id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
vali:anlageberatung:min_fee_prof_ausg,vali:anlageberatung,vali,annual_fee,Mindestpreis Beratung Professionell Ausgewogen,2875.0,CHF,annual,,,"Strategie Ausgewogen; Werterhaltend 2375, Konservativ 2625, Dynamisch 3125, Kapitalgewinn 3375",,,pro
vali:schrankfach:annual_fee_large,vali:schrankfach,vali,annual_fee,Schrankfach gross,360.0,CHF,annual,large,,,,2026-02-10,free
vali:wmc_gold:annual_fee,vali:wmc_gold,vali,annual_fee,Jahresgebuehr World Mastercard Gold,250.0,CHF,annual,,,,,2026-02-10,free
vali:anlageberatung:min_fee_select,vali:anlageberatung,vali,annual_fee,Mindestpreis Beratung Select,250.0,CHF,annual,,,Beratungsangebot Select,,,pro
vali:schrankfach:annual_fee_medium,vali:schrankfach,vali,annual_fee,Schrankfach mittel,240.0,CHF,annual,medium,,,,2026-02-10,free
vali:schrankfach:annual_fee_small,vali:schrankfach,vali,annual_fee,Schrankfach klein,120.0,CHF,annual,small,,,,2026-02-10,free
vali:wmc_silber:annual_fee,vali:wmc_silber,vali,annual_fee,Jahresgebuehr World Mastercard Silber,100.0,CHF,annual,,,,,2026-02-10,free
vali:visa_classic:annual_fee,vali:visa_classic,vali,annual_fee,Jahresgebuehr Visa Classic,100.0,CHF,annual,,,,,2026-02-10,free
vali:anlageberatung:min_fee_basic,vali:anlageberatung,vali,annual_fee,Mindestpreis Beratung Basic,100.0,CHF,annual,,,Beratungsangebot Basic,,,pro
vali:execution_only:custody_fee_min,vali:execution_only,vali,annual_fee,Depotpreis Mindestgebuehr p.a.,50.0,CHF,annual,,,Mindestpreis pro Depot,,,pro
vali:debit_mastercard:annual_fee,vali:debit_mastercard,vali,annual_fee,Jahresgebuehr Debit Mastercard,40.0,CHF,annual,,,Gratis im Lila Set,,2026-02-10,free
vali:privatkonto:transfer_domestic_paper,vali:privatkonto,vali,transfer_domestic,Inlandzahlung Papierauftrag,20.0,CHF,per_txn,,paper,,,2026-02-10,free
vali:privatkonto:transfer_sepa_paper,vali:privatkonto,vali,transfer_sepa,SEPA-Zahlung Papierauftrag,20.0,CHF,per_txn,,paper,,,2026-02-10,free
vali:privatkonto:transfer_swift_paper,vali:privatkonto,vali,transfer_swift,SWIFT-Zahlung Papierauftrag,20.0,CHF,per_txn,,paper,,,2026-02-10,free
vali:kontokorrent:account_mgmt,vali:kontokorrent,vali,account_mgmt,Kontofuehrung Kontokorrent,12.0,CHF,quarterly,,,,,2026-02-10,free
vali:privatkonto:account_mgmt,vali:privatkonto,vali,account_mgmt,Kontofuehrung Privatkonto,5.0,CHF,monthly,,,Gratis im Lila Set,,2026-02-10,free
vali:privatkonto:transfer_swift_eb,vali:privatkonto,vali,transfer_swift,SWIFT-Zahlung e-Banking,5.0,CHF,per_txn,,ebanking,,,2026-02-10,free
vali:debit_mastercard:atm_abroad,vali:debit_mastercard,vali,atm_abroad,Bargeldbezug Ausland,5.0,CHF,per_txn,,,,,2026-02-10,free
