id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
postfinance:festhypothek:early_termination,postfinance:festhypothek,postfinance,early_termination,Vorzeitiger Austritt,500.0,CHF,one_time,,,,25,2026-01-01,pro
postfinance:freizuegigkeit:early_withdrawal,postfinance:freizuegigkeit,postfinance,early_withdrawal_fee,Einmalige Bearbeitungsgebuehr Wohneigentum,400.0,CHF,one_time,,,,24,2026-01-01,pro
postfinance:privatkonto:dormancy_fee,postfinance:privatkonto,postfinance,dormancy_fee,Kontakt-/nachrichtenlose Vermoegen,320.0,CHF,annual,,,,5,2026-01-01,free
postfinance:credit_platinum:annual_fee,postfinance:credit_platinum,postfinance,annual_fee,Jahrespreis Hauptkarte,250.0,CHF,annual,,,CHF 200 im 1. Jahr,17,2026-01-01,free
postfinance:festhypothek:change_fee,postfinance:festhypothek,postfinance,contract_change_fee,Kreditaenderung,250.0,CHF,one_time,,,,25,2026-01-01,pro
postfinance:vorsorgekonto_3a:early_withdrawal,postfinance:vorsorgekonto_3a,postfinance,early_withdrawal_fee,Vorbezug Wohneigentum,200.0,CHF,one_time,,,Pro Vorsorgenehmer:in,24,2026-01-01,pro
postfinance:credit_gold:annual_fee,postfinance:credit_gold,postfinance,annual_fee,Jahrespreis Hauptkarte,100.0,CHF,annual,,,CHF 50 Rabatt im 1. Jahr,16,2026-01-01,free
postfinance:festhypothek:extension_fee,postfinance:festhypothek,postfinance,mortgage_extension,Verlaengerungsgebuehr,100.0,CHF,one_time,,,,25,2026-01-01,pro
postfinance:privatkonto:research_intl,postfinance:privatkonto,postfinance,research_fee,Nachforschung Ausland,60.0,CHF,per_txn,,,,5,2026-01-01,free
postfinance:credit_classic:annual_fee,postfinance:credit_classic,postfinance,annual_fee,Jahrespreis Hauptkarte,50.0,CHF,annual,,,CHF 50 Rabatt auf erste Hauptkarte im Bankpaket SmartPlus/SmartYoung/SmartStudents,16,2026-01-01,free
postfinance:prepaid_value:annual_fee,postfinance:prepaid_value,postfinance,annual_fee,Jahrespreis,50.0,CHF,annual,,,Kostenlos im 1. Jahr,17,2026-01-01,free
postfinance:card_chf:replacement,postfinance:card_chf,postfinance,replacement_card,Kartenersatz,40.0,CHF,one_time,,,Via E-Finance CHF 25,14,2026-01-01,free
postfinance:privatkonto:research_domestic,postfinance:privatkonto,postfinance,research_fee,Nachforschung Inland,30.0,CHF,per_txn,,,,5,2026-01-01,free
postfinance:privatkonto:foreign_domicile,postfinance:privatkonto,postfinance,foreign_domicile_surcharge,Auslaendisches Domizil,25.0,CHF,monthly,,,Pro Privatkonto,21,2026-01-01,free
postfinance:privatkonto:account_block,postfinance:privatkonto,postfinance,account_block,Kontosperrung,20.0,CHF,per_txn,,,Bei negativem Kontostand kostenlos,5,2026-01-01,free
postfinance:privatkonto:dunning,postfinance:privatkonto,postfinance,late_payment_fee,Mahnung bei Kontoueberazug,20.0,CHF,per_txn,,,Erste Aufforderung kostenlos,5,2026-01-01,free
postfinance:card_chf:card_block,postfinance:card_chf,postfinance,card_block,Kartensperrung,20.0,CHF,per_txn,,,Via E-Finance kostenlos,14,2026-01-01,free
postfinance:krypto:staking_fee,postfinance:krypto,postfinance,staking_fee,Staking-Gebuehr,20.0,percent,per_txn,,,20% auf Staking Rewards,1,2026-01-01,pro
postfinance:festhypothek:late_payment,postfinance:festhypothek,postfinance,late_payment_fee,Mahngebuehren,20.0,CHF,per_txn,,,,25,2026-01-01,pro
