id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
ca_nextbank:mortgage_ch:repay_competitor,ca_nextbank:mortgage_ch,ca_nextbank,service_fee,Early repayment switching to competitor bank,600.0,CHF,per_use,,,Atom #299 frontalier-specific: exemption if switching to Crédit Agricole Regional Bank.,6,2026-06-01,pro
ca_nextbank:mortgage_ch:complex_amend,ca_nextbank:mortgage_ch,ca_nextbank,service_fee,Complex amendment to mortgage,500.0,CHF,per_use,,,Simple amendment (insurance policy) free.,6,2026-06-01,pro
ca_nextbank:gold_cc:annual,ca_nextbank:gold_mastercard,ca_nextbank,account_mgmt,Gold Mastercard annual fee,200.0,CHF,per_annum_fixed,,,50% off first year (CHF 100).,3,2026-06-01,free
ca_nextbank:silver_cc:annual,ca_nextbank:silver_mastercard,ca_nextbank,account_mgmt,Silver Mastercard annual fee,100.0,CHF,per_annum_fixed,,,Free first year.,3,2026-06-01,free
ca_nextbank:funds:fixed_per_txn,ca_nextbank:investment_funds,ca_nextbank,transaction_fee,Investment funds fixed cost per transaction,50.0,CHF,per_use,,,Plus 0.50% commission.,9,2026-06-01,pro
ca_nextbank:debit:block,ca_nextbank:debit_mastercard,ca_nextbank,service_fee,Blocking of card,40.0,CHF,per_use,,,,3,2026-06-01,free
ca_nextbank:debit:replace,ca_nextbank:debit_mastercard,ca_nextbank,service_fee,Card replacement,30.0,CHF,per_use,,,,3,2026-06-01,free
ca_nextbank:first:monthly,ca_nextbank:pack_ca_first,ca_nextbank,account_mgmt,CA First pack monthly fee,15.0,CHF,monthly,,,Includes all Extra features + free SWIFT + free foreign payments FR/DE/IT/AT + overdraft CHF 1-2k.,2,2026-06-01,free
ca_nextbank:extra:monthly,ca_nextbank:pack_ca_extra,ca_nextbank,account_mgmt,CA Extra pack monthly fee,12.0,CHF,monthly,,,Includes Mastercard Debit primary + unlimited CANB ATMs + Silver CC first year free.,2,2026-06-01,free
ca_nextbank:overdraft:unauthorized,ca_nextbank:pack_ca_first,ca_nextbank,penalty_fee,Debit interest unauthorized overdraft,11.5,percent,per_annum_pct,,,Variable rate. Higher penalty for unauthorized.,4,2026-06-01,free
ca_nextbank:transfer:swift_other,ca_nextbank:pack_ca_extra,ca_nextbank,transfer_intl,Other currencies abroad,10.0,CHF,per_txn,,,CA First: FREE.,4,2026-06-01,free
ca_nextbank:transfer:counter_chf,ca_nextbank:pack_ca_extra,ca_nextbank,transfer_domestic,Over-the-counter CHF transfer,10.0,CHF,per_txn,,,All packs.,4,2026-06-01,free
ca_nextbank:overdraft:authorized,ca_nextbank:pack_ca_first,ca_nextbank,penalty_fee,Debit interest authorized overdraft (CA First only),8.0,percent,per_annum_pct,,,Variable rate. CA First: CHF 1k (individual) / CHF 2k (joint) limit. Quarterly debit.,4,2026-06-01,free
ca_nextbank:start:monthly,ca_nextbank:pack_ca_start,ca_nextbank,account_mgmt,CA Start pack monthly fee,5.0,CHF,monthly,,,,2,2026-06-01,free
ca_nextbank:debit:atm_abroad,ca_nextbank:debit_mastercard,ca_nextbank,service_fee,Cash withdrawal abroad (CA Extra),5.0,CHF,per_use,,,CA First: CHF 4.,3,2026-06-01,free
ca_nextbank:transfer:chf_instant,ca_nextbank:pack_ca_extra,ca_nextbank,transfer_domestic,CH transfer in CHF Instant,5.0,CHF,per_txn,,,,4,2026-06-01,free
ca_nextbank:debit:without_pack,ca_nextbank:debit_mastercard,ca_nextbank,account_mgmt,Debit Mastercard primary card — without pack or CA Start,3.5,CHF,monthly,,,CA Extra + CA First: FREE.,3,2026-06-01,free
ca_nextbank:debit:additional,ca_nextbank:debit_mastercard,ca_nextbank,account_mgmt,Additional Debit Mastercard (individual),3.5,CHF,monthly,,,Joint account additional: FREE in CA Extra/First.,3,2026-06-01,free
