id,product_id,bank_id,fee_type,label,amount,currency,frequency,tier,channel,note,source_page,valid_from,access_tier
vskb:compte_prive:banque_restante,vskb:compte_prive,vskb,banque_restante,Banque restante,800.0,CHF,annual,,,"Pro-rata, TVA non comprise",9,2026-01-01,free
vskb:compte_prive:succession_annual,vskb:compte_prive,vskb,succession_fee,Liquidation de succession,200.0,CHF,annual,,,Si non reglee dans les 14 mois,9,2026-01-01,free
vskb:wertschriften_depot:delivery_physical_out,vskb:wertschriften_depot,vskb,securities_transfer,Sortie de titres physique au guichet,200.0,CHF,per_txn,delivery:physical_out,,Par valeur. Majoration +CHF 200 en cas d'envoi par poste.,14,2026-01-01,pro
vskb:wertschriften_depot:delivery_transfer_abroad,vskb:wertschriften_depot,vskb,securities_transfer,Transfert depot vers office etranger,150.0,CHF,per_txn,delivery:transfer_abroad,,,14,2026-01-01,pro
vskb:compte_prive:reminder_3,vskb:compte_prive,vskb,reminder_fee,Lettre de 3e rappel,100.0,CHF,per_txn,,,Solde debiteur,9,2026-01-01,free
vskb:compte_prive:succession_opening,vskb:compte_prive,vskb,succession_fee,Frais d'ouverture succession,100.0,CHF,one_time,,,,9,2026-01-01,free
vskb:wertschriften_depot:delivery_transfer_ch,vskb:wertschriften_depot,vskb,securities_transfer,Transfert depot vers office suisse,100.0,CHF,per_txn,delivery:transfer_ch,,Entree de titres et transfert dans un autre depot BCVS: gratuit.,14,2026-01-01,pro
vskb:safe:annual_fee_min,vskb:safe,vskb,annual_fee,Safe (taille minimale),90.0,CHF,annual,,,"TVA non comprise, de CHF 90 a CHF 1000 selon taille",10,2026-01-01,free
vskb:consignation_loyer:account_opening,vskb:consignation_loyer,vskb,account_opening,Ouverture du compte,70.0,CHF,one_time,,,"CHF 70 clients BCVS, CHF 120 autres",4,2026-01-01,free
vskb:compte_prive:reminder_2,vskb:compte_prive,vskb,reminder_fee,Lettre de 2e rappel,50.0,CHF,per_txn,,,Solde debiteur,9,2026-01-01,free
vskb:conto_business_xl:account_mgmt,vskb:conto_business_xl,vskb,account_mgmt,Prix du compte,48.0,CHF,quarterly,,,"3 comptes entreprise CHF, ecritures illimitees",6,2026-01-01,free
vskb:compte_prive:transfer_intl_counter,vskb:compte_prive,vskb,transfer_intl,Ordre ordinaire a l'etranger,35.0,CHF,per_txn,,counter,,8,2026-01-01,free
vskb:compte_prive:transfer_domestic_counter,vskb:compte_prive,vskb,transfer_domestic,Ordre ordinaire CHF en Suisse,30.0,CHF,per_txn,,counter,,8,2026-01-01,free
vskb:compte_prive:transfer_domestic_eur_counter,vskb:compte_prive,vskb,transfer_domestic,Ordre ordinaire EUR en Suisse,30.0,CHF,per_txn,,counter,,8,2026-01-01,free
vskb:compte_prive:forced_closure,vskb:compte_prive,vskb,account_closing,Cloture d'un compte sur decision de la banque,30.0,CHF,per_txn,,,A l'echeance du delai imparti puis trimestriellement,10,2026-01-01,free
