id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier,tier_floor,tier_ceiling,compliance_tier gutzwiller:wm:mgmt_fee,gutzwiller:wealth_management,gutzwiller,mgmt_fee,"Vermögensverwaltungsgebühr (All-in, Ausgewogen strategy, sample CHF 1 Mio.)",1.6,percent,per_annum_pct,,,"PUBLISHED via FIDLEG ex-ante cost disclosure dated 15.11.2021. Sample scenario: CHF 1 Mio., 10-year hold. Total Gesamtkosten 1.66% p.a. including 0.20% entry + 0.20% exit + 0.02% brokerage assumption. Atom #294 — 3rd counter-example to atom #274.",1,2021-11-15,pro,,, gutzwiller:wm:entry_fee,gutzwiller:wealth_management,gutzwiller,transaction_fee,Einstiegskosten (portfolio buildup — foreign courtages + FX),0.2,percent,per_use,,,PUBLISHED via FIDLEG ex-ante. One-time at mandate inception.,1,2021-11-15,pro,,, gutzwiller:wm:exit_fee,gutzwiller:wealth_management,gutzwiller,transaction_fee,Ausstiegskosten (portfolio liquidation — same components),0.2,percent,per_use,,,PUBLISHED via FIDLEG ex-ante. One-time at mandate termination.,1,2021-11-15,pro,,,