vali:wmc_silber:atm_abroad,vali:wmc_silber,vali,atm_abroad,Bargeldbezug Ausland,5.0,CHF,per_txn,,,,,2026-02-10,free
vali:wmc_gold:atm_abroad,vali:wmc_gold,vali,atm_abroad,Bargeldbezug Ausland,5.0,CHF,per_txn,,,,,2026-02-10,free
vali:visa_classic:atm_abroad,vali:visa_classic,vali,atm_abroad,Bargeldbezug Ausland,5.0,CHF,per_txn,,,,,2026-02-10,free
vali:lila_set:package_fee,vali:lila_set,vali,package_fee,Monatliche Gebuehr Lila Set,4.9,CHF,monthly,,,,,2026-02-10,free
vali:debit_mastercard:atm_domestic_other,vali:debit_mastercard,vali,atm_domestic_other,Bargeldbezug Fremdautomaten CH,2.0,CHF,per_txn,,,,,2026-02-10,free
vali:vermoegensverwaltung:mgmt_fee_t1,vali:vermoegensverwaltung,vali,management_fee,Verwaltungshonorar bis CHF 250000,1.75,percent,per_annum_pct,vol:<=250k,,,,2026-02-10,pro
vali:execution_only:courtage_aktien_fx_t1,vali:execution_only,vali,courtage,Courtage Aktien Ausland bis CHF 25k,1.7,percent,per_txn,,,min CHF 120,,,pro
vali:debit_mastercard:fx_markup,vali:debit_mastercard,vali,fx_markup,Fremdwaehrungszuschlag,1.5,percent,per_txn,,,,,2026-02-10,free
vali:wmc_silber:fx_markup,vali:wmc_silber,vali,fx_markup,Fremdwaehrungszuschlag,1.5,percent,per_txn,,,,,2026-02-10,free
vali:wmc_gold:fx_markup,vali:wmc_gold,vali,fx_markup,Fremdwaehrungszuschlag,1.5,percent,per_txn,,,,,2026-02-10,free
vali:visa_classic:fx_markup,vali:visa_classic,vali,fx_markup,Fremdwaehrungszuschlag,1.5,percent,per_txn,,,,,2026-02-10,free
vali:execution_only:courtage_aktien_fx_t2,vali:execution_only,vali,courtage,Courtage Aktien Ausland 25k-100k,1.5,percent,per_txn,,,,,,pro
vali:vermoegensverwaltung:mgmt_fee_t2,vali:vermoegensverwaltung,vali,management_fee,Verwaltungshonorar CHF 250000-500000,1.35,percent,per_annum_pct,vol:250k-500k,,,,2026-02-10,pro
vali:anlageberatung:advisory_fee_t1,vali:anlageberatung,vali,advisory_fee,Beratungshonorar bis CHF 250000,1.25,percent,per_annum_pct,vol:<=250k,,,,2026-02-10,pro
vali:execution_only:fund_buy_third,vali:execution_only,vali,courtage,Ausgabe Anlagefonds Drittanbieter (Kauf),1.2,percent,per_txn,,,min CHF 100,,,pro
vali:vermoegensverwaltung:mgmt_fee_t3,vali:vermoegensverwaltung,vali,management_fee,Verwaltungshonorar CHF 500000-1M,1.1,percent,per_annum_pct,vol:500k-1m,,,,2026-02-10,pro
vali:execution_only:courtage_aktien_ch_t1,vali:execution_only,vali,courtage,Courtage Aktien Inland bis CHF 25k,1.1,percent,per_txn,,,min CHF 60,,,pro
vali:execution_only:fund_buy_valiant,vali:execution_only,vali,courtage,Ausgabe Valiant Anlagefonds (Kauf),1.0,percent,per_txn,,,min CHF 75,,,pro
vali:anlageberatung:advisory_fee_t2,vali:anlageberatung,vali,advisory_fee,Beratungshonorar CHF 250000-500000,0.95,percent,per_annum_pct,vol:250k-500k,,,,2026-02-10,pro