vskb:conto_premium:package_fee,vskb:conto_premium,vskb,package_fee,Prix par mois sans bonus,25.5,CHF,monthly,,,CHF 18.00 avec bonus max (5 produits),3,2026-01-01,free
vskb:compte_prive:reminder_1,vskb:compte_prive,vskb,reminder_fee,Lettre de 1er rappel,25.0,CHF,per_txn,,,Solde debiteur,9,2026-01-01,free
vskb:epargne_garantie_loyer:account_opening,vskb:epargne_garantie_loyer,vskb,account_opening,Ouverture du compte,20.0,CHF,one_time,,,"CHF 20 clients BCVS, CHF 300 autres",4,2026-01-01,free
vskb:compte_prive:our_surcharge,vskb:compte_prive,vskb,our_surcharge,Supplement tous les frais a la charge du donneur d'ordre,20.0,CHF,per_txn,,,+ frais de tiers eventuels,8,2026-01-01,free
vskb:conto_business_l:account_mgmt,vskb:conto_business_l,vskb,account_mgmt,Prix du compte,18.0,CHF,quarterly,,,Ecritures illimitees,6,2026-01-01,free
vskb:business_pack_premium:package_fee,vskb:business_pack_premium,vskb,package_fee,Prix par mois,16.0,CHF,monthly,,,,6,2026-01-01,free
vskb:conto_confort:package_fee,vskb:conto_confort,vskb,package_fee,Prix par mois sans bonus,13.5,CHF,monthly,,,CHF 6.00 avec bonus max (5 produits),3,2026-01-01,free
vskb:business_pack_confort:package_fee,vskb:business_pack_confort,vskb,package_fee,Prix par mois,12.0,CHF,monthly,,,,6,2026-01-01,free
vskb:compte_monnaie_etrangere:bouclement,vskb:compte_monnaie_etrangere,vskb,account_closing_fee,Frais de bouclement,10.0,CHF,annual,,,,4,2026-01-01,free
vskb:compte_courant:bouclement,vskb:compte_courant,vskb,account_closing_fee,Frais de bouclement,10.0,CHF,quarterly,,,,4,2026-01-01,free
vskb:conto_business_m:account_mgmt,vskb:conto_business_m,vskb,account_mgmt,Prix du compte,10.0,CHF,quarterly,,,"30 ecritures/trimestre incluses, puis CHF 0.40/ecriture supplementaire",6,2026-01-01,free
vskb:compte_monnaie_etrangere_pro:bouclement,vskb:compte_monnaie_etrangere_pro,vskb,account_closing_fee,Frais de bouclement,10.0,CHF,annual,,,,6,2026-01-01,free
vskb:compte_prive:invoice_reception,vskb:compte_prive,vskb,invoice_fee,Ordres a reception de facture,10.0,CHF,per_txn,,,,8,2026-01-01,free
vskb:compte_prive:order_block,vskb:compte_prive,vskb,order_block,Blocage d'un ordre,10.0,CHF,per_txn,,,,8,2026-01-01,free
vskb:libre_passage:account_mgmt,vskb:libre_passage,vskb,account_mgmt,Forfait par trimestre,9.0,CHF,quarterly,,,"Inclut gestion, ecritures, releves, bouclement",5,2026-01-01,pro
vskb:conto_standard:package_fee,vskb:conto_standard,vskb,package_fee,Prix par mois sans bonus,7.5,CHF,monthly,,,CHF 0.00 avec bonus max (5 produits),3,2026-01-01,free
vskb:compte_prive:transfer_intl_ebanking,vskb:compte_prive,vskb,transfer_intl,Ordre e-banking autres etranger,5.0,CHF,per_txn,,ebanking,,8,2026-01-01,free
vskb:compte_prive:standing_order_setup,vskb:compte_prive,vskb,standing_order,Ordre permanent creation/mutation/annulation,5.0,CHF,one_time,,,Par la banque; CHF 0.50 par traitement,8,2026-01-01,free