ca_nextbank:transfer:foreign_fr_de_it_at,ca_nextbank:pack_ca_extra,ca_nextbank,transfer_intl,Foreign payment to FR/DE/IT/AT,2.5,CHF,per_txn,,,Atom #299 frontalier specialization — distinct rate for FR/DE/IT/AT. CA First: FREE.,3,2026-06-01,free
ca_nextbank:debit:atm_non_canb,ca_nextbank:debit_mastercard,ca_nextbank,service_fee,Cash withdrawal CHF non-CANB ATM Switzerland,2.0,CHF,per_use,,,"CA First: 6 free/year, then CHF 2.",3,2026-06-01,free
ca_nextbank:sec:comm_uk,ca_nextbank:securities_account,ca_nextbank,transaction_fee,Securities commission UK,1.7,percent,per_use,,,Min CHF 125.,9,2026-06-01,pro
ca_nextbank:sec:comm_ch_fr_de,ca_nextbank:securities_account,ca_nextbank,transaction_fee,Securities commission CH/FR/DE,1.1,percent,per_use,,,Min CHF 75. Self-service via e-banking.,9,2026-06-01,pro
ca_nextbank:mortgage_fr_de:admin,ca_nextbank:mortgage_fr_de,ca_nextbank,service_fee,Mortgage FR/DE administration fee,0.8,percent,per_use,,,"0.8% of loan amount, min CHF 600, max CHF 3,000.",6,2026-06-01,pro
ca_nextbank:vested:portfolio_combined,ca_nextbank:vested_benefits,ca_nextbank,mgmt_fee,Vested benefits portfolio combined all-in,0.7,percent,per_annum_pct,,,0.40% Liberty/Lealta + 0.30% bank.,7,2026-06-01,free
ca_nextbank:savings_3a:portfolio_foundation,ca_nextbank:savings_3a,ca_nextbank,mgmt_fee,3a Portfolio deposit — foundation fee (Liberty),0.4,percent,per_annum_pct,,,Deducted monthly. Combined with 0.30% bank fee = 0.70% all-in.,7,2026-06-01,free
ca_nextbank:savings_3a:portfolio_bank,ca_nextbank:savings_3a,ca_nextbank,mgmt_fee,3a Portfolio deposit — bank fee,0.3,percent,per_annum_pct,,,Deducted monthly. Combined with 0.40% foundation fee = 0.70% all-in.,7,2026-06-01,free
ca_nextbank:sec:custody,ca_nextbank:securities_account,ca_nextbank,custody_fee,Securities custody fee,0.2,percent,per_annum_pct,,,Min CHF 120/year. Quarterly billing on average account value.,9,2026-06-01,pro
ca_nextbank:mortgage_ch:admin,ca_nextbank:mortgage_ch,ca_nextbank,service_fee,Mortgage CH administration fee,0.1,percent,per_use,,,"0.1% of loan amount, min CHF 250.",6,2026-06-01,pro
ca_nextbank:fsp:custody,ca_nextbank:fund_savings_plan,ca_nextbank,custody_fee,Fund savings plan custody fee,0.1,percent,per_annum_pct,,,No minimum fee. Lower than standard fund custody (0.20%).,9,2026-06-01,pro
ca_nextbank:simply:monthly,ca_nextbank:pack_ca_simply,ca_nextbank,account_mgmt,CA Simply pack monthly fee,0.0,CHF,monthly,,,FREE. Restricted to FR/DE/IT IBAN holders + individual accounts only.,2,2026-06-01,free
ca_nextbank:transfer:chf_standard,ca_nextbank:pack_ca_extra,ca_nextbank,transfer_domestic,CH transfer in CHF Standard via e-banking,0.0,CHF,per_txn,,,FREE all packs.,4,2026-06-01,free
ca_nextbank:transfer:eur_sepa,ca_nextbank:pack_ca_extra,ca_nextbank,transfer_intl,EUR transfer SEPA via e-banking,0.0,CHF,per_txn,,,FREE all packs (if SEPA criteria met).,4,2026-06-01,free
ca_nextbank:welcome:6mo_free,ca_nextbank:pack_ca_start,ca_nextbank,discount_fee,Welcome offer: pack FREE for first 6 months,,CHF,one_time,,,Atom #298 — Welcome offer applies to all CA Start/Extra/First packs. Free for first 6 months.,1,2026-06-01,free
ca_nextbank:duo:20k_threshold,ca_nextbank:pack_ca_start,ca_nextbank,discount_fee,DUO offer: free pack if joint + individual + assets ≥ CHF 20k,,CHF,per_annum_pct,,,Atom #298 — DUO offer: 0 charge on all accounts for assets ≥ CHF 20k; 50% discount for assets < CHF 20k.,1,2026-06-01,free