vali:execution_only:courtage_aktien_ch_t2,vali:execution_only,vali,courtage,Courtage Aktien Inland 25k-100k,0.9,percent,per_txn,,,,,,pro
vali:execution_only:courtage_aktien_fx_t5,vali:execution_only,vali,courtage,Courtage Aktien Ausland ab CHF 1M,0.9,percent,per_txn,,,,,,pro
vali:execution_only:courtage_obli_fx_t1,vali:execution_only,vali,courtage,Courtage Obligationen Ausland bis CHF 25k,0.9,percent,per_txn,,,min CHF 120,,,pro
vali:vermoegensverwaltung:mgmt_fee_t4,vali:vermoegensverwaltung,vali,management_fee,Verwaltungshonorar ab CHF 1M,0.85,percent,per_annum_pct,vol:>1m,,,,2026-02-10,pro
vali:execution_only:courtage_obli_ch_t1,vali:execution_only,vali,courtage,Courtage Obligationen Inland bis CHF 25k,0.8,percent,per_txn,,,min CHF 100; inkl. EUREX-Optionen,,,pro
vali:anlageberatung:advisory_fee_t3,vali:anlageberatung,vali,advisory_fee,Beratungshonorar CHF 500000-1M,0.75,percent,per_annum_pct,vol:500k-1m,,,,2026-02-10,pro
vali:execution_only:courtage_aktien_ch_t3,vali:execution_only,vali,courtage,Courtage Aktien Inland 100k-300k,0.7,percent,per_txn,,,,,,pro
vali:anlageberatung:advisory_fee_t4,vali:anlageberatung,vali,advisory_fee,Beratungshonorar ab CHF 1M,0.55,percent,per_annum_pct,vol:>1m,,,,2026-02-10,pro
vali:ws_vorsorge:ter,vali:ws_vorsorge,vali,ter,Total Expense Ratio,0.55,percent,per_annum_pct,,,,,2026-02-10,pro
vali:execution_only:courtage_aktien_ch_t4,vali:execution_only,vali,courtage,Courtage Aktien Inland 300k-1M,0.4,percent,per_txn,,,,,,pro
vali:execution_only:courtage_aktien_ch_t5,vali:execution_only,vali,courtage,Courtage Aktien Inland ab CHF 1M,0.3,percent,per_txn,,,,,,pro
vali:execution_only:custody_fee,vali:execution_only,vali,custody_fee,Depotpreis Execution only,0.25,percent,per_annum_pct,,,"quartalsweise Belastung, zzgl. MwSt",,,pro
vali:kontokorrent:kommission,vali:kontokorrent,vali,service_fee,Kontokorrent-Kommission,0.25,percent,quarterly,,,"Pro Quartal, zusaetzlich zum Sollzins 11%.",,2026-02-02,free
vali:edelmetallkonto:custody_fee,vali:edelmetallkonto,vali,custody_fee,Verwahrungsgebuehr,0.2,percent,per_annum_pct,,,,,2026-02-10,pro
vali:execution_only:courtage_obli_ch_t5,vali:execution_only,vali,courtage,Courtage Obligationen Inland ab CHF 1M,0.2,percent,per_txn,,,,,,pro
vali:kassenobligation:custody_fee,vali:kassenobligation,vali,custody_fee,Depotgebuehr,0.09,percent,per_annum_pct,,,,,2026-02-10,pro
vali:lila_set_young:package_fee,vali:lila_set_young,vali,package_fee,Monatliche Gebuehr Lila Set Young,0.0,CHF,monthly,,,Gratis bis 28 Jahre,,2026-02-10,free
vali:sparkonto:account_mgmt,vali:sparkonto,vali,account_mgmt,Kontofuehrung,0.0,CHF,annual,,,,,2026-02-10,free
vali:sparkonto_extra:account_mgmt,vali:sparkonto_extra,vali,account_mgmt,Kontofuehrung,0.0,CHF,annual,,,,,2026-02-10,free