postfinance:smartplus:base_fee,postfinance:smartplus,postfinance,base_fee,Bankpaketgebuehren,10.0,CHF,monthly,,,CHF 5/Monat ab Anlagevermoegen CHF 25000 oder bei Lebensversicherung/Hypothek. Junge 21-30 zum halben Preis (max 3 Jahre).,7,2026-01-01,free
postfinance:privatkonto:statement,postfinance:privatkonto,postfinance,statement,Kontoauszug auf Papier,10.0,CHF,monthly,,,"Pro Konto und Monat, ereignisorientiert",21,2026-01-01,free
postfinance:privatkonto:express_intl,postfinance:privatkonto,postfinance,express_fee,Zuschlag Express Ausland,10.0,CHF,per_txn,,,,18,2026-01-01,free
postfinance:credit_classic:interest_late,postfinance:credit_classic,postfinance,interest_late_payment,Jahreszins Teilzahlung/Verzug,9.5,percent,annual,,,,16,2026-01-01,free
postfinance:freizuegigkeit:account_mgmt,postfinance:freizuegigkeit,postfinance,account_mgmt,Kontofuehrungsgebuehr,9.0,CHF,quarterly,,,,24,2026-01-01,pro
postfinance:sparkonto:withdrawal_excess,postfinance:sparkonto,postfinance,withdrawal_excess_fee,Rueckzuege ab 11. pro Jahr,8.0,CHF,per_txn,,,10 kostenlose Rueckzuege pro Kund:in und Jahr. Kuendigungsfrei bis CHF 100000.,21,2026-01-01,free
postfinance:privatkonto:our_surcharge,postfinance:privatkonto,postfinance,our_surcharge,Zuschlag keine IBAN-Angabe,8.0,CHF,per_txn,,,,18,2026-01-01,free
postfinance:privatkonto:transfer_intl_full,postfinance:privatkonto,postfinance,transfer_intl,Auslandzahlung weltweit (voller Betrag),7.0,CHF,per_txn,,ebanking,Bis CHF 22,18,2026-01-01,free
postfinance:smart:base_fee,postfinance:smart,postfinance,base_fee,Bankpaketgebuehren,5.0,CHF,monthly,,,Kostenlos ab Anlagevermoegen CHF 25000 oder bei Lebensversicherung/Hypothek,7,2026-01-01,free
postfinance:smart:option_paper,postfinance:smart,postfinance,option_paper,Option Papier,5.0,CHF,monthly,,,Pro Kund:innenbeziehung,8,2026-01-01,free
postfinance:smartplus:option_paper,postfinance:smartplus,postfinance,option_paper,Option Papier,5.0,CHF,monthly,,,,8,2026-01-01,free
postfinance:privatkonto:balance_inquiry,postfinance:privatkonto,postfinance,research_fee,Auskunft zu Kontensalden,5.0,CHF,per_txn,,,,5,2026-01-01,free
postfinance:privatkonto:standing_order_paper,postfinance:privatkonto,postfinance,standing_order,Dauerauftrag neu/angepasst Papier,5.0,CHF,per_txn,,paper,,11,2026-01-01,free
postfinance:privatkonto:express_fee,postfinance:privatkonto,postfinance,express_fee,Expressauftraege E-Finance,5.0,CHF,per_txn,,ebanking,,12,2026-01-01,free
postfinance:card_chf:atm_other_eur,postfinance:card_chf,postfinance,atm_domestic_other,Fremdbank EUR Schweiz,5.0,CHF,per_txn,,,,14,2026-01-01,free
postfinance:card_chf:atm_abroad,postfinance:card_chf,postfinance,atm_abroad,Geldautomaten Ausland,5.0,CHF,per_txn,,,Bankpaket SmartPlus/SmartYoung/SmartStudents: kostenlos,14,2026-01-01,free
postfinance:credit_classic:cash_advance,postfinance:credit_classic,postfinance,cash_advance,Bargeldbezug Geldautomaten,3.5,percent,per_txn,,,Mind. CHF 10,16,2026-01-01,free
postfinance:privatkonto:transfer_paper,postfinance:privatkonto,postfinance,transfer_paper,Zahlungsauftrag auf Papier,3.0,CHF,per_txn,,paper,Exkl. Porto,11,2026-01-01,free
postfinance:privatkonto:transfer_intl,postfinance:privatkonto,postfinance,transfer_intl,Auslandzahlung weltweit (reduzierter Betrag),2.0,CHF,per_txn,,ebanking,,18,2026-01-01,free