vskb:compte_prive:account_mgmt,vskb:compte_prive,vskb,account_mgmt,Frais de gestion par mois,4.0,CHF,monthly,,,"Gratuit dans les packs Standard, Confort et Premium ainsi que Jeunes et Formation",4,2026-01-01,free
vskb:business_pack_standard:package_fee,vskb:business_pack_standard,vskb,package_fee,Prix par mois,4.0,CHF,monthly,,,,6,2026-01-01,free
vskb:compte_prive:counter_withdrawal,vskb:compte_prive,vskb,counter_withdrawal,Retrait/Versement au guichet en CHF,3.0,CHF,per_txn,,counter,Gratuit dans certains packs; 24-36 retraits inclus par an selon pack,4,2026-01-01,free
vskb:compte_club:account_mgmt,vskb:compte_club,vskb,account_mgmt,Frais de gestion par mois,3.0,CHF,monthly,,,,4,2026-01-01,free
vskb:compte_prive:statement_alt,vskb:compte_prive,vskb,statement_fee,Frais de releve autre periodicite,2.0,CHF,per_txn,,,,4,2026-01-01,free
vskb:compte_monnaie_etrangere:statement_alt,vskb:compte_monnaie_etrangere,vskb,statement_fee,Frais de releve autre periodicite,2.0,CHF,per_txn,,,,4,2026-01-01,free
vskb:compte_courant:statement_alt,vskb:compte_courant,vskb,statement_fee,Frais de releve autre periodicite,2.0,CHF,per_txn,,,,4,2026-01-01,free
vskb:compte_epargne:statement_alt,vskb:compte_epargne,vskb,statement_fee,Frais de releve autre periodicite,2.0,CHF,per_txn,,,,4,2026-01-01,free
vskb:compte_epargne_cadeau:statement_alt,vskb:compte_epargne_cadeau,vskb,statement_fee,Frais de releve autre periodicite,2.0,CHF,per_txn,,,,4,2026-01-01,free
vskb:epargne3:statement_alt,vskb:epargne3,vskb,statement_fee,Frais de releve papier autre periodicite,2.0,CHF,per_txn,,,,5,2026-01-01,pro
vskb:libre_passage:statement_alt,vskb:libre_passage,vskb,statement_fee,Frais de releve papier autre periodicite,2.0,CHF,per_txn,,,,5,2026-01-01,pro
vskb:compte_prive:ordre_fit,vskb:compte_prive,vskb,transfer_domestic,Ordre Fit,2.0,CHF,per_txn,,,,8,2026-01-01,free
vskb:wertschriften_depot:courtage_eq_foreign,vskb:wertschriften_depot,vskb,courtage,Courtage actions etrangeres (< CHF 50k),1.8,percent,per_txn,eq_foreign:vol_50k,,"Min CHF 120. Tier matrix: <50k 1.80%, <100k 1.60%, <200k 1.50%, <300k 1.30%, <400k 1.10%, <1m 1.00%, >1m 0.80%.",8,2026-01-01,pro
vskb:gestion_active_swiss_focus:mgmt,vskb:gestion_active_swiss_focus,vskb,mgmt_fee,"Commission annuelle (Active Swiss Focus, Balance, portefeuille < CHF 1.5m)",1.55,percent,per_annum_pct,active:1500k:balance,,"Tier matrix: Securite 1.10%-1.00%, Defensif 1.40%-1.20%, Balance 1.55%-1.35%, Offensif 1.70%-1.50%. 4 portfolio tiers. Min CHF 2200-3400.",4,2026-01-01,pro
vskb:compte_epargne:posting_fee,vskb:compte_epargne,vskb,posting_fee,Frais d'ecritures,1.5,CHF,per_txn,,,Des la 25e ecriture par annee,4,2026-01-01,free
vskb:compte_epargne_cadeau:posting_fee,vskb:compte_epargne_cadeau,vskb,posting_fee,Frais d'ecritures,1.5,CHF,per_txn,,,Des la 25e ecriture par annee,4,2026-01-01,free
