CHF 300'000,0.69,percent,per_annum_pct,vol:0-300k,,Staffel pro Mandat separat.,3,2025-11-06,pro
alpian:managed_essentials:mgmt_t1,alpian:managed_essentials,alpian,mgmt_fee,Verwaltungsgebuehr bis CHF 300'000,0.69,percent,per_annum_pct,0-300000,,,,2026-02-15,pro
alpian:signature_plan:mgmt_t2,alpian:signature_plan,alpian,mgmt_fee,Signature-Plan CHF 300'000-500'000,0.6,percent,per_annum_pct,vol:300k-500k,,,3,2025-11-06,pro
alpian:pillar_3a:mgmt_fee,alpian:pillar_3a,alpian,mgmt_fee,Verwaltungsgebuehr Vorsorge 3a,0.6,percent,per_annum_pct,,,Lancierungsangebot fuer die ersten 1'000 Kunden: 0% bis 31.12.2026.,,2026-02-15,pro
alpian:managed_essentials:mgmt_t2,alpian:managed_essentials,alpian,mgmt_fee,Verwaltungsgebuehr CHF 300'000 - 500'000,0.6,percent,per_annum_pct,300000-500000,,,,2026-02-15,pro
alpian:account:fx_markup_weekend,alpian:account,alpian,fx_markup,Wechselkurs-Aufschlag Wochenende,0.5,percent,per_txn,,,Fr 21:00 - Mo 8:00 Wochenenden und Feiertage.,2,2025-11-06,free
alpian:signature_plan:mgmt_t3,alpian:signature_plan,alpian,mgmt_fee,Signature-Plan ab CHF 500'000,0.5,percent,per_annum_pct,vol:>500k,,,3,2025-11-06,pro
alpian:managed_essentials:mgmt_t3,alpian:managed_essentials,alpian,mgmt_fee,Verwaltungsgebuehr ab CHF 500'000,0.5,percent,per_annum_pct,500000+,,,,2026-02-15,pro
alpian:account:fx_weekend,alpian:account,alpian,fx_markup,Wechselkurs-Aufschlag Wochenenden,0.5,percent,per_txn,weekend,,,,2026-02-15,free
alpian:account:fx_markup_weekday,alpian:account,alpian,fx_markup,Vorlaeufiger Wechselkurs-Aufschlag (Werktag),0.2,percent,per_txn,,,Mo 8:00 - Fr 21:00. Alpian nimmt keine Provisionen darueber hinaus.,2,2025-11-06,free
alpian:account:fx_weekday,alpian:account,alpian,fx_markup,Wechselkurs-Aufschlag Wochentage,0.2,percent,per_txn,weekday,,Atypischer Day-of-Week-Split. Reflektiert FX-Desk-Wochenend-Cover-Cost.,,2026-02-15,free
alpian:standard_plan:stamp_duty_t2,alpian:standard_plan,alpian,stamp_duty,Schweizer Stempelsteuer (Auslandsregister),0.15,percent,per_txn,,,Hoeherer Satz fuer auslaendische Wertpapiere.,3,2025-11-06,pro
alpian:account:stamp_intl,alpian:account,alpian,service_fee,Schweizer Stempelsteuer auslaend. Wertschriften,0.15,percent,per_txn,intl_securities,,,,2026-02-15,free
alpian:standard_plan:stamp_duty_t1,alpian:standard_plan,alpian,stamp_duty,Schweizer Stempelsteuer (CH-Wertpapiere),0.075,percent,per_txn,,,Auf Kauf und Verkauf. Per Schweizer Bund festgesetzt.,3,2025-11-06,pro
alpian:account:stamp_ch,alpian:account,alpian,service_fee,Schweizer Stempelsteuer CH-Wertschriften,0.075,percent,per_txn,ch_securities,,Eidg. Umsatzabgabe.,,2026-02-15,free
alpian:account:opening,alpian:account,alpian,account_opening,Kontoeroeffnung,0.0,CHF,one_time,,,,1,2025-11-06,free
alpian:account:closing,alpian:account,alpian,closing_fee,Kontoaufloesung,0.0,CHF,one_time,,,,1,2025-11-06,free
alpian:virtual_visa_debit:issuance,alpian:virtual_visa_debit,alpian,account_opening,Ausstellung virtueller Karte,0.0,CHF,one_time,,,,1,2025-11-06,free
alpian:physical_visa_debit:tx_native,alpian:physical_visa_debit,alpian,fx_markup,Kartentransaktionen in CHF/EUR/USD/GBP,0.0,CHF,per_txn,,,Inklusive (Multi-Waehrung). Bei mangelnder Deckung automatischer FX vom hoechstdotierten Konto.,1,2025-11-06,free
alpian:account:inbound,alpian:account,alpian,transfer_domestic,Eingehende Ueberweisung CHF/EUR/USD/GBP,0.0,CHF,per_txn,,,,2,2025-11-06,free
alpian:account:out_currency_zone,alpian:account,alpian,transfer_domestic,Ausgehende Ueberweisung CHF/USD/GBP innerhalb Waehrungszone,0.0,CHF,per_txn,,,Empfaengerland des Kontos in entsprechender Waehrungszone.,2,2025-11-06,free
alpian:account:out_eur_sepa,alpian:account,alpian,transfer_sepa,Ausgehende Ueberweisung EUR Eurozone (inkl. SEPA) + Schweiz,0.0,EUR,per_txn,,app,,2,2025-11-06,free
alpian:account:transfer_chf_in_zone,alpian:account,alpian,transfer_intl,CHF/USD/GBP innerhalb Waehrungszone,0.0,CHF,per_txn,,app,Kostenlos in CHF/USD/GBP innerhalb der Waehrungszone.,,2026-02-15,free
alpian:account:transfer_sepa,alpian:account,alpian,transfer_sepa,SEPA Eurozone + Schweiz,0.0,CHF,per_txn,,app,Kostenlos. EUR ausserhalb Eurozone/Schweiz: CHF 7.,,2026-02-15,free
alpian:physical_visa_debit:tx_other_fx,alpian:physical_visa_debit,alpian,fx_markup,Kartentransaktionen in anderen Waehrungen,,CHF,per_txn,,,VISA-Wechselkurs ohne Aufschlag der Bank (siehe separat Devisenwechsel-Aufschlag).,1,2025-11-06,free
alpian:managed_premium:mgmt,alpian:managed_premium,alpian,mgmt_fee,Verwaltungsgebuehr (gestaffelt 0.69-0.50%),,percent,per_annum_pct,,,Gleiche AUM-Staffel wie Managed Essentials.,,2026-02-15,pro
alpian:guided_premium:mgmt,alpian:guided_premium,alpian,mgmt_fee,Verwaltungsgebuehr (gestaffelt 0.69-0.50%),,percent,per_annum_pct,,,Gleiche AUM-Staffel wie Managed Essentials. Beratungsmandat (advisory) statt vollstaendige Delegation.,,2026-02-15,pro