id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
cembra:barkredit:visit,cembra:barkredit,cembra,admin_fee,Persoenliche Vorsprache im Inkassofall,200.0,CHF,per_txn,,,,1,2023-09-01,free
cembra:barkredit:closing,cembra:barkredit,cembra,closing_fee,Kuendigungsschreiben / Schlussabrechnung,150.0,CHF,one_time,,,Bis zu CHF 150.,1,2023-09-01,free
cembra:mastercard_gold:annual_fee,cembra:mastercard_gold,cembra,annual_fee,Jahresgebuehr Hauptkarte Gold,135.0,CHF,annual,,,,1,2024-01-01,free
cembra:mastercard_premium:annual_fee,cembra:mastercard_premium,cembra,annual_fee,Jahresgebuehr Hauptkarte Premium,75.0,CHF,annual,,,,1,2024-01-01,free
cembra:barkredit:betreibung,cembra:barkredit,cembra,admin_fee,Eroeffnung Betreibungsverfahren,50.0,CHF,per_txn,,,,1,2023-09-01,free
cembra:mastercard_gold:additional_card,cembra:mastercard_gold,cembra,additional_card,Jahresgebuehr Zusatzkarte Gold,50.0,CHF,annual,,,,1,2024-01-01,free
cembra:barkredit:dunning,cembra:barkredit,cembra,dunning_fee,Mahngebuehr Barkredit,40.0,CHF,per_txn,,,Pro Mahnung. Verzugszinsen zu vertraglich vereinbartem Effektivzins.,1,2023-09-01,free
cembra:barkredit:address,cembra:barkredit,cembra,admin_fee,Adressnachforschung,40.0,CHF,per_txn,,,,1,2023-09-01,free
cembra:barkredit_plus:dunning,cembra:barkredit_plus,cembra,dunning_fee,Mahngebuehr Barkredit Plus,40.0,CHF,per_txn,,,Plus-Variante teilt Standard-Gebuehrenstruktur.,1,2023-09-01,free
cembra:cumulus_mastercard:design_fee,cembra:cumulus_mastercard,cembra,card_delivery,Eigenes Kartenbild (pro Design),30.0,CHF,one_time,,,,1,2024-01-01,free
cembra:barkredit:statement_extra,cembra:barkredit,cembra,statement,Zusaetzliche Kontoauszuege,25.0,CHF,per_txn,,,,1,2023-09-01,free
cembra:mastercard_premium:additional_card,cembra:mastercard_premium,cembra,additional_card,Jahresgebuehr Zusatzkarte Premium,20.0,CHF,annual,,,,1,2024-01-01,free
cembra:mastercard_gold:replacement,cembra:mastercard_gold,cembra,replacement_card,Ersatzkarte,20.0,CHF,one_time,,,,1,2024-01-01,free
cembra:mastercard_gold:pin_replacement,cembra:mastercard_gold,cembra,pin_replacement,PIN-Nachbestellung,20.0,CHF,one_time,,,,1,2024-01-01,free
cembra:mastercard_gold:interest_late,cembra:mastercard_gold,cembra,interest_late_payment,Verzugszins / Teilzahlungszins,12.0,percent,annual,,,,1,2024-01-01,free
cembra:cumulus_mastercard:interest_late,cembra:cumulus_mastercard,cembra,interest_late_payment,Verzugszins / Teilzahlungszins,12.0,percent,annual,,,,1,2024-01-01,free
cembra:mastercard_gold:cash_advance,cembra:mastercard_gold,cembra,cash_advance,Bargeldbezug CHF/EUR/Ausland,3.75,percent,per_txn,,,Mindestgebuehr CHF 10. Gleiche Rate fuer Lotto/Wett/Casino-Transaktionen.,1,2024-01-01,free
cembra:cumulus_mastercard:cash_advance,cembra:cumulus_mastercard,cembra,cash_advance,Bargeldbezug CHF/EUR/Ausland (nicht Migros),3.75,percent,per_txn,,,Min CHF 10. Migros-Bargeldbezuege sind gratis.,1,2024-01-01,free
cembra:barkredit:counter_payment,cembra:barkredit,cembra,counter_transaction,Einzahlung am Postschalter,3.5,CHF,per_txn,,,,1,2023-09-01,free
cembra:mastercard_gold:fx_markup,cembra:mastercard_gold,cembra,fx_markup,Bearbeitungsgebuehr Fremdwaehrung,2.0,percent,per_txn,,,,1,2024-01-01,free
cembra:mastercard_gold:foreign_chf,cembra:mastercard_gold,cembra,fx_markup,Transaktionen in CHF im Ausland,2.0,percent,per_txn,,,Gilt fuer CHF-Transaktionen die im Ausland abgewickelt werden (z.B. dynamic currency conversion).,1,2024-01-01,free
cembra:cumulus_mastercard:fx_markup,cembra:cumulus_mastercard,cembra,fx_markup,Bearbeitungsgebuehr Fremdwaehrung,2.0,percent,per_txn,,,,1,2024-01-01,free
cembra:cumulus_mastercard:annual_fee,cembra:cumulus_mastercard,cembra,annual_fee,Cumulus-Mastercard Hauptkarte,0.0,CHF,annual,,,Gratis-Karte ohne Jahresgebuehr. Selbes fuer Zusatzkarte.,1,2024-01-01,free
cembra:cumulus_mastercard:cash_migros,cembra:cumulus_mastercard,cembra,cash_advance,Bargeldbezug in der Migros,0.0,percent,per_txn,,,Spezialtarif fuer Migros-Filialen (USP der Cumulus-Karte).,1,2024-01-01,free