vskb:epargne_garantie_loyer:posting_fee,vskb:epargne_garantie_loyer,vskb,posting_fee,Frais d'ecritures,1.5,CHF,per_txn,,,Des la 25e ecriture par annee,4,2026-01-01,free
vskb:compte_monnaie_etrangere_pro:posting_fee,vskb:compte_monnaie_etrangere_pro,vskb,posting_fee,Frais d'ecritures,1.5,CHF,per_txn,,,Des la 25e ecriture par annee,6,2026-01-01,free
vskb:epargne_entreprise:posting_fee,vskb:epargne_entreprise,vskb,posting_fee,Frais d'ecritures,1.5,CHF,per_txn,,,Des la 25e ecriture par annee,6,2026-01-01,free
vskb:compte_prive:transfer_sepa,vskb:compte_prive,vskb,transfer_sepa,Ordre e-banking SEPA,1.5,CHF,per_txn,,ebanking,,8,2026-01-01,free
vskb:compte_prive:sdd,vskb:compte_prive,vskb,direct_debit,SDD,1.5,CHF,per_txn,,,,8,2026-01-01,free
vskb:gestion_star_select:mgmt,vskb:gestion_star_select,vskb,mgmt_fee,"Commission annuelle (Star Select, Equilibre, portefeuille < CHF 1.5m)",1.25,percent,per_annum_pct,star_select:1500k:equilibre,,"Tier matrix: Obligations 0.95%-0.80%, Modere 1.25%-1.05%, Equilibre 1.40%-1.20%, Dynamique 1.65%-1.45%, Actions 1.70%-1.50%. 4 portfolio tiers (<1.5m / <3m / <5m / >5m). Min facture CHF 1900-3400 selon strategie. +0.20% pour restrictions de gestion.",4,2026-01-01,pro
vskb:wertschriften_depot:courtage_eq_ch,vskb:wertschriften_depot,vskb,courtage,Courtage actions suisses (< CHF 50k),1.1,percent,per_txn,eq_ch:vol_50k,,"Min CHF 80. Max 10% du montant brut. Tier matrix: <50k 1.10%, <100k 1.00%, <200k 0.90%, <300k 0.70%, <400k 0.60%, <1m 0.50%, >1m 0.40%. -50% pour mandats Advanced, -25% pour Compact.",8,2026-01-01,pro
vskb:compte_prive:paper_statement,vskb:compte_prive,vskb,statement_fee,Frais de releve papier,1.0,CHF,per_txn,,paper,,4,2026-01-01,free
vskb:compte_monnaie_etrangere:paper_statement,vskb:compte_monnaie_etrangere,vskb,statement_fee,Frais de releve papier,1.0,CHF,per_txn,,paper,,4,2026-01-01,free
vskb:compte_courant:paper_statement,vskb:compte_courant,vskb,statement_fee,Frais de releve papier,1.0,CHF,per_txn,,paper,,4,2026-01-01,free
vskb:compte_club:paper_statement,vskb:compte_club,vskb,statement_fee,Frais de releve papier,1.0,CHF,per_txn,,paper,,4,2026-01-01,free
vskb:gestion_smart:mgmt,vskb:gestion_smart,vskb,mgmt_fee,"Commission annuelle (Smart, Equilibre, portefeuille < CHF 1.5m)",1.0,percent,per_annum_pct,smart:1500k:equilibre,,"Tier matrix: Modere 0.95%-0.80%, Equilibre 1.00%-0.85%, Dynamique 1.05%-0.90%. 4 portfolio tiers. Min CHF 950-1050.",4,2026-01-01,pro
vskb:wertschriften_depot:courtage_bonds,vskb:wertschriften_depot,vskb,courtage,Courtage obligations (< CHF 50k),0.8,percent,per_txn,bonds:vol_50k,,"Min CHF 80. Tier matrix: <50k 0.80%, <100k 0.70%, <200k 0.50%, <300k 0.40%, <400k 0.40%, <1m 0.30%, >1m 0.20%.",8,2026-01-01,pro
