id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
bs_bank_schaffhausen:geldmarkthypothek:min,bs_bank_schaffhausen:geldmarkthypothek,bs_bank_schaffhausen,service_fee,Minimalbetrag Geldmarkthypothek,100000.0,CHF,one_time,,,SARON-basierter Basiszinssatz + individuelle Marge; vierteljaehrlich,1,,pro
bs_bank_schaffhausen:depot_beratung_basis:courtage_disc,bs_bank_schaffhausen:depot_beratung_basis,bs_bank_schaffhausen,transaction_fee,Courtage-Rabatt,15.0,percent,per_txn,,,15% Rabatt auf Courtage-Tarif,2,,pro
bs_bank_schaffhausen:kontokorrent:closure,bs_bank_schaffhausen:kontokorrent,bs_bank_schaffhausen,account_closing,Saldierungsspesen,10.0,CHF,one_time,,,,1,,free
bs_bank_schaffhausen:eurokonto:closure,bs_bank_schaffhausen:eurokonto,bs_bank_schaffhausen,account_closing,Saldierungsspesen,10.0,CHF,one_time,,,,1,,free
bs_bank_schaffhausen:usdkonto:closure,bs_bank_schaffhausen:usdkonto,bs_bank_schaffhausen,account_closing,Saldierungsspesen,10.0,CHF,one_time,,,,1,,free
bs_bank_schaffhausen:sparkonto_top:annual,bs_bank_schaffhausen:sparkonto_top,bs_bank_schaffhausen,annual_fee,Kontoabschluss,10.0,CHF,annual,,,,1,,free
bs_bank_schaffhausen:sparkonto_top:closure,bs_bank_schaffhausen:sparkonto_top,bs_bank_schaffhausen,account_closing,Saldierungsspesen,10.0,CHF,one_time,,,,1,,free
bs_bank_schaffhausen:sparkonto60:annual,bs_bank_schaffhausen:sparkonto60,bs_bank_schaffhausen,annual_fee,Kontoabschluss,10.0,CHF,annual,,,,1,,free
bs_bank_schaffhausen:sparkonto60:closure,bs_bank_schaffhausen:sparkonto60,bs_bank_schaffhausen,account_closing,Saldierungsspesen,10.0,CHF,one_time,,,,1,,free
bs_bank_schaffhausen:wertschriftenkonto:annual,bs_bank_schaffhausen:wertschriftenkonto,bs_bank_schaffhausen,annual_fee,Kontoabschluss,10.0,CHF,annual,,,,1,,free
bs_bank_schaffhausen:wertschriftenkonto:closure,bs_bank_schaffhausen:wertschriftenkonto,bs_bank_schaffhausen,account_closing,Saldierungsspesen,10.0,CHF,one_time,,,,1,,free
bs_bank_schaffhausen:depot_exec_only:postenpreis,bs_bank_schaffhausen:depot_exec_only,bs_bank_schaffhausen,custody_fee,Postenpreis,8.0,CHF,per_txn,,,Edelmetalle CHF 10; Werte ohne Kurswert CHF 20; Namenaktien BSB kostenlos,1,,pro
bs_bank_schaffhausen:depot_beratung_basis:postenpreis,bs_bank_schaffhausen:depot_beratung_basis,bs_bank_schaffhausen,custody_fee,Postenpreis,8.0,CHF,per_txn,,,,1,,pro
bs_bank_schaffhausen:kontokorrent:account_mgmt,bs_bank_schaffhausen:kontokorrent,bs_bank_schaffhausen,account_mgmt,Kontofuehrung,6.0,CHF,monthly,,,,1,,free
bs_bank_schaffhausen:eurokonto:account_mgmt,bs_bank_schaffhausen:eurokonto,bs_bank_schaffhausen,account_mgmt,Kontofuehrung,4.0,CHF,monthly,,,,1,,free
bs_bank_schaffhausen:usdkonto:account_mgmt,bs_bank_schaffhausen:usdkonto,bs_bank_schaffhausen,account_mgmt,Kontofuehrung,4.0,CHF,monthly,,,,1,,free
bs_bank_schaffhausen:sparkonto_top:penalty,bs_bank_schaffhausen:sparkonto_top,bs_bank_schaffhausen,withdrawal_excess_fee,Nichtkuendigungskommission,2.0,percent,per_txn,,,2% bei Rueckzug ohne 12-Monats-Kuendigungsfrist,1,,free
bs_bank_schaffhausen:sparkonto60:penalty,bs_bank_schaffhausen:sparkonto60,bs_bank_schaffhausen,withdrawal_excess_fee,Nichtkuendigungskommission,2.0,percent,per_txn,,,2% auf Betrag der CHF 20k/Mo uebersteigt,1,,free
bs_bank_schaffhausen:depot_exec_only:courtage_ch,bs_bank_schaffhausen:depot_exec_only,bs_bank_schaffhausen,transaction_fee,Courtage Aktien/ETF CH (Tier 1),1.1,percent,per_txn,,,bis CHF 25k; min CHF 80. Tiered tariff 6 stages; 50% e-Banking-Rabatt CH,2,,pro
bs_bank_schaffhausen:depot_beratung_basis:mgmt,bs_bank_schaffhausen:depot_beratung_basis,bs_bank_schaffhausen,mgmt_fee,Beratungsmandat Depot+Beratung,0.35,percent,per_annum_pct,,,0.35% p.a. min CHF 100 (Preisuebersicht). Factsheet Stand Juli 2026 zeigt 0.40% - cohort lower-bound,1,,pro
bs_bank_schaffhausen:depot_exec_only:depot_fee,bs_bank_schaffhausen:depot_exec_only,bs_bank_schaffhausen,depot_fee,Depotpreis,0.25,percent,per_annum_pct,,,"0.25% p.a. min CHF 50, quartalsweise",1,,pro
bs_bank_schaffhausen:kontokorrent:booking,bs_bank_schaffhausen:kontokorrent,bs_bank_schaffhausen,transaction_fee,Buchungsspesen,0.2,CHF,per_txn,,,,1,,free
bs_bank_schaffhausen:eurokonto:booking,bs_bank_schaffhausen:eurokonto,bs_bank_schaffhausen,transaction_fee,Buchungsspesen,0.2,CHF,per_txn,,,,1,,free
bs_bank_schaffhausen:usdkonto:booking,bs_bank_schaffhausen:usdkonto,bs_bank_schaffhausen,transaction_fee,Buchungsspesen,0.2,CHF,per_txn,,,,1,,free
bs_bank_schaffhausen:depot_exec_only:foreign,bs_bank_schaffhausen:depot_exec_only,bs_bank_schaffhausen,depot_fee,Zuschlag Werte Domizil Ausland,0.07,percent,per_annum_pct,,,,1,,pro