vali:sparkonto_top:account_mgmt,vali:sparkonto_top,vali,account_mgmt,Kontofuehrung,0.0,CHF,annual,,,,,2026-02-10,free
vali:privor_3a:account_mgmt,vali:privor_3a,vali,account_mgmt,Kontofuehrung,0.0,CHF,annual,,,,,2026-02-10,pro
vali:freizuegigkeit:account_mgmt,vali:freizuegigkeit,vali,account_mgmt,Kontofuehrung,0.0,CHF,annual,,,,,2026-02-10,pro
vali:privatkonto:transfer_domestic_eb,vali:privatkonto,vali,transfer_domestic,Inlandzahlung e-Banking,0.0,CHF,per_txn,,ebanking,,,2026-02-10,free
vali:privatkonto:transfer_sepa_eb,vali:privatkonto,vali,transfer_sepa,SEPA-Zahlung e-Banking,0.0,CHF,per_txn,,ebanking,,,2026-02-10,free
vali:debit_mastercard:purchase_domestic,vali:debit_mastercard,vali,purchase_domestic,Bargeldlos zahlen CH,0.0,CHF,per_txn,,,,,2026-02-10,free
vali:debit_mastercard:atm_domestic_own,vali:debit_mastercard,vali,atm_domestic_own,Bargeldbezug Valiant-Automaten,0.0,CHF,per_txn,,,,,2026-02-10,free
vali:prepaid_travel:annual_fee,vali:prepaid_travel,vali,annual_fee,Jahresgebuehr Prepaid Travel,0.0,CHF,annual,,,,,2026-02-10,free
vali:ebanking:account_mgmt,vali:ebanking,vali,account_mgmt,e-Banking,0.0,CHF,annual,,,,,2026-02-10,free
vali:lila_sparkonto:base_fee,vali:lila_sparkonto,vali,base_fee,Kontofuehrung Lila Sparkonto,0.0,CHF,monthly,,,Kostenlose Kontoeroeffnung und Kontofuehrung. Kontoschluss per Jahresende ebenfalls kostenlos.,,2026-02-02,free
vali:execution_only:custody_fee_youth,vali:execution_only,vali,custody_fee,Depotpreis Jugendliche bis 28 Jahre,0.0,CHF,annual,,,gratis bis 28 Jahre,,,pro
vali:young_plus_konto:account_mgmt,vali:young_plus_konto,vali,account_mgmt,Kontofuehrung,0.0,CHF,monthly,,,,,2026-02-02,free
vali:familien_hypothek:discount,vali:familien_hypothek,vali,mgmt_fee,Familien-Hypothek Zinsreduktion (-0.20% p.a.),,percent,per_annum_pct,,,Bis 0.2% Zinsreduktion auf Festhypothek/Variable-Hypothek.,,2026-04-22,pro
vali:lila_umwelthypothek_liegenschaft:discount,vali:lila_umwelthypothek_liegenschaft,vali,mgmt_fee,Umwelthypothek Liegenschaft Reduktion (-0.30% p.a.),,percent,per_annum_pct,,,Bis 0.3% Reduktion auf Festhypothek-Saetze.,,2026-04-22,pro
vali:lila_umwelthypothek_sanierungen:discount,vali:lila_umwelthypothek_sanierungen,vali,mgmt_fee,Umwelthypothek Sanierungen Reduktion (-0.30% p.a.),,percent,per_annum_pct,,,Bis 0.3% Reduktion auf Festhypothek-Saetze.,,2026-04-22,pro
vali:lila_saron_hypothek_plus:base,vali:lila_saron_hypothek_plus,vali,mgmt_fee,SARON-Hypothek Marge,,percent,per_annum_pct,,,Kundenindividuelle Marge ueber Compounded SARON.,,2026-04-22,pro
vali:baukredit:base,vali:baukredit,vali,mgmt_fee,Baukredit Zinssatz,,percent,per_annum_pct,,,Individuell.,,2026-04-22,pro