vskb:etrade:courtage_eq_ch,vskb:etrade,vskb,courtage,Courtage actions suisses via e-trade (< CHF 50k),0.55,percent,per_txn,eq_ch:vol_50k,,50% du tarif standard. Min CHF 40. Tier matrix proportionnel a wertschriften_depot.,10,2026-01-01,pro
vskb:compte_prive:ebanking_fee,vskb:compte_prive,vskb,ebanking_fee,E-banking / Mobile banking par mois,0.5,CHF,monthly,,ebanking,,4,2026-01-01,free
vskb:compte_monnaie_etrangere:eur_withdrawal,vskb:compte_monnaie_etrangere,vskb,counter_withdrawal,Retrait/Versement au guichet en EUR,0.5,percent,per_txn,,,Minimum CHF 20,4,2026-01-01,free
vskb:compte_prive:standing_order_exec,vskb:compte_prive,vskb,standing_order,Ordre permanent traitement CHF,0.5,CHF,per_txn,,,,8,2026-01-01,free
vskb:wertschriften_depot:admin_pillar3,vskb:wertschriften_depot,vskb,depot_fee,Commission administration depot (epargne 3 / libre passage),0.5,percent,per_annum_pct,special:pillar3_libre_passage,,Tarif special pour depots epargne 3 et libre passage. Fonds BCVS classe AP exoneres.,6,2026-01-01,pro
vskb:fiduciary_terme:comm_t1,vskb:fiduciary_terme,vskb,mgmt_fee,Commission depot fiduciaire ferme (< CHF 500k),0.5,percent,per_annum_pct,vol:500k,,Pro rata temporis. Min CHF 200 (ou contre-valeur) par depot.,12,2026-01-01,pro
vskb:fiduciary_callgeld:comm,vskb:fiduciary_callgeld,vskb,mgmt_fee,Commission depot fiduciaire 2 jours preavis (< CHF 10m),0.5,percent,per_annum_pct,vol:10m,,Pro rata temporis. Au-dela de CHF 10m: a fixer selon conditions du marche. Frais de mutation CHF 100.,12,2026-01-01,pro
vskb:compte_courant:posting_fee,vskb:compte_courant,vskb,posting_fee,Frais d'ecritures,0.4,CHF,per_txn,,,,4,2026-01-01,free
vskb:metallkonto:admin_silver,vskb:metallkonto,vskb,depot_fee,Commission annuelle compte metaux argent,0.4,percent,per_annum_pct,metal:silver,,Minimum CHF 50.,13,2026-01-01,pro
vskb:fiduciary_terme:comm_t2,vskb:fiduciary_terme,vskb,mgmt_fee,Commission depot fiduciaire ferme (< CHF 1m),0.375,percent,per_annum_pct,vol:1m,,,12,2026-01-01,pro
vskb:conseil_advanced:advisory,vskb:conseil_advanced,vskb,mgmt_fee,Commission de conseil Advanced,0.35,percent,per_annum_pct,,,"Min facture CHF 700. Tous montants. Plus commission administration depot (separe). 50% rabais courtage, 50% rabais fonds BCVS.",7,2026-01-01,pro
vskb:metallkonto:admin_other,vskb:metallkonto,vskb,depot_fee,Commission annuelle compte metaux (or/platine/palladium),0.3,percent,per_annum_pct,metal:gold_platinum_palladium,,Minimum CHF 50.,13,2026-01-01,pro
vskb:wertschriften_depot:admin_t1,vskb:wertschriften_depot,vskb,depot_fee,Commission administration depot (< CHF 1.5m),0.28,percent,per_annum_pct,vol:1500k,,"Min CHF 60/depot, CHF 40/position. Calcul mensuel, facturation trimestrielle. Gratuit pour actions BCVS et obligations de caisse BCVS. 20% rabais pour fonds BCVS. Majorations: +0.15% titres a l'etranger, +0.10% metaux precieux, +0.05% domicile etranger, +0.05% depot numerique, +0.10% hors depots collectifs.",6,2026-01-01,pro