postfinance:card_chf:atm_other,postfinance:card_chf,postfinance,atm_domestic_other,Fremdbank CHF,2.0,CHF,per_txn,,,Bankpaket SmartPlus/SmartYoung/SmartStudents: kostenlos,14,2026-01-01,free
postfinance:credit_classic:fx_markup,postfinance:credit_classic,postfinance,fx_markup,Transaktionen Ausland FW,1.75,percent,per_txn,,,Bearbeitungszuschlag,16,2026-01-01,free
postfinance:card_chf:fx_markup,postfinance:card_chf,postfinance,fx_markup,Einkauefe Ausland Bearbeitungszuschlag,1.5,percent,per_txn,,,,14,2026-01-01,free
postfinance:e_vermoegensverwaltung:management_fee,postfinance:e_vermoegensverwaltung,postfinance,management_fee,Dienstleistungsgebuehr ab CHF 0,0.75,percent,per_annum_pct,vol:<250k,,,1,2026-01-01,pro
postfinance:e_vermoegensverwaltung:management_fee_250k,postfinance:e_vermoegensverwaltung,postfinance,management_fee,Dienstleistungsgebuehr ab CHF 250k,0.7,percent,per_annum_pct,vol:250k-500k,,,1,2026-01-01,pro
postfinance:e_vermoegensverwaltung:management_fee_500k,postfinance:e_vermoegensverwaltung,postfinance,management_fee,Dienstleistungsgebuehr ab CHF 500k,0.65,percent,per_annum_pct,vol:500k-1m,,,1,2026-01-01,pro
postfinance:e_vermoegensverwaltung:management_fee_1m,postfinance:e_vermoegensverwaltung,postfinance,management_fee,Dienstleistungsgebuehr ab CHF 1 Mio.,0.6,percent,per_annum_pct,vol:>1m,,,1,2026-01-01,pro
postfinance:fondsberatung_basis:management_fee,postfinance:fondsberatung_basis,postfinance,management_fee,Dienstleistungsgebuehr ab CHF 0,0.25,percent,per_annum_pct,vol:<250k,,,1,2026-01-01,pro
postfinance:selfservice_fonds:custody_fee,postfinance:selfservice_fonds,postfinance,custody_fee,Depotgebuehr ab CHF 0,0.15,percent,per_annum_pct,vol:<500k,,,1,2026-01-01,pro
postfinance:krypto:custody_fee,postfinance:krypto,postfinance,custody_fee,Depotgebuehr ab CHF 0,0.15,percent,per_annum_pct,vol:<500k,,,1,2026-01-01,pro
postfinance:smartkids:base_fee,postfinance:smartkids,postfinance,base_fee,Bankpaketgebuehren,0.0,CHF,monthly,,,,6,2026-01-01,free
postfinance:smartyoung:base_fee,postfinance:smartyoung,postfinance,base_fee,Bankpaketgebuehren,0.0,CHF,monthly,,,,6,2026-01-01,free
postfinance:smartstudents:base_fee,postfinance:smartstudents,postfinance,base_fee,Bankpaketgebuehren,0.0,CHF,monthly,,,,6,2026-01-01,free
postfinance:privatkonto:transfer_domestic,postfinance:privatkonto,postfinance,transfer_domestic,Zahlungsauftrag elektronisch,0.0,CHF,per_txn,,ebanking,,12,2026-01-01,free
postfinance:privatkonto:transfer_sepa,postfinance:privatkonto,postfinance,transfer_sepa,SEPA-Zahlung elektronisch,0.0,CHF,per_txn,,ebanking,,18,2026-01-01,free
postfinance:card_chf:annual_fee,postfinance:card_chf,postfinance,annual_fee,Jahrespreis,0.0,CHF,annual,,,,14,2026-01-01,free
postfinance:card_eur:annual_fee,postfinance:card_eur,postfinance,annual_fee,Jahrespreis,0.0,CHF,annual,,,,15,2026-01-01,free
postfinance:card_chf:atm_own,postfinance:card_chf,postfinance,atm_domestic_own,Bargeldbezug Postomaten,0.0,CHF,per_txn,,,,14,2026-01-01,free
postfinance:vorsorgekonto_3a:account_mgmt,postfinance:vorsorgekonto_3a,postfinance,account_mgmt,Kontofuehrung,0.0,CHF,annual,,,,24,2026-01-01,pro