id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
bil:wealth_management:mgmt_fee,bil:wealth_management,bil,mgmt_fee,Verwaltungsgebühr (tailored per mandate),,percent,per_annum_pct,,,"No Swiss-entity public schedule. LU sibling (Banque Internationale à Luxembourg SA, RCS Luxembourg B-6307) publishes 22-page Extrait de la tarification générale (Stand 1er mai 2026) — but that's the EU jurisdiction, not Swiss.",,2026-06-02,pro
bil:beratungsmandat:advisory_fee,bil:beratungsmandat,bil,advisory_fee,Anlageberatung-Gebühr (tailored),,percent,per_annum_pct,,,No Swiss-entity public schedule.,,2026-06-02,pro
bil:depot:custody_fee,bil:depot,bil,custody_fee,Depotgebühr (tailored),,percent,per_annum_pct,,,No Swiss-entity public schedule.,,2026-06-02,pro
bil:relationship_account:account_mgmt,bil:relationship_account,bil,account_mgmt,Account-keeping (bundled within mandate),,CHF,monthly,,,No standalone fee — absorbed into mandate per FINSA Art. 31.,,2026-06-02,free