vskb:wertschriften_depot:admin_t2,vskb:wertschriften_depot,vskb,depot_fee,Commission administration depot (< CHF 3m),0.26,percent,per_annum_pct,vol:3m,,,6,2026-01-01,pro
vskb:fiduciary_terme:comm_t3,vskb:fiduciary_terme,vskb,mgmt_fee,Commission depot fiduciaire ferme (< CHF 2.5m),0.25,percent,per_annum_pct,vol:2_5m,,,12,2026-01-01,pro
vskb:wertschriften_depot:admin_t3,vskb:wertschriften_depot,vskb,depot_fee,Commission administration depot (< CHF 5m),0.24,percent,per_annum_pct,vol:5m,,,6,2026-01-01,pro
vskb:wertschriften_depot:admin_t4,vskb:wertschriften_depot,vskb,depot_fee,Commission administration depot (> CHF 5m),0.22,percent,per_annum_pct,vol:5m_plus,,,6,2026-01-01,pro
vskb:conseil_compact:advisory,vskb:conseil_compact,vskb,mgmt_fee,Commission de conseil Compact,0.15,percent,per_annum_pct,,,Pas de minimum. Tous montants. Plus commission administration depot. 25% rabais courtage.,7,2026-01-01,pro
vskb:fiduciary_terme:comm_t4,vskb:fiduciary_terme,vskb,mgmt_fee,Commission depot fiduciaire ferme (> CHF 2.5m),0.125,percent,per_annum_pct,vol:2_5m_plus,,,12,2026-01-01,pro
vskb:conto_bienvenue:package_fee,vskb:conto_bienvenue,vskb,package_fee,Prix par mois,0.0,CHF,monthly,,,,3,2026-01-01,free
vskb:conto_jeunes:package_fee,vskb:conto_jeunes,vskb,package_fee,Prix par mois,0.0,CHF,monthly,,,,3,2026-01-01,free
vskb:conto_formation:package_fee,vskb:conto_formation,vskb,package_fee,Prix par mois,0.0,CHF,monthly,,,,3,2026-01-01,free
vskb:compte_start:account_mgmt,vskb:compte_start,vskb,account_mgmt,Frais de gestion,0.0,CHF,monthly,,,,4,2026-01-01,free
vskb:compte_epargne:account_mgmt,vskb:compte_epargne,vskb,account_mgmt,Frais de gestion,0.0,CHF,annual,,,,4,2026-01-01,free
vskb:compte_epargne_cadeau:account_mgmt,vskb:compte_epargne_cadeau,vskb,account_mgmt,Frais de gestion,0.0,CHF,annual,,,,4,2026-01-01,free
vskb:epargne3:account_mgmt,vskb:epargne3,vskb,account_mgmt,Frais de gestion,0.0,CHF,annual,,,,5,2026-01-01,pro
vskb:epargne_entreprise:account_mgmt,vskb:epargne_entreprise,vskb,account_mgmt,Frais de gestion,0.0,CHF,annual,,,,6,2026-01-01,free
vskb:compte_prive:transfer_domestic_ebanking,vskb:compte_prive,vskb,transfer_domestic,Ordre e-banking CHF en Suisse,0.0,CHF,per_txn,,ebanking,,8,2026-01-01,free
vskb:compte_prive:transfer_domestic_eur_ebanking,vskb:compte_prive,vskb,transfer_domestic,Ordre e-banking EUR en Suisse,0.0,CHF,per_txn,,ebanking,,8,2026-01-01,free
vskb:compte_prive:lsv,vskb:compte_prive,vskb,direct_debit,LSV+,0.0,CHF,per_txn,,,,8,2026-01-01,free
vskb:consignation_societe:account_opening,vskb:consignation_societe,vskb,account_opening,Ouverture,,CHF,one_time,,,"1 pour mille sur montant consigne, min CHF 250, max CHF 2500",4,2026-01-01,free